Monday, February 29, 2016

How much it cost to get support for political parties in the parliamentary elections? – Onet.pl

Elections in 2015 cost the electoral committees a total of 99.335 million zł. Two-thirds of this amount spent two largest parties: PO and PiS. It turns out, however, that spending hundreds of thousands of election campaign does not guarantee the highest gain support. Look how many parties “paid” for the cast at no voices.

On the basis of published financial statements, prepared a summary of the electoral committees, the cost to acquire one vote. Parties are arranged in the order of that which has issued at least the one that released the most. At the end there are committees, which failed to enter Parliament.

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European Commission concerned about the increase in the deficit in Poland, Deputy Prime Minister calms – Polish Radio


                             The European Commission did not comment on the draft opinion of the Venice Commission on amendments to the Polish Constitutional Tribunal Act.
 
                         

– The process of preparing the report of the Venice Commission takes. We work closely with the Venice Commission and look forward to its final opinion – said a spokeswoman for the European Commission Mina Andreeva.

– The European Commission has agreed to return to the topic Polish in mid-March – she added.

She recalled that the European Commission conducts with the Polish authorities’ dialogue on the rule of law “, which involves the exchange of information entered in the Polish Constitutional Tribunal Act.

letter to the Polish authorities

Vice-President of the European Commission Frans Timmermans wrote to the Polish authorities on Feb. 1, asking for “information about a number of issues that have not yet been fully explained by the Polish authorities.”

13 January the European Commission has started to Polish the procedure for the protection of the rule of law. As explained Timmermans immediate reason for this decision was the failure of the binding decisions of the Constitutional Tribunal regarding the selection of judges and the adoption of amendments to the Law on the Court. Timmermans announced also the time that the European Commission will assess the situation in Poland in close cooperation with the Venice Commission of the opinion of the Constitutional Tribunal Act returned in December Polish Ministry of Foreign Affairs.

The draft report of the Venice Commission was last week sent to the Polish authorities. The official opinion of the Venice Commission is expected to adopt at the plenary session of 11-12 March.

The leak to the media

The draft opinion on Saturday revealed the media. Law and Justice deputy prime minister said at the time that Poland submitted a draft is currently being analyzed and will be reported to him. She added that it, what decisions will be taken, you will be able to say after receiving the final opinion of the Commission. She said that “this is not the opinion of binding in the sense that the state must do it, or have to adjust to it, because we are a sovereign state.”

– The Venice Commission advises Calls attention, and State that this opinion receives, decides whether these recommendations introduced – she said.

the project report commented on Monday the leader of the liberals in the European, Belgian politician Guy Verhofstadt.

“it is worrying the Prime Minister of Law and Justice deputy said that the recommendations of the Venice Commission are not binding. When the committee makes recommendations for Ukraine or other eastern neighbors, the entire EU expects from them that they will respect these recommendations. Double standards undermine the credibility of the European Union. recommendations of the Venice Commission at key EU countries should be treated equally, and perhaps more seriously, “- said Verhofstadt on Facebook.

” we can not allow this to PiS playing games core values ​​podzielanymi across Europe, “- he added.

What’s in a draft report of the Venice Commission?

the draft opinion of the Venice Commission in the conclusions calls on all authorities to fully respect and implement the decisions of the Constitutional Court. The Commission welcomes with appreciation the fact that all Polish interlocutors expressed their attachment to the Court as a guarantor of the supremacy of the constitution in Poland. However, until the situation constitutional crisis relating to TK remains unresolved, and until the Court can not perform the work in an efficient manner, are threatened not only the rule of law, as well as democracy and human rights – were found.

added that it is necessary finding a solution to the current conflict over the composition of the Tribunal. The rule of law any solution must be based on a commitment to respect and full implementation of the Court’s decisions – underlined.

The Commission therefore calls on all authorities to fully respect and implement the judgments of the Court and in particular calls on the Parliament to appeal resolutions which have been taken on the basis of the findings considered by the Court as unconstitutional – says the draft opinion.

it was found that the notified proposal in the parliament dismissal of all judges of the Court “can not be part of any solution that respects the rule of law.” See also questioned the argument about the need to ensure political pluralism in the composition of the Court.

The president Andrzej Duda about the leak of the Venice Commission:

Source: TVN24 / x-news

According to the draft opinion, the provisions of the Act on the Tribunal by Justice of December 22, affecting the efficiency of TK “should be repealed.” It was stressed that they can not justify prefer to introduce a “pluralism” in the composition of TK, because it means lack of understanding of the role of the Court, which does not represent the interests of neither political nor party. According to the draft amendment, rather than speed up the work of TK, will cause them serious slowdown, making it ineffective guardian of the constitution.

added that although it is not a good time for a discussion about changing the Constitution of the Republic of Poland, however, the Commission recommends that in the long term amendment to the Constitution to introduce qualified majority for the selection of judges TK by the Sejm, with the provision of an effective system of anti-deadlock with such a choice.

the solution nieszanujące the rule of law was the proposal (tabled in Parliament by Kukiz’15) to extinguish the term of office of all judges TK.

Making the Constitutional Court ineffective is unacceptable and removes a key mechanism which ensures that potential conflicts with European and international norms and standards can be resolved at the state level without the need for European or others support the courts, which are overloaded and less close to the realities on the spot – indicates the draft opinion.

mr

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The government blurs the promises made in the campaign: lowering the retirement age, conversion … – Dziennik.pl

At the end of the week the government praised the achievements of the first hundred days. But some key announcements from the campaign will probably modified due to the excessive cost to the budget.



Tax on trade: no one is happy

The tax on retail sales so far the largest failure of the government . Not only delayed its introduction – as a big question mark puts the implementation of the plan gaining 2 billion zł for the budget – but also leads to a big social resonance. The government first had to deal with the protest a particular occupational group and that this, as requested by the election. The tax was to be one of the pillars of program funding PiS, the party put it in his program next to a bank tax.

– Ministry of Finance on Monday or Tuesday will present a new project. As for the main objectives, they should be consistent with what we agreed at the meeting with merchants – says Minister Henryk Kowalczyk, the head of the Standing Committee of the Council of Ministers.

emphasizes that it is the traders were the first They receive the project and will be able to comment on the matter.

What it finds? Representatives of the Ministry of Finance promise not to tax commerce on the Internet. If the project will be responsible merchant demands, you probably see a project with a stake of line with the high amount of free. Members of the parliamentary group for the promotion of entrepreneurship and economic patriotism want eg. The rate of 0.9 percent. with a free amount of 200 million zł turnover per year. With such a construction tax would pay actually only the largest stores.

It is already known that the project will be a new definition of a franchise network exempt (heralded earlier MF – tax will be charged on related entities or personality). The Ministry of Finance also dispenses with a special higher tax rate trading at weekends – at least on Saturdays. Until the last moment resort hesitated to leave specstawkę the turnover achieved on Sunday.

The tax may still be applied only to retail sales to consumers (individuals). As indicated already in the DGP, it may be a potential loophole in the new rules. There will not charge for the tribute at wholesale to businesses. It is not clear how and whether he has a duty to verify whether the customer buys the goods for personal purposes, or company.



Law Franková: hot potato

Unlikely that no change was left with design conversion of foreign currency loans, which in the initial version of the President’s Office announced. Financial Supervisory Commission collects data from banks about the potential financial impact of this law. Polish National Bank has calculated them already about 44 billion zł losses across the banking sector.

Representatives Office in informal conversations admit that if the calculation of the NBP confirmed the Financial Supervision Authority, the project will need to be changed.

– the most important for the president is to maintain the stability of the financial system. The President did not propose anything that could disturb the stability of – says our source from the office. In his view, the current draft should be treated only as a starting point for discussion. Talk indeed already underway, including among government ministers.

