Customers purchasing insurance will have to be better informed about the products they choose, and the nature in which there is insurance salesman and his salary. New wider obligations on distributors of insurance requires EU directive IDD, which should be implemented in the Member States within two years. It is intended to safeguard the interests of customers, but as experts emphasize, that the client receives more information does not mean that it will be better informed.
– The new directive requires all distributors of insurance more extensive disclosure obligations – indicates in an interview with news agency Newseria Business Luke Zon, president of the Association of Polish Insurance and Reinsurance Brokers. – It applies to all retailers, and not only brokers but also insurance companies and their employees, as well as people involved in the sale of insurance as an extra activity.
It about adopted in November last year by the European Parliament Directive IDD (with English. insurance distribution Directive, or on the distribution of insurance). According to its terms before concluding the contractual obligation will be to present the so-called seller. product information, special document, which is not part of the insurance contract, but informing about what exactly the policy is offered.
Moreover, the obligatory information will be of a seller’s actions (broker or agent), the manner of his remuneration, and even the procedure for submitting complaints. All this information will have to be clear, accurate, not misleading, and marketing materials – clearly defined.
– The increasing information obligations imposed on the distributors of insurance due to the fact that in most countries of the European Union insurance intermediaries can exist in two roles – can be either agents or insurance brokers. Polish legal system adopts a strict division between them, that is, the client knows whether the person is a representative of the insurance company or just an intermediary, which should take care of first and foremost the interests of the client – says Lukasz Zoń.
Under the question remains is in what form the Polish law will be implemented in EU legislation. The scenario is not excluded that the legislature adopts the West European model.
– In addition, the distributor of insurance will be required prior to concluding an insurance contract to recognize the needs of the customer. Based on the information that the client forward, the distributor shall examine the insurance needs and will select the right product. He talks about it openly speaks provision of the directive – explains Zoń.
Another element introduced by the Directive is the obligation on distributors obligation of continuous training, which so far concerned only the intermediaries. All sellers will be required to document the activities related to training and other such operations.
As the Zoń, Polish market for insurance mediation should have no problems in adapting to the new rules. The more so because today the information obligations are quite wide.
– It is important to the implementation and construction of the new obligations imposed on distributors not to lose sight of what is most important, that the information to be the customer actually useful. Because an excess of information, often transmitted exaggerated, it does not serve the good of the client, who is not able to this information to read, not to mention the meaning – emphasized the president of the Association of Polish Insurance and Reinsurance Brokers.
The Directive shall enter into force 23 February 2016 year, and the Member States have the time to implement it until 23 February 2018 year.
Newseria.pl
