Banks will take into account the negative interest rate francs – confirms the president of the National Bank of Poland Marek Belka. These decisions were taken at a meeting of the Financial Stability Committee.
Professor beam in an interview with Radio’s Information Agency shall ensure that the banks have agreed to apply a negative LIBOR combined with loans in Swiss francs. NBP president explained that the banks have agreed to build a strong negative interest rates on interest rates Switzerland (- 0.75 percent), which would mean that the strengthening of the franc will be offset by lower interest rates.
He added that banks also resigned from the additional collateral for loans and pledged to take activities in support of their customers: among other things, increase in the duration of the loan, while maintaining the current amount of the installment, or even a temporary suspension of repayments.
Professor Marek Belka also calms people with loans in Swiss francs, even in a situation where the sum of the loan exceeds the value of the apartment or house. Besides encourages those for which the loan installment will be too high to pay it to enter into talks with the bank to find a way out of the situation.
At the meeting, members of the KSF estimated that the situation related to the release of the franc against the euro does not threaten the stability of the financial system in Poland. The banking sector is stable and resilient to external shocks, including a significant change in the exchange rate.
Radio Information Agency IAR Witold Banach / KP
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