The government offices are considered the directions in which they might go change. Main objective: to reduce its costs. This can be done, among others, compacting screen for eligible – eg. only to loans for the first house. Or enter the firewall in the form of a level of LTV, or loan to value of the property. Another indicator could be a debt to income – the ratio of the debt under the loan-to-income. This would eliminate the system of wealthy people and the least burdened by debt.

Reducing costs is the main goal, not only because of concerns about the stability of the system, but also because of the immediate needs of government policy. Calling losses in banks of 44 billion zł (as calculated NBP) means that the budget does not get in the sector penny of income tax. And so far the sector wpłacał him quite a lot, according to the Association of Polish Banks in 2014. Almost 4 billion zł. And without loss budgets in the coming years will be tense, because the Ministry of Finance is trying to reconcile the plan to keep the deficit below 3 percent. GDP with financing already enacted programs as Family 500 +.

The second problem is deleveraging, which may occur after the introduction of the Act into force. The disappearance of profits means that banks will not have nothing to increase equity (usually they do it just worked out profits). To fill safety indicators measured, eg. The value of capital assets, the bank would have to limit the increase in the value of these assets – which in practice does not provide new loans. That’s a problem, because the program of Deputy Matthew Morawiecki assumes rather the share of banks in the financing of the government.



Higher tax-free: yes, but …

In the case of increasing the amount of free two certainties. Firstly rise from next year. Secondly, certainly it will not increase for the forthcoming election campaign level 8 thousand. zł. The finance ministry has in this moment, for which the loss of income due to increase the amount of free will be able to afford next year. Target, or its increase to 8 thousand. zł, the PIT revenue lower by more than 20 billion zł. With almost half a loss in revenue of the budget. The rest of the local government.

Next year’s budget would not stand. Ministry of Finance calculates the path might look like an investigation into tax-free at the target level. Preliminary estimates put the increase by almost 1.5 thousand. zł next year. In subsequent years it could grow by a similar size, which means that the target could be achieved in 2019.

A year ago, PiS was considering introducing a third rate of PIT. Although it gave up in the coming years he will be looking for additional income because of the tight budgetary situation. It is therefore possible that increasing the amount of free will coupled with the introduction of its degressivity. So wealthier taxpayers will feel the benefits of this change to a lesser extent, or even not at all. Directional decisions on the introduction of tax-free allowances must be known in the first half, and the same law enacted as other related income taxes until November.



The lower the retirement age

Another flagship demand – the lowering of the age retirement – PiS would pass this year. – We want the work schedule was so coordinated and carried out to indeed this project came into force in the next year – said on Friday Prime Minister Beata Awl. But as in the case of tax-free amount is not known what will be its final shape. In the Sejm deputies working on a presidential project that meets the Campaign promise of lowering the age to 60 years for women and 65 for men. The official position of the government is that the study of Beata Szydło supports the project in this form. But government enthusiasm for this solution lose politicians responsible for economic policy. In this form it means high costs for public finances due to higher pensions and lower premiums. Therefore informally circulate ideas put various restrictions, eg. By introducing a ban on combining retirement from work or gradually reduce wages and increase benefits by combining a pension with work. Ala far it loose concepts. The government is waiting for, or some kind of agreement will be possible in this matter in the Council of Social Dialogue between compounds that want as an additional criterion of length, and employers. Besides, this year is to be a review of the retirement and the final solution may be the result.

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The budget above all else. Awl government withdraws from lowering the retirement age and a higher amount of free – GazetaPrawna.pl

At the end of the week the government praised the achievements of the first hundred days. But some key announcements from the campaign will probably modified due to the excessive cost to the budget.

tax trade: no one is happy

tax on retail sales so far the largest failure of the government. Not only delayed its introduction – as a big question mark puts the implementation of the plan gaining 2 billion zł for the budget – but also leads to a big social resonance. The government first had to deal with the protest a particular occupational group and that this, as requested by the election. The tax was to be one of the pillars of program funding PiS, the party put it in his program next to a bank tax.

– Ministry of Finance on Monday or Tuesday will present a new project. As for the main objectives, they should be consistent with what we agreed at the meeting of the dealer – says Minister Henryk Kowalczyk, the head of the Standing Committee of the Council of Ministers.

emphasizes that it is the traders as the first project will receive and have expressed themselves on this issue.

What will it find? Representatives of the Ministry of Finance promise not to tax commerce on the Internet. If the project will be responsible merchant demands, you probably see a project with a stake of line with the high amount of free. Members of the parliamentary group for the promotion of entrepreneurship and economic patriotism want eg. The rate of 0.9 percent. with a free amount of 200 million zł turnover per year. With such a construction tax would pay actually only the largest stores.

It is already known that the project will be a new definition of a franchise network exempt (heralded earlier MF – tax will be charged on affiliates financially or personally). The Ministry of Finance also dispenses with a special higher tax rate trading at weekends – at least on Saturdays. Until the last moment resort hesitated to leave specstawkę the turnover achieved on Sunday.

tax may still be applied only to retail sales to consumers (individuals). As indicated already in the DGP, it may be a potential loophole in the new rules. There will not charge for the tribute at wholesale to businesses. It is not clear how and whether he has a duty to verify whether the customer buys the goods for personal purposes, or company.

Law Franková: hot potato

It is unlikely that survived without changes to the design of conversion of foreign currency loans, which in the initial version of the President’s Office announced. Financial Supervisory Commission collects data from banks about the potential financial impact of this law. Polish National Bank has calculated them already about 44 billion zł losses across the banking sector.

Representatives Office in informal conversations admit that if the calculation of the NBP confirmed the Financial Supervision Authority, the project will need to be changed.

– the most important for the president is to maintain the stability of the financial system. The President did not propose anything that would disrupt this stability – says our source from the office. In his view, the current draft should be treated only as a starting point for discussion. Talk indeed already underway, including among government ministers.

The government offices are considered the directions in which they might go change. Main objective: to reduce its costs. This can be done, among others, compacting screen for eligible – eg. only to loans for the first house. Or enter the firewall in the form of a level of LTV, or loan to value of the property. Another indicator could be a debt to income – the ratio of the debt under the loan-to-income. This would eliminate the system of wealthy people and the least burdened by debt.

Reducing costs is the main goal, not only because of concerns about the stability of the system, but also because of the immediate needs of government policy. Calling losses in banks of 44 billion zł (as calculated NBP) means that the budget does not get in the sector penny of income tax. And so far the sector wpłacał him quite a lot, according to the Association of Polish Banks in 2014. Almost 4 billion zł. And without loss budgets in the coming years will be tense, because the Ministry of Finance is trying to reconcile the plan to keep the deficit below 3 percent. GDP with financing already enacted programs as Family 500 +.

The second problem is deleveraging, which may occur after the introduction of the Act into force. The disappearance of profits means that banks will not have nothing to increase equity (usually they do it just worked out profits). To fill safety indicators measured, eg. The value of capital assets, the bank would have to limit the increase in the value of these assets – which in practice does not provide new loans. That’s a problem, because the program of Deputy Matthew Morawiecki assumes rather the share of banks in the financing of the government.

Higher tax-free: yes, but …

In the case of increasing the amount of free two certainties. Firstly rise from next year. Secondly, certainly it will not increase for the forthcoming election campaign level 8 thousand. zł. The finance ministry has in this moment, for which the loss of income due to increase the amount of free will be able to afford next year. Target, or its increase to 8 thousand. zł, the PIT revenue lower by more than 20 billion zł. With almost half a loss in revenue of the budget. The rest of the local government.

Next year’s budget would not stand. Ministry of Finance calculates the path might look like an investigation into tax-free at the target level. Preliminary estimates put the increase by almost 1.5 thousand. zł next year. In subsequent years it could grow by a similar size, which means that the target could be achieved in 2019.