‘; }} If (! Expand_pos) destObj var = ‘# comments-container -’ + id_element + ‘-’ + id_parent; destObj else var = ‘# comments-container -’ + id_element + ‘-’ + id_parent + ‘-’ + expand_pos; if (oJsonObject.large_votes_buttons) $ ( ‘# comment-large-votes -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.large_votes_buttons); $ (DestObj) .html (returnHTML); if (first_level) {coments_textCollapse (destObj); $ ( ‘# List-comments-combobox-order’). Val (oJsonObject.orderIndex); } $ ( ‘# Comments-container -’ + id_element + ‘-’ + id_parent) .animate ({opacity: 1}); }}, Error: function () {$ ( ‘# comments-container -’ + id_element + ‘-’ + id_parent) .animate ({opacity: 1}); $ ( ‘Body’). Css ( ‘cursor’, ‘default’); }}); } Function comment_toggleAnswers (id_element, id_parent) {var answbtn = $ ( ‘# comment-answers -’ + id_element + ‘-’ + id_parent); answcntr var = $ ( ‘# comments-container -’ + id_element + ‘-’ + id_parent); if (answbtn.hasClass ( ‘answers-link-down’)) {answbtn.addClass ( ‘answers-link-up’); answbtn.removeClass ( ‘answers-link-down’); if (answcntr.text () == ”) {comments_get (id_element, id_parent, false, false, false); } Answcntr.slideDown (); setTimeout (function () {coments_textCollapse ( ‘# comments-container -’ + id_element + ‘-’ + id_parent, true);}, 500); } Else {answbtn.removeClass ( ‘answers-link-up’); answbtn.addClass ( ‘answers-link-down’); answcntr.slideUp (); }} Function comments_showAlertForm (id_element, id_parent) {$ ( ‘.comments-newComment’). Hide (); $ ( ‘.comment-Item’). RemoveClass ( ‘comment-item-added’); $ ( ‘.comment-Item’). RemoveClass ( ‘comment-item-addform’); $ ( ‘Body’). Css ( ‘cursor’, ‘wait’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’ data: { ‘alert-form’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘url’ : comments_geturl () ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ ( ‘body’). css ( ‘cursor’, ‘default’); if (oJsonObject) { $ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.html); $ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .fadeIn (); $ ( ‘ # allertcomment-text – ‘+ id_element +’ – ‘+ id_parent) .hide (); $ (‘ # comment ‘+ id_parent) .addClass (‘ comment-item-addform ‘);}}, error: function () {$ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); $ ( ‘body’). css ( ‘cursor’, ‘default’);}}); } Function comments_showAddForm (id_element, id_parent) {$ ( ‘.comments-newComment’). Hide (); $ ( ‘.comment-Item’). RemoveClass ( ‘comment-item-added’); $ ( ‘.comment-Item’). RemoveClass ( ‘comment-item-addform’); $ ( ‘Body’). Css ( ‘cursor’, ‘wait’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’ data: { ‘add-form’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘url’ : comments_geturl () ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ ( ‘body’). css ( ‘cursor’, ‘default’); if (oJsonObject) { $ ( ‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent) .fadeOut (20); $ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.html) $ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .fadeIn (); $ ( ‘# comment’ + id_parent) .addClass ( ‘comment-item-addform’);}}, error: function () { $ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); $ ( ‘body’). css ( ‘cursor’, ‘default’);}}); } Function comments_hideAddForm (id_element, id_parent) {$ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .slideUp (); $ ( ‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent) .fadeIn (); $ ( ‘.comment-Item’). RemoveClass ( ‘comment-item-addform’); } Function comments_submitAddForm (id_element, id_parent) {$ ( ‘body’). Css ( ‘cursor’, ‘wait’); $ ( ‘# NewComment-wait -’ + id_element + ‘-’ + id_parent) .show (); $ ( ‘# NewComment-wait -’ + id_element + ‘-’ + id_parent) .html ( ‘Sending data …’); $ ( ‘# NewComment-error -’ + id_element + ‘-’ + id_parent) .html ( ”); $ ( ‘# NewComment-text -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 0.3); $ ( ‘# NewComment-moreinfo -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 0.3); $ ( ‘# Comments-newComment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). Hide (); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’ data: { ‘send-comment’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘text’ : $ ( ‘# newComment-text -’ + id_element + ‘-’ + id_parent) .val (), ‘nick’: $ ( ‘# newComment-nickname -’ + id_element + ‘-’ + id_parent) .val () ‘ uid: $ ( ‘# newComment-user-id -’ + id_element + ‘-’ + id_parent) .val () ‘fbuid’: $ ( ‘# newComment-user-fb-id -’ + id_element + ‘-’ + id_parent) .val () ‘TYPE_1′: ($ ( ‘# newComment-type-1 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)? 1: 0), ‘TYPE_2′ ( $ ( ‘# newComment-type-2 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)? 1: 0), ‘type_3′: ($ ( ‘# newComment-type-3 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)? 