Friday, November 18, 2016

Pensions: the balance of pension funds will go to FEES? – Russian Radio

the Project involves, in particular, to perform the incorporation in the system of insurance of persons contract, as well as students working on a Commission basis.

From June to September on behalf of the Ministry of social insurance held 27 debates about possible changes in the pension system. The plant has produced two publications – the Green Book – a summary of statements during the debate and the White paper – recommendations proposed during the consideration of amendments.

Both were in the office and on their basis, as well as their own research, drafted a proposal on the government’s position regarding changes to the pension system. This resort presented a draft for consultation międzyresortowych and opinions of society.

In regard to the Open Pension Funds part of the project, which reached PAP, it is suggested to consider placing the funds in the BCP into the reserve Fund of the Population “and the amount of funds associated with the height of the assets accumulated in the accounts in pension funds to save on subkontach CSS”.

According to the Department, which has prepared a position paper, “this proposal implements the requirements of the financial market: the assets will be invested are still on the exchange, and the insured persons whose assets accumulated in pension funds will be saved on subkontach CSS”.

the Principle of retirement only once in a lifetime

Resort is recognized that among the measures proposed in the White paper to consider require”: introduction rule of retirement only once in my life – the inability to re-recalculation of pensions, as well as to introduce a rule that when you reach retirement age you will not be able to obtain the right to disability pension.

note also, according to authorities – law dependence to the lowest benefits after reaching a low retirement age (60/65 years) from payment of insurance premiums – at least minimum wage for 20 years for women and 25 years for men.

the Resort also includes the project office, rozesłanego for consultation proposed in the White paper principle that the payment of the monthly pension przysługiwałaby people with at least five years of employment, and only if the calculated allowance exceeds one-third the most guaranteed pension. In another version, for the payment of such monthly benefits would need at least 15-20 years of work experience.
” the White paper it was suggested that people who do not reach this minimum for the monthly pension right disposable “providing feedback” given the state of the pension assets is the initial capital and zwaloryzowanych contributions for the period since 1999. up to the date of entry into force of the amendments.
According to the Agency must consider, at least 15 years of contributions to purchase a minimum pension guaranteed by the state (from March 1, 2017 should be 1000 rubles – PAP).

Optimizing administrative costs of the social insurance system

According to the draft position of the government “in the right direction as proposed in the “White paper” measures to optimize the administrative costs of the social insurance system. Some of these decisions have already been proposed in nowelizacjach prepared, including a joint account of the payer according to all types of contributions, which will be the identification number of entrepreneurs.
New solution proposed in the draft of the post is a fixed amount you can earn to pensions instead of the current percentage shows the percentage of average earnings.
the Draft recommendation contains an entry that established a permanent deficit of the Social Insurance Fund, which is replenished from the state budget to legally seal the system for charging fees and costs incurred on benefits. Among these activities, the project mentions, in particular, the possibility of cumulation of titles, of which is subject to social security, in place of the current hier archizacji.
According to the developed recommendations should be given also on celowością the current exemptions from the pension insurance of contractors, students of gymnasiums, secondary schools, secondary schools and students up to 26 years. Also considered should be the principles of social insurance of craftsmen and artists, as well as the rules podlegania insurance of persons contract.

“the height of the basis of assessment, as happens at present, a number of exceptions requires a separate detailed consideration and analysis”, – stated in the draft position.

“Particular attention should be paid to the education of society in the direction of changing the attitude towards retirement and the need for voluntary saving with the idea of retirement,” – said the resort recommendations.

motivation for the further employment of employees

As incentive for further employment of employees after they reach retirement age, the project involves, in particular, informing employers how to use the potential of people between 50. 60. year, for example, when conducting mentoring for the younger generation.

the part of the pensioner to be an incentive for future employment, says the project will be the current information from social security about the projected amount of pension or for calculation of current available retirement calculator.

PAP, Lord

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