A year ago, PiS was considering introducing a third rate of PIT. Although it gave up in the coming years he will be looking for additional income because of the tight budgetary situation. It is therefore possible that increasing the amount of free will coupled with the introduction of its degressivity. So wealthier taxpayers will feel the benefits of this change to a lesser extent, or even not at all. Directional decisions on the introduction of tax-free allowances must be known in the first half, and the same law enacted as other related income taxes until November.

lower the retirement age

Another flagship postulate – namely to reduce the retirement age – PiS would pass this year. – We want the work schedule was so coordinated and carried out to indeed this project came into force in the next year – said on Friday Prime Minister Beata Awl. But as in the case of tax-free amount is not known what will be its final shape. In the Sejm deputies working on a presidential project that meets the Campaign promise of lowering the age to 60 years for women and 65 for men. The official position of the government is that the study of Beata Szydło supports the project in this form. But government enthusiasm for this solution lose politicians responsible for economic policy. In this form it means high costs for public finances due to higher pensions and lower premiums. Therefore informally circulate ideas put various restrictions, eg. By introducing a ban on combining retirement from work or gradually reduce wages and increase benefits by combining a pension with work. Ala far it loose concepts. The government is waiting for, or some kind of agreement will be possible in this matter in the Council of Social Dialogue between compounds that want as an additional criterion of length, and employers. Besides, this year is to be a review of the retirement and the final solution may be its effect. ©?

There will be no tax on trading network. For it will be a large amount of free

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The finance ministry withdraws: Online stores with no tax on trade – GazetaPrawna.pl

relevant provision is to be found in the new version of the law on tax on retail resort which will present today or tomorrow, according to information DGP. The finance ministry realizes how complicated would be the levying of the trade network. It would be difficult to enforce it from entities registered abroad. Representatives of the ministry admit that at least some of the comments of the Ministry of digitization (which is a tax on trade on the internet said a firm “no”) are reasonable.

According to the MC after the load could be a situation similar to this, we have in the case of online gambling estimated value of this market in Poland is about 4.9 billion zł, of which only 9 percent. the share of companies operating in accordance with Polish law. The rest are companies operating in the EU.

– Supermarket competes with several supermarkets in the same market, and the online store immediately compete globally. And despite various breakneck proposals can not tax foreign entities, only Polish, so this would affect their competitiveness or necessitated moving abroad – explains Grzegorz Wojcik from the Chamber of Electronic Economy.

Until the last MF time wondering what to do with another key record, that is, taxation of trade on weekends and fixing the amount of tax-free. Resort already signaled that it will forgive and traders will not be introduced on Saturday turnover rates higher – but it is possible that in general there will be a special weekend taxation, including Sundays. As for the amount of free resort found himself between a rock and a hard place. Domestic traders postulate establish high – the order of 200 million zł marketing year. But for such a large release can not agree, the European Commission, pointing to the unequal treatment of entities.

With the new project will most likely disappear too progressive rates. Current may remain for another problem. Since the tribute includes only sales to consumers (individuals) and not business, it is not clear whether, and if so, how the store would have to verify the tax status of their clients. ©?

A2-3

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Sunday, February 28, 2016

USA. 250 participants of the course “trail of the wolf” in New York – Gazeta Wyborcza

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Sunday's race "track of wolf" reminded about the heroism of New York Polish Soldiers accursed. He gathered nearly 250 people, from small children to venerable seniors.

 
 
 
 
 
 
 
 
 
 
 
 
 
                          
 

                 

 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
         


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"Tracing the Wolf. Race of Remembrance Soldiers accursed" began at noon. Participants ran in T-shirts with images and names of heroic form of the anti-communist underground during the years 1944-1963: Stefania Firkowska, Danuta Sochówny, Zygmunt Szendzielarz and Luke Cieplińskiego.

The course was 1,963 meters and symbolically led by around Forest Park in Queens. In 1963 he was murdered is the last of the soldiers stalwart Joseph Franczak ps. "Puppet".

"The turnout exceeded our expectations. We expected a maximum of one hundred people. The atmosphere was great, incredible enthusiasm, weather beautiful, very much children. Most importantly, we honor the memory of those murdered by the commune soldiers and we will repeat every year" - PAP said after the race Dr. Magda Kapuścińska, president Jozef Pilsudski Institute of America - the organizer of the race.

hit age range of players. From an early, major a year or a little more, and navigating the distance in prams, and those who are over seventy years. They came people of different races. Some experts from the white-red flags and banners. The youngest they defeated the short, 400-meter route. Each participant received a medal race Foundation for Freedom and Democracy.

The 76-year-old Zbigniew Kowalewski from Long Island called Sunday's event unique and special. He emphasized that remembers the conversation with his father, who was aware of what was going on, but he was afraid to even tell him that the child is not done now anyone trouble.

"We appreciate the dedication of these people, it was something unique. We remember that those were the days, and what they owe to change the situation by 180 degrees," - said the man who lives in Long Island. He added that apart from the importance of the course was a pleasure for him. He did not feel tired because he ran marathons and still play football.

Peter Zych came into the race "track of the Wolf" with his wife Iwona, three children and a granddaughter.

"The idea is that the memory of these people restore history. Single people know about Soldiers accursed, because they were their fathers or grandfathers. In the historical memory of those heroes did not exist and restore their rightful place" - He rated a resident of Brooklyn.

Carolina Medlarz was born in New York City. He goes to a public school Nest + m in Manhattan. It is a scout, a team "of Nagorno-forest" in Greenpoint.

"I came to the course with your friends, because I think that for us, for young people is very important to know our history, know that in times of communist soldiers were called traitors, but they were heroes. They knew they have to defend Polish, and were excommunicated, because he did not give "- said 17-year-old student, who is also a volunteer Pilsudski Institute.

According to Dr. Kapuscinski events such as the "trail of the Wolf. Race of Remembrance Soldiers accursed" help us to understand the complicated history of the Polish. This fits in with the mission of the institute, which for years conducted educational activities designed to bring the story of Soldiers Niezłomnych.

It does so screenings of documentaries, educational workshops and meetings with people involved in the search for the remains of soldiers Niezłomnych, as prof. Krzysztof Szwagrzyk and Tadeusz Płużański.

"The knowledge of the activities, achievements, struggle and sacrifice of soldiers Niezłomnych is still insufficient among the Poles and the Polish community. This knowledge is the foundation of building patriotism and pride in being a Pole, especially here in exile" - pointed out the head of the Pilsudski Institute.

March 1, the National Day of Remembrance "Soldiers accursed" institute will present a commemorative artistic program, including performances by the Boy Scouts and the American premiere of the documentary film "Inka - behaved as it should be," directed by Arkadiusz Gołębiewski.

From New York Andrzej Dobrowolski

         


         


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The first payments from the program 500 plus – in May – Messages Radio ZET

In April, will start the program “Family 500 plus”, in which families receive the benefit of education in the amount of 500 zł per month for each second and subsequent children, and if they meet the income criterion (800 zł per family or 1200 in the case of children with disabilities) – also on the first. – The first applications will be submitted April 1 – reminiscent of the deputy minister.

Similarly to the already functioning solutions for family benefits, the provision of education will be able to be paid to the local authority or the city, in a separate organizational unit of the social welfare institution or another entity, eg. special centers for the implementation of social benefits.



Application through electronic banking

Most likely, it will not only be able to submit an application in paper form in a municipality or possibly online – in this way, to which we are now accustomed to, or by ePUAP or a secure electronic signature – but also through the electronic banking using these passwords and ID, which we have at the moment – he adds Marchuk.