1: 0) // ‘id_parent’: id_parent, ‘url’: comments_geturl () ‘curl’: comments_geturl ()}, dataType: ‘json ‘, success: function (oJsonObject) {$ (‘ body ‘). css (‘ cursor ‘,’ default ‘); $ (‘ # newComment-wait – ‘+ id_element +’ – ‘+ id_parent) .hide (); $ ( ‘# newComment-text -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’ 1); $ ( ‘# Comments-newComment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). FadeIn (); if (oJsonObject) {if (oJsonObject.error) {$ ( ‘# newComment-error -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.error); } Else {$ ( ‘.comments-newComment’). Hide (); $ ( ‘.comment-Item’). RemoveClass ( ‘comment-item-addform’); if (oJsonObject.html) {$ ( ‘# comments-container -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.html + $ ( ‘# comments-container -’ + id_element + ‘-’ + id_parent) .html ()); $ ( ‘# Comments-container -’ + id_element + ‘-’ + id_parent) .fadeIn (); }}} Else $ ( ‘# newComment-error -’ + id_element + ‘-’ + id_parent) .html ( ‘error has occurred. No object.’); }, Error: function () {$ ( ‘# newComment-wait -’ + id_element + ‘-’ + id_parent) .hide (); $ ( ‘# NewComment-error -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); $ ( ‘Body’). Css ( ‘cursor’, ‘default’); $ ( ‘# NewComment-text -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# NewComment-moreinfo -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# Comments-newComment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). FadeIn (); }}); } Function comments_submitAlertForm (id_element, id_parent) {$ ( ‘body’). Css ( ‘cursor’, ‘wait’); $ ( ‘# Allertcomment-wait -’ + id_element + ‘-’ + id_parent) .show (); $ ( ‘# Allertcomment-wait -’ + id_element + ‘-’ + id_parent) .html ( ‘Sending data …’); $ ( ‘# Allertcomment-error -’ + id_element + ‘-’ + id_parent) .html ( ”); $ ( ‘# Allertcomment-text -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 0.3); $ ( ‘# Comments-alertcomment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). Hide (); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’ data: { ‘alert-comment’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘text’ : $ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .val () ‘TYPE_1′: ($ ( ‘# comment-alert-type-1 -’ + id_element + ‘-’ + id_parent). is ( ‘: checked’)? 1: 0), ‘TYPE_2′: ($ ( ‘# comment-alert-type-2 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)? 1: 0), ‘type_3′: ($ ( ‘# comment-alert-type-3 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)? 1: 0), ‘type_4′: ($ ( ‘# comment-alert-type-4 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)? 1: 0), ‘url’: comments_geturl () ‘curl’: comments_geturl ()} dataType: ‘json’, success: function (oJsonObject) {$ ( ‘body’). css ( ‘cursor’, ‘default’); $ ( ‘# allertcomment-wait -’ + id_element + ‘-’ + id_parent) .hide (); $ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# allertcomment-moreinfo -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# comments-alertcomment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). fadeIn (); if (oJsonObject) {if (oJsonObject.error) {$ ( ‘# newComment-error -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.error); } Else {$ ( ‘.comments-newComment’). Hide (); $ ( ‘.comment-Item-text -’ + id_parent + ‘b.clRed’). Remove (); $ ( ‘.comment-Item-text -’ + id_parent) .html ( ‘ report has been sent! ‘ + $ ( ‘.comment-item-text -’ + id_parent) .html ()); $ ( ‘.comment-Button-alert -’ + id_parent) .attr ( ‘disabled’, ‘disabled’); }} Else $ ( ‘# allertcomment-error -’ + id_element + ‘-’ + id_parent) .html ( ‘error has occurred. No object.’); }, Error: function () {$ ( ‘# allertcomment-wait -’ + id_element + ‘-’ + id_parent) .hide (); $ ( ‘# Allertcomment-error -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); $ ( ‘Body’). Css ( ‘cursor’, ‘default’); $ ( ‘# Allertcomment-text -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# Allertcomment-moreinfo -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ ( ‘# Comments-alertcomment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). FadeIn (); }}); } Function comment_zoomIn (id_comment) {$ ( ‘# comment’ + id_comment + ‘.comment-item-text -’ + id_comment) .addClass ( ‘comment-item-text-zoom’); $ ( ‘# Comment’ + id_comment + ‘.comment-button-zoom-in -’ + id_comment) .hide (); $ ( ‘# Comment’ + id_comment + ‘.comment-button-zoom-out -’ + id_comment) .show (); } Function comment_zoomOut (id_comment) {$ ( ‘# comment’ + id_comment + ‘.comment-item-text -’ + id_comment) .removeClass ( ‘comment-item-text-zoom’); $ ( ‘# Comment’ + id_comment + ‘.comment-button-zoom-in -’ + id_comment) .show (); $ ( ‘# Comment’ + id_comment + ‘.comment-button-zoom-out -’ + id_comment) .hide (); } Function comment_showAllUserBox (id_element, id_parent) {$ ( ‘.newcomment-user-box -’ + id_element + ‘-’ + id_parent) .hide (); $ ( ‘# NewComment-all-user-box -’ + id_element + ‘-’ + id_parent) .show (); $ ( ‘# NewComment-type-1 -’ + id_element + ‘-’ + id_parent) .attr ( ‘checked’, ‘checked’); comment_canSendComment (id_element, id_parent); } Function comment_showLoginUserBox (id_element, id_parent) {$ ( ‘.newcomment-user-box -’ + id_element + ‘-’ + id_parent) .hide (); $ ( ‘# NewComment-login-user-box -’ + id_element + ‘-’ + id_parent) .show (); $ ( ‘# NewComment-type-2 -’ + id_element + ‘-’ + id_parent) .attr ( ‘checked’, ‘checked’); comment_canSendComment (id_element, id_parent); } Function comment_unsetFBprofile (id_element, id_parent) {$ ( ‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr ( ‘alt’, ”); $ ( ‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr ( ‘title’, ”); $ ( ‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr ( ‘src’, ‘http://www.wprost.pl/G/blogi/ face_blog_default.jpg ‘); $ ( ‘# NewComment-moreinfo-fb -’ + id_element + ‘-’ + id_parent) .hide (); $ ( ‘# NewComment-infobar-4fb -’ + id_element + ‘-’ + id_parent) .show (); $ ( ‘# NewComment-fb-user-id -’ + id_element + ‘-’ + id_parent) .val ( ”); $ ( ‘# NewComment-type-1 -’ + id_element + ‘-’ + id_parent) .attr ( ‘checked’, ‘checked’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/profil.php’ data: unsetFBprofile {1}, dataType: ‘json’, success: function (oJsonObject) {}, error: function () {}}); comment_canSendComment (id_element, id_parent); } Function comment_assignFBprofile (id_element, id_parent) {$ ( ‘# assignFBprofile-error -’ + id_element + ‘-’ + id_parent) .html ( ”); FBConnectInit (function (_FBuser) {if (! _FBuser) {$ ( ‘# AssignFBprofile-error -’ + id_element + ‘-’ + id_parent) .html ( ‘error has occurred. No connection to Facebook.’);} Else if ( ! _FBuser.id & amp; & amp;! _FBuser.name & amp; & amp;! _FBuser.link) {$ ( ‘# assignFBprofile-error -’ + id_element + ‘-’ + id_parent) .html ( ‘error has occurred. No connection to service Facebook or not all the data has been transferred. ‘);} else {$ (‘ .newcomment-user-box – ‘+ id_element +’ – ‘+ id_parent) .remove (); $ (‘ # newComment-user-fb-id- ‘+ id_element +’ – ‘+ id_parent) .val (_FBuser.id); $ (‘ # newComment-infobar – ‘+ id_element +’ – ‘+ id_parent) .html (‘ ‘); $ (‘ .comment-newComment-form – ‘+ id_element +’ – ‘+ id_parent +’ .comment-newComment-thumb img ‘). attr (‘ alt ‘, _FBuser.name); $ (‘ .comment-newComment-form – ‘+ id_element +’ – ‘+ id_parent +’ .comment-newComment-thumb img ‘). attr (‘ title ‘, _FBuser.name); $ (‘ # newComment-type-3 – ‘+ id_element +’ – ‘+ id_parent) .attr (‘ checked ‘,’ checked ‘ ); if (_FBuser.link) {$ ( ‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). addClass ( ‘pointer’); $ ( ‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Click (function () {window.open (_FBuser.link, ‘facebook’) ;;} ); } If (_FBuser.image) {$ ( ‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr ( ‘src’, _FBuser.image); } Comment_canSendComment (id_element, id_parent); }}); } Function comments_vote (id_element, id_parent, id_vote, vote, is_large) {$ ( ‘body’). Css ( ‘cursor’, ‘wait’); if (is_large) {$ ( ‘# comment-large-votes -’ + id_element + ‘-’ + id_parent + ‘a’). click (function () {return false;}); $ ( ‘# Comment-large-votes -’ + id_element + ‘-’ + id_parent) .animate ({ ‘opacity’: 0.3}); } Else $ ( ‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). Animate ({ ‘opacity’: 0.3}); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’ data: { ‘set-vote’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘id_vote’ : id_vote, ‘is_large’ (is_large? 