Young Living Program has been operating since in 2014 , photo:
The government on Tuesday approved a draft amendment to the law “On State aid in the purchase of a first home for young people”, the basis of which the government is implemented program “Living for the Young” (MdM). Individuals and families with two children will be able to receive funding downpayment of 20 percent. (Currently 15 percent), whereas in the case of three or more – additional amount to 30 percent (currently 15 percent). In the case of families with at least three children, the government also waives the requirement to purchase a first home and the age limit of 35 years. The changes also involve an increase, up to 65 square meters, the limit of the subsidies for families with at least three children. Until now, the limit was 50 square meters. Is the “MdM” works as a family-friendly policies – Assess the radio Jedynka analyst with Lion’s Bank.
– This program is a very limited extent, family-oriented, very few people with children decided to use it – said Bartosz Turek. The most glaring example is a family with at least three children. In 2014 years of the “MdM” benefited their only 37. In total payments received approx. 14 thousand. customers taking out mortgage. Guest admitted that the program used mainly by wealthy people and big cities. – Payments went to those who would still have bought the apartment because they could afford – said the analyst.
Turek noted that the program of subsidies should also be included secondary market and purchase of houses, which would broaden the range ” MdM “the whole country. – In ¾ districts in Poland are not working developers, and more than half of the money from the program was distributed in 5 cities – said the expert. He also stressed that housing prices used are lower. – Meter “used” is about 16 percent. cheaper than a meter of a new apartment from the developer. It’s a massive difference – Bartosz Turek said.
Guest Ones pointed out that the structure, which supports only the purchase of new housing, it pays to the Ministry of Finance. The price of housing is 8 percent. VAT which is immediately returned to the budget. Taxes pay a company engaged in the production of building materials and interior finishing. – If you count all the taxes, they give a greater amount than the additional payment for the beneficiaries of the program – Bartosz Turek said.
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Title programs: Afternoon a One
He Marek Mądrzejewski
Guest: Bartosz Turek (the real estate market analyst Lion’s Bank)
Issue Date : 04/03/2015
Time of issue: 15.30
fc / ag
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