In his view, it can be expected that individuals who submit applications for the provision of the 500 plus program in early April, will receive the first payment of around May. – With that, let us remember – in the first period on the one hand applies a provision, according to which we will have a little longer to wait for the money, because the municipality since I złożymy proposal has three months to pay the money, but on the other hand, thanks to even if złożymy proposal in June, we get the benefit of equalization from 1 April. You can expect that the people who will first receive the money probably in May, but not too great a hurry and upset – emphasizes Marchuk.



The program will be able to join at any time

The program will be able to join at any time, but in the coming months, the benefit will be paid from the month in which the parents submit an application. He added the deputy minister when it comes to applications submitted after July 1, will apply the general rule: as we make a request to the 10 of the month, then we get the money by the end of the month, and 10 – to the end of next month.

The payments provide child care will be dealt with local governments, where the intensive preparations for the new task. “Local authorities say that the calendar is pretty tight, but they have a full six weeks, so it should be enough time to prepare for the implementation of the law, there should be no problems,” – says Marchuk.



Training and March

7 March will last training organized by MRPiPS for officials who are to deal with the payment of benefits. “From what they say, that it is difficult for them to prepare for this bill, because they are mainly people who deal with a payment of family benefits, which is more complicated. With 500 plus is easier, but applications will be more “- said the deputy minister.

The application will need to be submitted once a year. The benefit will be paid until the child reaches 18 years.

PAP / JGt

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Michael Burry predicted the financial crisis and it has earned. Is this story is worth an Oscar? – Money.pl

Christian Bale as Michael Burry in the movie Big Short

Imagine a man, a licensed physician, who fell asleep in the operating room during surgery, which fired from his job. And all because the previous day too long followed the stock quotes. Freak and an outsider, who himself, years later, diagnosed Asperger syndrome. And finally the manager from California who put their fortune and investors against the US economy. He won, became a millionaire and now invests in … the water. Yes, this is Dr. Michael Burry. Guest, who predicted the great economic crisis, when the world of finance balował at best. On the basis of this story was a film “The Big Short”, which is fighting for an Academy Award.


“Mortgage bonds MBS, subprime loans, credit default swaps CDS. Complicated, huh? You start to feel tired, or stupid. Well, that’s it. Wall Street likes to use complicated words you to think that only they can deal with it. or even better, you to eff off from them. ” With these words begins the film adaptation of the book by Michael Lewis, economic journalist describing “the mechanism of the machine of doom.” It is precisely this machine mortgage loans high risk worked out our hero – for many financial gurus.

But from the beginning. Before the movie “The Big Short” stood up to fight for Oscar, before the resulting book Lewis, even before we became witnesses and at the same time victims of the global economic crisis, at a time when Michael Burry was not their business, was born a little retarded genius. Why retarded? Because manifesting exactly the same characteristics that only years later, doctors diagnosed his son – the characteristics of Asperger’s syndrome.

Taking into account a bachelor’s degree in economics, his medical degree from Vanderbilt University School of Medicine and an internship in the clinic of neurology at the university Stanford hospital, Dr. Burry assists in surgery. Sleepless night spent on investing in the financial market, which dealt with after hours, he makes itself felt. Zasypiający standing doctor allows the operating table. What was next? It is easy to guess.

He is thrown by a surgeon leading from the treatment room and flies out of work in the hospital. You will not see this in the film, but years later the story was pulled Bloomberg. And no wonder, that he did it the economic magazine, because in fact after this incident the antisocial, neurotic doctor decides to devote himself entirely the analysis of financial markets, investing and writing something like a blog, mounted on a discussion board website Silicon Investor.

it is assumed also thriving fund Scion Capital, which – as described in Lewis – the end of 2004, managed 600 million dollars. Around this place is revealed Burry’ego genius, and perhaps fixation. In 2005, it begins a particularly interesting market for subprime loans. Viewing thousands of detailed data. As for mortgages of high risk – or, as we hear in the film from the mouth of the beautiful blonde immersed in a bathtub filled with foam – “when I use the word subprime, I immediately think of g ….”.

This was Lipná loans mortgage with a variable interest rate, granted to people without credit worthiness and therefore endangered the lack of repayment, beautifully packaged, complemented by a package of loans stable. Sold as they were by the largest banks of America under the name CDO. Burry studying the structure and way of concluding these agreements, discovered the growing bubble – on the considered then to be absolutely reliable and stable – the mortgage market. He predicted that within two years the value of CDO will dramatically decline, which can lead to disaster in the financial market.

He decided to cash in on the coming inexorably crash. He tied the bank Goldman Sachs, which also was convinced about the stability of the market. that’s why bankers willingly agreed to prepare for him swap, or contract that collateral in case of default on repayment of the debt – the notorious later CDS.

this consisted in the fact that the fund Burrego pay a sum of money Goldman CDS price in exchange for the bank in the event of a crash, he pledged to withdraw cash. Prepared for him to earn financial product allowed only in case of declines in value. Bank raking dollars on sales commissions and could not believe that he wants to play against pewniakowi – residential market.

The strategy game to drop proved to be effective. As a result of this agreement and the outbreak of the economic crisis earned 700 million US dollars for its investors, enriching himself about 100 million. The investment fund, which led, recorded a return on investment of close to 490 percent. initial capital.

Dr. Michael Burry became a star and one of the few people who have earned on the crisis, which only work in the US deprived of 8 million people, and for the 6 million Americans meant the loss of their homes. Shortly completely liquidated the company and devoted himself to personal investments.

As he wrote Lewis, Dr. Burry repeatedly contacted the government. He was ready to go to the hearing, during which he wanted to tell, as predicted crisis. No one, however, not interested. For as many as four times, he was questioned by the FBI, which examined the legality of its actions.

Today, Dr. Burry lectures at universities, is a frequent visitor to economic fora, and privately invest in gold and … water. In his view, the US should invest in parcels of land with access to water. According to his predictions, access to drinking water is constantly shrinking and the future price of water will be much higher.

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Addition to pensions not rebound on the other additives – Europejczycy.info

Europeans

Appendix to pensions will not  bounce out & # x119; other additives

Single supplement to pensions will have no impact on the income criteria needed to obtain other benefits – so they decided deputies. Now the amendment bill will go to the Senate.

The Act changes the regulation of January 15, which introduced a single allowance. They get it in March pensioners receiving less than 2 thousand. zł. Amount of the allowance are varied. Range from 50 zł up to even 400 zł, depending on the amount of benefits.

According to the adopted by the Parliament’s proposal, the receipt of the grants will not affect the obtaining of social assistance benefits and housing allowances.

this is a decision on the plight of these groups, the fact that the valorisation of these benefits is not enough and we are not able to meet the fulfillment of a certain level that results in a large group of social security pensioners. We try in such a casual way to provide this help, and obviously must be so coordinated, so as not to cause a loss of other benefits

– notes MP Janusz Sniadek.

the addition is expected to be six and a half million beneficiaries, and will be paid out of the office and not at the request of uprawionych. Spending limit set for this purpose in the budget of nearly 1.5 billion zł.

[KRIRM / EUROPEJCZYCY.INFO]

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Treasury Minister warns CEOs, members of management and supervisory boards – Onet.pl

“By the end of my presence in the Ministry of Treasury, if it is given to me later to work in corporate governance, to the end of my presence in corporate governance, no member of the supervisory board, no president and no management can not be calm and sure that, regardless of its operations, its function or job, the position is sacrosanct, inviolable “- he stressed the head of Treasury on Friday at a press conference summing up the 100 days of the government of Law and Justice.

as he said the situation in which the presidents of the State Treasury companies treat them as “his principality, (…) areas of authority and They did not have to reckon with the will of the owner (…) to adapt to the implementation of economic programs of the government came to an end. ” “It bezhołowie, because it is you have to call it, is treating the Treasury as their own baronies, duchies – ended. Appealing and the appointment of supervisory boards and all statutory bodies of Treasury companies is possible at any stage, depending on how we will be judged their effectiveness, reliability, professionalism in implementing the government program, “- he stressed.

