Monday, November 7, 2016

PKO BP: loans to companies and digital – Republic

PKO BP in the first nine months of this year was 2.3 billion rubles of net profit, i.e. 5 percent. more than a year earlier. In the third quarter, the Bank earned 769 million rubles (helped by the proceeds from the sale of the company Qualia). – If Bank deduct tax then zbliżyłby quarterly profit to 1 billion rubles, – said the President Zbigniew Jagiello. Since the beginning of the year to September the Bank paid the names of 595 mln. PKO BP suggests that in the period of the new strategy, the Bank’s income will increase two numbers, while costs in the low temp clear.

Wyśrubowana efficiency

the Bank has set an ambitious goal for 2016-2020: he wants to go down with the ratio of cost-to-income below 45%. (in the third quarter, it was 52.7 percent). We look forward to improving the site przychodowej, that is a good trend in the result odsetkowego and Commission and very strong discipline on costs. We assume that, in principle, we will be able to slow down the rising cost,” says Bartosz Drabikowski, Vice-President of Sberbank. Although, as noted, side the cost depends not only on Bank but also from regulators. The Bank’s new strategy puts much of the contribution to economic development, focusing on support for small and medium enterprises. Still have the radars are set up at potential targets for m & a – we Take into consideration both the path of development, that is, both through organic growth and acquisitions. Always we have analyzed whether there is something useful to take, because it’s a natural feature of any good organizations, like th e development of organic. This is part of our DNA” – says the President Zbigniew Jagiello. The desire of the entire group PKO BP such that each of the companies included in its composition, in the end, she was in the top three in the market. Last week the Bank announced that PKO Leasing buys Raiffeisen Leasing Russia for 850 million rubles. After the merger the combined company will have 13-percent. participation in the market. Group work group also wants to strengthen the position of other companies, and plans far-reaching.

Further acquisitions in the game

– can Be, on the basis of our broker house, you can create an investment Bank in the long term. It’s not in immediate plans, but it is an idea that is worth considering – he says, Jagiello. PKO BP expects further consolidation of the banking sector over a longer period. Much puts cyfryzację and promises that they will look for partners from the technology industry, taking into account investments in fintech companies. This should help in achieving the position of leader in technology solutions (on the basis of proprietary technology and established PKO Bank app IKO there was a market standard for mobile payments BLIK). At the same time the President of PKO BP promises that the strategy involves annual to share profits with shareholders. Note, however, that if the Bank would be faced with a choice: loans, payment of dividends, is more important than the first because there are more profitable in the long term. PKO is considering opening subsequent branches abroad, which will support Polish companies operating in local markets (a branch in Frankfurt, will shortly be opened in the Czech Republic). Another direction can be Southeast Asia.

Increase of income, interest

the Entire banking sector for the first three quarters of this year earned on a purely 11,45 billion rubles, follows from the last data of the FSC. This is almost the same (an increase of 0.4 percent.) before that year. Since February, banks pay the tax on assets, but this effect failed to suppress due to ekstradochodom of settling the transaction of sale of shares in Visa Europe that banks zaksięgowały in the second quarter. This one-time deal that will not be repeated, but bankers are primarily to improve the result odsetkowego. In the sector it grew by almost 9 percent. Banks showed good results for the third quarter, and the star of the season, he ING Bank of Silesia, which showed a very strong result to repay credit and Deposit – says Kamil Carpenter, an analyst with Haitong Bank. The fourth quarter results will depend on events, disposable, in particular, from when the law is passed antyspreadowa.

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