Jackiewicz explained that the implementation of the this is what you need vocation holding company, which will allow the presidents of state-owned companies pursue state interests without bearing the consequences of the commercial companies Code. “We put before those companies with new tasks. They must also perform the interests of the owner, the economic interests of our country” – he stressed.

the new entity, to be built – as announced by the Minister of Treasury no later than the middle of next year – will be the most important company SP. Among them, the minister mentioned: KGHM, Grupa Azoty, LOT Polish Airlines, PKO BP, PZU. He said, will also be there can group related to the energy sector, which will depend on the cooperation with the minister of energy. “The main purpose of this entity will care for the increase in value of the Treasury,” – he stressed.

“The assets will serve the elaboration of common profit. We want to be treated as one large capital group companies of the Treasury. We will be urged, through the establishment of appropriate regulation and through appropriate selection of personnel to ensure that the boards of the authorities of these companies have worked together to strengthen through mutual provision of a service, mutual shopping, treat each other as a priority service. a large group of capital Treasury is the goal that we set ourselves, that is our main priority, “- he said.

Holding – he said – is to replace the Ministry of SP, which will be liquidated. He explained that the legal formula of this entity is not yet “defined more closely.” “It will be presented at the end of the first quarter. We want to replace (Ministry of Treasury), the institution that will focus solely on corporate governance. At the moment we are at the final stage of the development objectives of the Act, which will establish such a body,” – he stressed.

As said the head of Treasury, “a modern, effective supervision is meant to seal a number of areas in which there have the pathology. ” “One of these areas is a way of remunerating executives, CEOs, board members, supervisory board. Coming soon, in the next few weeks, daylight will see a bill that establishes a new, efficient, fair and adequate to the capabilities of individual enterprises way of remuneration” – he said.

“it will distinguish between entities due to the number of employees, the tasks that stand before such an entity will be conditioned the payment of bonuses earned from real effects of the implementation of investment programs, skills management of the company in such a way as to bring it revenues, dividends, profits and that, above all, was a competitive player in the market. We will end this pathology, it is today bypass Cap Act, (…) which creates a variety of temptations for managers and management companies of the Treasury, “- he added.

Head of SME referred to Thursday’s general meeting of shareholders of PKO BP, which has introduced proposed by SMEs, changes in the statute of the bank. Their goal is to introduce the independence of the supervisory board in the evaluation and appointment of board members. “Other changes in the statutes do not foresee” – said Jackiewicz.

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Marczuk: we should change the model family 2 + 1 for at least 2 + 2 – Puls Biznesu

Take two families – one husband is an executive in a large international company, the wife does not work, have two children at school and kindergarten. An additional 500 zł account probably will not notice, but will get. The second family is a single mother with two children, earning between the median and the national average, the older child in the first year of college, the other in high school. Hunger is not przymierają, but can not afford to study in another city or additional classes in a foreign language … She will not get 500 zł. Do not have the right to feel aggrieved?

Bartosz Marczuk: ‘s reverse way of thinking, and let’s start from the fact that there was never such a broad program of support for families, which is 500 plus. We are introducing a new way of thinking about the family. The conditions that apply to the program, apply to all, exactly the same manner are treated all families: single parents, marriage, informal relationships. And the fact that we pay from the second child without income criterion, stems from a deep reflection, that the key to our demographic development is that we changed the model of the family 2 + 1, which becomes widespread in Poland, on the model of at least 2 + 2. It is to operate on the principle that people who have one child and are wondering whether to have another, not afraid that when they begin to earn a bit more fall out from the scheme. We give information: decide on a second, you will receive a benefit, regardless of income, because time may be better, sometimes worse.

But when the child turns 18, falls out of the system, and the costs its maintenance does not decrease. On the contrary, when the child eg. Start college in another city, even significantly increase.

Again, we need to reverse the reasoning: I have never had such a system, which would support children from birth to 18 years. For 18 years, is paid 500 zł. It is really high provision even for European conditions. To recap, on the occasion of the discussion of allowances in the UK, that there called. child benefit is lower. Parents whose children are approaching 18 years of age, can plan your budget accordingly, knowing that you receive the benefit of the age of 18 years.

I think very few people will get benefit for a child for 18 years, since no criterion we pay to the other until the first is over 18 years old. There is always a difference in age between the children.

This is the talon, but many people have more children. With three young, you can get four a provision even for more than 18 years.

There is probably no point in discussing whether this solution is needed, because studies show that Poles overwhelmingly support them. We should rather ask: what else 500 plus? Many pro-family solutions have been introduced in recent years, but it seems that is still not resolved two issues, perhaps the most important when making decisions about children: the stability of employment and housing. What the government is here for young people to offer?

We need to look back and forward. In previous years, did a lot of things to do. Family policy began in real terms in Poland in 2006. I was co-author of the program family policy, which introduced when the first government of Law and Justice. Many things could not finish, because in 2007. Ended term, but was introduced, among others, relief for children.

Then I managed to make another thing: the annual parental leave, Card Large Family, dissemination of family allowance, propagation of education in preschool and kindergarten for the zloty, the program “Toddler” supporting the opening of nurseries, providing parental or 1 thousand. zł for uninsured for the first year of life. And here the important declaration: none of the good stuff is not withdrawn. It is not that either 500 zł per child, or other solutions. While it is true what NIK wrote in 2015 .: You can not say that this action is a whole system of family policy. They were more activities carried out under the spur of the moment, some event or some pressure environment.

In contrast, looking forward, pulling a reflection of the NIK report, you need to create an entire, horizontal program of demographic policy. Deputy Mateusz Morawiecki in its plan defines it as a comprehensive demographic program. We want to cope with this task. It will probably be written out for the next 2-3 years, until 2019.

This is, among others, the issue of housing, but here I am not well addressed, because even if we as a family resort that we coordinate, the housing issues we will certainly delegate to the experts in the Ministry of Infrastructure. We can at most offer some solutions, say for example. That in Poland we have a very high rate of nesting, or length of residence of young people to their parents.

The labor market is our competence, although here we must remember that we are in a rather specific situation, when the employment rate improves.

But it’s not just a job, or lack thereof, also a form of employment. It is more difficult to decide to have children, working on the so-called. śmieciówce.

Also, forms of employment will change as the market situation will be better. This is evident even in the latest CSO data. We introduced another instrument – came recently two laws: ws. Oskładkowania term agreements and contracts-orders. Young people will also be wkraczało the labor market less and employers will have to begin to compete with the employee.

There is another issue that needs to be very solid deal – institutional care. That parents have easy access mainly to kindergarten, but also organize care for younger children. Those who criticize the program 500 plus, often suggest that these funds should be allocated to institutional care, but they forget that we are still continuing the program “Toddler” and when it comes to kindergarten, it is getting better: this school year the municipality had obliged to accept the four-year, in 2017. they will be required to take three year olds. In a short time all parents who want to enroll children to the nursery, will not have this trouble.

After less than two months since the introduction we can assess how works the mechanism penny for penny ( whereby the threshold of entitlement to family benefits, they are not only received reduced)?

with these criteria, which are family benefits (lower than the 500 plus), which are also less common you can say that to some extent works. We also, however, a lot of votes from officials who pay them, it causes them a lot of trouble. There is a growing number of beneficiaries, there are more applications for consideration. But it is too early to definitely assess this solution

A provision of parenting? Is very popular?

Yes, there is a lot involved. I rate it good solution, because it is very fair – also applies to the uninsured, and there is no reason to differentiate their children; It can also cause people considering abortion abandon this idea, knowing that they will have financial security, although the first year of life. This is a great value.

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Changes in ARMA. Party massacre of the innocents hurt farmers – GazetaPrawna.pl

Not so long ago there was a manager in the county, and the countryside was a farmer. They were wearing his hectares and have been a regular subsidies from the European Union. EU subsidies enough seeds, fertilizer, tractor repair and employ extra hands to work on time sowing and harvesting. And so the manager was careful to requests for subsidies in the right form and the right time to hit someone you have, and the farmer peacefully occupied the land. Earth repaid him quite decent harvest and income of the state grew. Exports boomed, the Polish, good and cheap food came Germans, Czechs and Ukrainians.

I though somewhere flashed farmers red lights that once the time is up, it is faith in the panel and her assurances of support for the Polish earth was stronger.

But it is the day on which the panel has failed farmers. From day to day thanked 304 of 314 managers of the county branches of the Agency for Restructuring and Modernisation of Agriculture from across the country. Regardless of seniority, experience and implementation process issues. They were given a day, sometimes a few hours to pack belongings. And although officially at the time of giving denunciations were assured that this is not a political decision, disgust remained.

Over the next few weeks in the branches of ARMA in Poland dismissed the employees at lower levels who were with the heads of county business related. Because as a team to replace only right that the government – it’s full. Some were given notice in one moment, others received a few minutes. Some were laid off in person, another notice was sent by mail. Part went on sick, some of the untapped, overdue vacation.

On the second day after the purges of old, experienced managers of the district began to replace new. Usually from the outside, often in a small way connected with the affairs of agriculture, without proper training required by the European Union, but it is the line for the party. Parts managers, as the agency itself acknowledges, is not yet at all. – Everything is in progress, everything will work, but it has its last – we hear in the press office.

Farmers in individual provinces tear their hair at their wits and what it will be. And, unfortunately, there are many indications that it is unlikely to be good. – Last year, farmers came in drought, and this year the delay in direct subsidies for food producers. By a strange twist of fate, they coincided in time with the replacement of staff – says Peter, who for several years was the head of the county agency. – If there is no part of managers and staff, I am curious, who currently handles the requests. All lies and squeals.

the Credit hell is paved

The situation in ARMA one like a storm in a teacup, another annihilation and massacre of the innocents. – Because while the exchange of personnel due to political reshuffle is natural, the same way getting rid of employees who throughout the years, regardless of the political arrangements, worked for Polish farmers, and were now in the most important preparatory phase of withdrawal of the EU – no. It seems, unfortunately, that the desire to replace all supporters of PiS overshadowed common sense – adds Peter.

Another sacked manager Martin: – I worked in a branch of the agency since its inception. It was never so as not to use the expertise of colleagues, who occupied several positions. Managers were exchanged, the power to change, but never thrown anyone on the pavement. Because the damage was to throw such knowledge into the trash. It was always about the farmers. And now you can see that the political struggle broke everything. This year we have a precedent. Everyone affiliated with PSL-I and other groups were released. But no matter what happened, we had no impact on either the system or the rates. Or whether the implementation of applications will begin on time. It’s always been arrangements between the Union and the agency headquarters in Warsaw. Always a top-down orders we received about reloaded with the next step. We did everything according to the procedures. Even so, finally, we have been punished and deprived of work.

Redundant steering county does not want to disclose the names, because as soon as you finish them notice periods, will have to look in their regions for a new job. It is to them, however, regret that the new rulers came from the assumption that there are no people irreplaceable.

– The experience that we have in terms of EU subsidies and procedures, not to earn in a week, even a few months. Each of us has undergone the required training by the EU, it is up to date with any changes. Good luck new managers, but the chances that farmers will not attack them while backfire, are negligible. Already it shows. Even in the four-month delays in annual subsidies – says Marcin.

Vladimir, a farmer from a village near Ciechanow, despairingly admits that if in two weeks will not get subsidies, will not have money to buy seeds for spring sowing. Council ruling that in anticipation of the payments took a loan is considered as inhuman.

– I already have several loans that still have to pay off: on the tractor at the machine. Additional would be the nail in the coffin. As this goes on, nothing but sell the land in these shoots and emigrate. The new head of the district is not able to explain anything to me. He says that he and so I think ultimately the manager will not, because instead of subsidies will deal with a different plot. What’s more, it turned out that my application will only be verified. Always it happened in late autumn. I am depressed because I can see that soon the money will not get.

There are those who say that farmers themselves are to blame, they could not vote for PiS (villages PiS won more than 45 percent . votes), they were also able to manage so as not to make the funding from the EU. Some accuse them that since the Union is to have sailed the greatest stream of money. “I have a farm, on which I can afford. And one tractor. I do not supermaszyn. I live modestly, but I am unable to support the family with its own funds, without the help of subsidies. And without counting officials, who have never role not understand. As a result, now I do not cry, “- writes in the online commentary on one of the Podlasie farmers.

On the other hand, to get payment EU, must meet a number of criteria and not as easy as some people claim , “the Brussels milk.” Besides, in the same way, the EU subsidizes each year those who want to start a private nursery, beauty salon, studio floristic and confectionery. Benefiting from EU support could be enumerate so indefinitely, farmers are just one of them.

Anyway, no longer of taking money in all the confusion with the agency concerned, but that the payment after just the farmers belong. A ARMA should do everything so that the Union procedures meet.

It’s not us, then they

Meanwhile, the new authorities are bending over backwards to to calm the situation. On the one hand trying to collect the milk that has already spilled, the other found guilty. At a hastily convened press conference and issued messages placed on the homepage of the service agency explains that the delay in payments is the only fault system. Specifically wine the previous government. It is the actions of the previous DIRECTOR agencies would lead to a dramatic situation in which there is at present the majority of farmers. If not for this delay, if not erroneous system, most of the money owed to farmers could be paid in December and January. And all this confusion would not be. “At that time management was fully aware that the system will not be built on time, and delays are significant. Proof of this is the signature of the first addendum to the contract with the company Asseco (contractor system), according to which the first part of the payments made in 2016. Might sail to the farmers until March “- highlights the ARMA in a statement.

Apparently the current management could not accept the provisions of the annex to the agreement with the contractor system. With the explanation that if he had not agreed to, neither in January nor in February, the farmers would not receive any payment. “In this situation, the new management has taken corrective action quickly and as a result of tough negotiations with the contractor system has signed two new annexes, guaranteeing payment to farmers at least 3.1 billion zł in January, and then the next 2 billion zł. We have developed a new, realistic timetable for payments of direct subsidies. Secured were also funds for their implementation “- calms ARMA.

For farmers, for which timely payments of EU means to be or not to be, but this is rather convoluted explanation. Seeds for these assurances and a message on the website will not buy. Just as they do not get the no fertilizer and other ingredients necessary for the spring sowings. – Until now, the system worked as it should. Every year everything was in line with the deadlines. Money often they affect our accounts even at the end of the previous calendar year. As a result, one could plan everything. So why right now the system stopped working? Maybe it is not the fault of the system, but it supports the new staff that there was no one to implement, because the previous was quickly poured? It’s hard not to associate it with cleansing agency – complains Charles, a young farmer from this region. – We have the end of February, and the money was not there, so no. As this goes on, you will have everything to lease.

For one hectare of the farm from 3 to 30 hectares within the framework of direct payments the farmer gets an average of 100 euros, this year should receive the payment for greening (approx. 71 euros per hectare), start farming for 41 years (approx. 59.8 euros per hectare) and the so-called. additional payment in support of small and medium-sized enterprises (approx. 40 euros per hectare). In addition, also gets a few dozen euros per cow, cattle, sheep, goats (provided you have at least three head of cattle, cows, 10 pieces of sheep and goats five pieces) and a few hundred euros from plants. The most profitable is the hop (480 euro per hectare), but also tomatoes, beets and potato starch (400 euros per hectare). – With subsidies afford improved seeds, organic fertilizers. The less money, the quality of the crop is lower – says Karol. – Alone or not he will work several dozen hectares. I have to hire seasonal workers, which in turn have to pay. Someone will accuse me that Reaching Brussels that increased with the Union, but if you look at other industries, what other business was created thanks to EU subsidies. I often non-refundable.

Miroslaw Maliszewski, deputy PSL is outraged shedding responsibility for the unpaid fee to the previous government. The blame for the delay blamed entirely new management. A thoroughly cleansing staff conducted after the seizure of power, and taking care of their own interests. – Even for a large part of our management farmers received payment, that is, the system worked, and somehow after the appointment of a new management system began to break down – says Maliszewski. – There has been a revolution system, but personnel. A enough to hold off for a while so large roszadami employees. You can make them in a few months, when farmers have already received payments. It really would not be the end of the world, if their predecessors brought the case to the end. And they disembarked from the saddle during most complicated procedures. Exchanges of people made during the hottest possible for each farmer. And now it is surprising that something is falling apart – says Maliszewski.

Furthermore, the exchange of staff is still ongoing. Some departments are already new managers county, in others they are acting or not have them at all. On the question of who is at the moment applications for subsidies, we hear the agency that … ordinary workers. Except that, according to exempt managers of the county with them have lost their jobs three-quarters of the team. – They flew steering, but also flew regular employees. From what I know, are new, abductees from the roundup, work on weekends, to save the situation, but I think some are hoping for a miracle – adds Marcin, a former manager. – In addition, the rank and file employees do not undertake verification of applications, are the dirty work, and not issuing a decision.

In search of the lost months

Luke , another of the more than three hundred managers exempt agency, admits that last year it was decided to build a second, parallel system. However, this system was intended to complement the first, and do not completely replace it.

Besides the old, established several years, still functioned flawlessly.

– in 2004. we created a system of direct payments, doing it one of the large companies. She started really early as 2002., Then made standard system. No matter how large was the farm, everyone got a subsidy per hectare. In 2004. We had temporary workers. For many years obrabialiśmy these applications manually. We know that not everything can dress up in algorithms, each case is individual. Zapisywaliśmy everything by hand and then we passed to the system. Year after year. Then as now even the system work, too many requests took up manually. Even the best system is no substitute for everything. And somehow it played and it worked – recalls Luke. – Since 2015. We worked on two systems, the old and the new. They included new forms of payment – greening, the aid for young farmers, the additional payment. More profitable to reportedly build additional system instead of extending old. But despite such a dual system of work somehow everything succeeded. To the time when there was a change in power. Replacement workers on people from the outside, not familiar with the system, and in the most busy agency period this was the nail in the coffin.

Former employees also add that at the end of last year worked really on half-heartedly. – The current delays in subsidies to farmers is the result of wasted several months late last year. Once we had elections last year – already in October was lost. Two, the government has focused on advances after the strikes of farmers demanding assistance after drought etc. And then they began reshuffling staff in the control panel. Instead, verify the conclusions we lost time on fear and waiting for guidance from above – talk.

– If no personnel changes, work on two systems would have no impact on the timeliness of payments. But in November last year, shortly after the change of management, work on applications for grants have been us locked – admits Luke. – Nothing else in the computer not see beyond that, who was fired and who replaces him. Who canceled, who called. Nobody gave commands people to work on the proposals. We were stuck, afraid of what will happen. A farmers make a lot of mistakes in applications, all you have to manually correct, and it should do after the first naliczeniach. Meanwhile, the panel dealt only replacing staff – says former manager.

going to be tough plowing

The new managers county or learn, or They have not yet found. Agency explained that is under repair after predecessors. Meanwhile, the clock is ticking. To pay all EU subsidies have been only four months. According to the Act 30 June 2016. This deadline by which the money must be paid. In previous years, farmers have filed applications in the spring, and already in November, December of the previous year have funds in your account. – The usual fee was paid in full to the beginning of March. As a result, farmers can prepare for the new season. Meanwhile, in February comes to an end, and the end of the payments can not see – says Piotr.

How calculates the agency, to the beginning of February 2016. Paid approx. 6.03 billion zł in respect of direct payments for 2015 r., which accounted for nearly 42 per cent. the so-called. the financial envelope for this purpose. – February ends, and to pay still remains almost 60 percent. subsidies. Poorly I see it unfortunately. The worst part is that farmers really what year plan to work, depending on the received subsidies. The practice ground is a heavy piece of bread. And as this goes on, they start to przebranżawiać, and the land would go to waste – warns Peter.

Every year, the payment of subsidies is also verified by the auditors of the EU. They check inter alia, preparation of civil servants dealing with grants: training, knowledge of EU procedures, EU law. – Each employee, even at the lowest level, must pass exams in individual procedures. Currently there are possible e-training, but the exam is not already virtual. Carried out by the commission, the regional office of the agency. Employee involved in the subsidies must pass the exam. I wonder how our successors intend to reconcile the exams with the accelerated rescue applications – says Luke.

Sam panel calms but “carried out in the recent personnel changes in ARMA related to a few percent of employees and caused they were among lack of preparation agencies to implement the new system of direct payments in the 2015 campaign. The changes in managerial positions in the agency does not have a negative impact on the implementation of area payments for 2015. For the proper conduct are needed primarily engaged employees support requests efficiently operating financial and vertical accountant and fully ready system. The first two elements are working fine, and for the lack of the third corresponds to the previous leadership of ARMA. ” That made the changes are only for the better, assured also in the Sejm, the new head of the agency Daniel Obajtek: “We made some personnel changes, but it only streamline the activities of the agency,” – said Obajtek, adding that everyone has the right to choose their co-workers, and the exchange personnel in ARMA was not dictated by issues of political affiliation.

Purge branches agencies, delays in subsidies. – And after last year’s drought zmordowanych fields of wind hula. For field work closer – worried farmers. I speculate that there is something to fight for. – As if little had recently Polish farmer grief, still there is another problem – Vladimir sighs same password on a draft law on trading in the ground. And worrying, for which he has to drop, he begins to panic that he would return Pegler. That patrimony will go to waste, and the evil agency for all put a paw. Though rumored farmers have nothing to fear, the criteria for transfer of the land of the children are unclear. Notary offices are experiencing a real boom so. Who is alive and who can prescribe more patrimony for the old rules. Because the chances that their children after what the napatrzę, you will want to cultivate the land, are small.

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Saturday, February 27, 2016

Polish element and economic discrimination. What is needed to implement the plan Morawiecki? – On 24

The good condition of the Polish economy is able to provide the element of Polish economy – he and only he. And with the soil can grow world innovators and great company.

In Poland, nearly two decades constantly and steadily worsening business environment and this applies to almost all. Polish economic element (99.8 percent. Companies, 67 per cent. Of GDP, ¾ employees) is systematically strangled by successive governments. The smallest company to nine employees (95 per cent. Of companies), excessive and very complicated taxes and rules, a large Polish company transformation exit from communism through the sale of the sectors focused – the most secure of existing in reality – capital western and sectors distributed its own citizens (which was right, as indeed acted the whole Central Europe), it is difficult to understand, then what actions motivated by rządów.Ostatnio began to talk about “the end of that” history has ended, “the more different environments growing belief that the current development model is exhausted and needed is new. He responded to this need PiS – first in the election campaign, now plan Morawiecki, in the future – I hope – concrete and real action. Morawiecki The plan consists of five pillars that will certainly be hundreds of times discussed, criticized and corrected – in my opinion the most important of them: the development of innovative companies. The most important in terms of the first two components: the new “Constitution of the business” and a friendly legal environment.

The following seem to me to be secondary and having a negligible impact on the success of the plan. Because the reform of research institutes fail to do or do not, it is similar to the program “Start-up Poland”. Innovative start-ups can not be decreed, and genius – as you know – is not a phenomenon commonly found. In fact, all those who are doing start-ups, they say one thing and over and over again the same thing: there is not enough good projects. I do not know, maybe the government has a better vision.

Personally, I am convinced that the success or failure of the plan Morawiecki and attain and described numbers purposes choose not no start-ups or champions (this can be an attractive addition) only Polish element of economic, Polish Business anthill, Poland entrepreneurial creativity and creative destruction. And the 1.7 million companies that give work three-quarters of Poles, waiting for the “Constitution” and “friendly legal environment.” This is the soil from which they can grow and innovators Polish heavyweight boxers. Grow – they can not be there to plant, how they would like politicians. The can only create good conditions, so they can grow. I do not want to bully over our homeland and its governments, which have led to such a situation and not another, and cite the results of different rankings in the field of environment prawnoinstytucjonalnego, bureaucracy and tax system. It is wrong and it is common knowledge. These are not our opinions and prejudices, but consistent assessment of international institutions: OECD, the Heritage Foundation and the World Bank. Knowledge, which no one years almost does nothing. Let’s hope he can do Morawiecki. Businesses expect a qualitative change. They will like the changes minor and partial, but love only quality. In other words – Deputy Morawiecki can choose to entrepreneurs like him as Balcerowicz or loved as Wilczek.

If you want the latter, and not to be one of the dozens of deputy prime ministers, only one such Wilczek, must put on the real economy, break multidimensional discrimination and make a qualitative change. This appeal to the size it is.



Discrimination real economy

Is anyone able to imagine that even not so long ago the Polish National Bank urządzał educational campaigns in the field entrepreneurship, which relied on this to teach kids to count or taxes to deal with speculation on the stock exchange? It was the governors of economic entrepreneurship. Now, as half of the “economy” suddenly evaporated, and what is worse, therefore nothing happened, the cows give milk away, and stones do not cry – pulled a little bit, but I feel that for a moment. Poles 20 years being told that their activities that a significant part of love – such as. Leading florists, restaurants, haircuts or making donuts – is rudeness, white socks kubotach, innovative, hassle. Much of the economists of every bricklayer most would send to the bank after one million US dollars of credit and the stock exchange. Sometimes I have the impression that politicians do not have basic knowledge about the structure of Polish (and western, moreover, too) economy. All funds in the new financial perspectives are generally earmarked for “innovative” projects, which already resembles a little crazy scholaryzacyjne: themselves masters around, there is no one to clean up. Earlier allegedly economy were the financial markets, and the embarrassment of creating a new idol – innovative industry, which, moreover, will end the same way. I have no advice for Mateusz Morawiecki how to avoid pumping taxpayers’ money into some another airport in Radom or “innovative” project website horoscope for dogs – but it is a real threat.

I’m not an enemy of innovation – I just that they can not be decreed. I can also paraphrase Milton Friedman: “Create a good environment for all companies, these same innovative rise and benefit from them.” And for God’s sake – quit convince hairdressers, they have to be innovative, because if not, it will be nothing, and you with ugly hair will go. We need diversified economy – but above all, real. What is the value indicating the fate of the Warsaw Stock Exchange, which as disconnected drip taxpayer money (OFE), barely languished. A hairdressers are doing well.



Discrimination against Polish companies

Discrimination against Polish companies in Poland is as absurd. And yet! Eight years ago, 100 percent. roadside gastronomy was in Polish hands. Today, the motorways and highways, there is probably not a single Polish restaurant. In Warsaw, on the street of the Three Crosses Square (the very center!) Haunted string of abandoned shops – Website spectrum. On many streets dominated by banks and szmateksy. People no longer walk the streets. Warsaw decided to pay a two shopping centers in every district and is working on more. Progress and modernity.

In a medium-sized city opens hypermarket with the support and with the consent of local authorities. Proposes cooperation of the local bakery. Conditions interesting – the giant order, very poor quality bread after 99 gr for a loaf. “But we do not compete with each other, we need to save in the contract that you will not sell it cheaper than 1,49 zł” – says Mr. rationally Hypermarket. Hypermarket moves, a baker rubs his eyes in amazement, because the whole city was flooded with billboards, the hypermarket offers bread after 99 gr. At the same time begins to build its own bakery … You can collapse the deal …

The Polish company enters Uber, whose drivers run it without business licenses, pay ZUS, even without anything a ride. Polish taxi driver must pay social insurance, taxes, other levies. Uber drivers do not have to. The Polish state is not responding! (Now, apparently Uber has started graciously abide by Polish law. Incredible outright insolence! Kindly decided to obey the law, and gained significant market share and eliminated many of its competitors !!! power of the Republic is watching). The Polish government massively subsidizes centers of research and development corporations that do not pay CIT in Poland. After tens of thousands of euros per job! The SME sector creates a space of a few thousand euros. Even now – they signed agreements negotiated by the previous government – at 26 companies that received aid, as many as 21 came from abroad. Mainly outsourcing centers. Total of 200 million zł. Polish entrepreneurs, who entered in a dispute with Western companies say they feel that the courts at the start are at a disadvantage, because most judges believe that you definitely want to cheat. Concern International’s not cheating, but Polish prywaciarz kombinator. Is there somewhere in the borders of this madness?



Discrimination small businesses

You like mad produces thousands of pages of regulations, if the country was 1.7 million Orlenów – no one on this not control. He writes to one law for companies employing 20 thousand. people, 200 people, 20 people and two people. The company employs two people must strictly adhere to the Code of work and can not use flexible working when ill her 50 percent. crew. Seamstress from the village on the Bug River, which on amendments tailor earns 1000 zł, is to pay 1150 zł ZUS. A farmer who wants to with his rape extruded fuel for your tractor to do it legally, must open customs warehouse and hire a customs officer at the time. Sanepid demands from serovar enthusiast who on a farm sells one kind of cheese per year for 1500 zł – 2500 zł for the examination year. And so on and so forth. Is there a limit to the madness? I do not know if it’s so hard to understand that the manufacturer of brooms, which employs six people, there is no time to read for four hours a day of new legislation and for the next four hours writing out the papers. Small businesses (once again: 95 percent. Polish companies) can not be subject to the same rules as medium and large. Besides, are not subject – even ten years ago were small services in the informal sector in the countryside and in small towns. Today they are everywhere – from the relatively rich Warsaw at the helm. When recently I asked for an invoice for a small service that I had the impression that the man does not know what I’m talking, and then commented: “Oh, sir, in our area of ​​VAT is not accepted.”



Expectations business

the success of the plan Morawiecki depends on the overall health of the economy. For the good condition of the economy is not enough start–ups and champions. It’s a cherry on the cake. Without them, the will celebrate – no cake not. Same cherries are not enough. The good condition of the Polish economy is able to provide the element of Polish economy – he and only he. And with the soil can grow world innovators and great company. Not vice versa. They can be a decoration – but the foundation will not be for obvious reasons can not all be rich, beautiful and young. And the expectations of Polish entrepreneurs are the same for years: a simple and permanent right, easy taxes, efficient and friendly state. I hope that the team of Prime Minister Morawiecki understands.

The new constitution of business do not worry – it is good, prepared even in the previous term, the platform – you do not forgive – was unable to vote on, because He was “more important” things on my mind. What worries me that in the framework of the “Polish ministerial” Morawiecki people do not have access to the taxes, because the swamp is unheard of and it’s time to dry them. The courts of law, business and tax law – are fundamental things upon which the wealth of nations. I hope Mateusz Morawiecki is an ambitious man and wants to leave behind a qualitative change – and not just a lot of minor changes needed, but cosolvents significant difference. Polish entrepreneurs expect new robes, not the next patch! (I must consider seriously a career poet).

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