1: 0), ‘vote’: vote, ‘url’: comments_geturl () ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ ( ‘body’). css ( ‘cursor’, ‘default’); $ ( ‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). animate ({ ‘opacity ‘: 1}); if (oJsonObject) {if (oJsonObject.error) {if (oJsonObject.voted == 1) {$ (‘ # comments-toolbar2 – ‘+ id_element +’ – ‘+ id_parent +’ .form-button- vote ‘). attr (‘ disabled ‘,’ disabled ‘); $ (‘ # comments-toolbar2 – ‘+ id_element +’ – ‘+ id_parent +’ .form-button-vote ‘). addClass (‘ form-button-vote- voted ‘);}} else {if (is_large & amp; & amp; oJsonObject.large_votes_buttons) {$ (‘ # comment-large-votes – ‘+ id_element +’ – ‘+ id_parent) .html (oJsonObject.large_votes_buttons); $ (‘ # comment-large-votes – ‘+ id_element +’ – ‘+ id_parent) .animate ({‘ opacity ‘: 1}); } Else {$ ( ‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). Attr ( ‘disabled’, ‘disabled’); $ ( ‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). AddClass ( ‘form-button-vote-voted’); $ ( ‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote-yes’). Val (oJsonObject.votes_yes); $ ( ‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote-no’). Val (oJsonObject.votes_no); }}}}, Error: function () {$ ( ‘body’). Css ( ‘cursor’, ‘default’); $ ( ‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). Animate ({ ‘opacity’: 1}); if (is_large) {$ ( ‘# comment-large-votes -’ + id_element + ‘-’ + id_parent) .html ( ”); $ ( ‘# Comment-large-votes -’ + id_element + ‘-’ + id_parent) .animate ({ ‘opacity’: 1}); }}}); } Function comment_canSendAlert (id_element, id_parent) {var txt1 .trim = $ ($ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .val ()); var ret = false; if ($ ( ‘# comment-alert-type-1 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {$ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .hide (); ret = true; } Else if ($ ( ‘# comment-alert-type-2 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {$ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .hide (); ret = true; } Else if ($ ( ‘# comment-alert-type-3 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {$ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .hide (); ret = true; } Else if ($ ( ‘# comment-alert-type-4 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {$ ( ‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .show (); ret = ((txt1! = ”) & amp; & amp; (txt1.length & gt; 20)); } If (ret) $ ( ‘# comment-alert-send -’ + id_element + ‘-’ + id_parent) .removeAttr ( ‘disabled’); else $ ( ‘# comment-alert-send -’ + id_element + ‘-’ + id_parent) .attr ( ‘disabled’, ‘disabled’); } Function comment_canSendComment (id_element, id_parent) {var txt1 .trim = $ ($ ( ‘# newComment-text -’ + id_element + ‘-’ + id_parent) .val ()); var txt2 .trim = $ ($ ( ‘# newComment-nickname -’ + id_element + ‘-’ + id_parent) .val ()); var IDU = $ .trim ($ ( ‘# newComment-user-id -’ + id_element + ‘-’ + id_parent) .val ()); var iduf .trim = $ ($ ( ‘# newComment-fb-user-id -’ + id_element + ‘-’ + id_parent) .val ()); var ret = false; if ((txt1! = ”) & amp; & amp; (txt1.length & gt; = 3) & amp; & amp; (! $ ( ‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .is ( ‘: visible ‘))) {if ($ (‘ # newComment-type-3 – ‘+ id_element +’ – ‘+ id_parent) .is (‘: checked ‘)) {$ (‘ # newComment-moreinfo – ‘+ id_element +’ – ‘+ id_parent) .show (); $ ( ‘# NewComment-moreinfo -’ + id_element + ‘-’ + id_parent) .removeAttr ( ‘disabled’); } Else {$ ( ‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .slideDown (function () {$ ( ‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .removeAttr ( ‘disabled’ )}); }} If ($ ( ‘# newComment-type-1 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {ret = ((txt1! = ”) & Amp; & amp; (txt2! = ”) & amp; & amp; (txt1.length & gt; = 3) & amp; & amp; (txt2.length & gt; = 5)); } Else if ($ ( ‘# newComment-type-2 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {ret = ((txt1! = ”) & Amp; & amp; (IDU & gt ; 0) & amp; & amp; (txt1.length & gt; = 3)); } Else if ($ ( ‘# newComment-type-3 -’ + id_element + ‘-’ + id_parent) .is ( ‘: checked’)) {ret = ((txt1! = ”) & Amp; & amp; (iduf & gt ; 0) & amp; & amp; (txt1.length & gt; = 3)); } If (ret) $ ( ‘# newComment-send -’ + id_element + ‘-’ + id_parent) .removeAttr ( ‘disabled’); else $ ( ‘# newComment-send -’ + id_element + ‘-’ + id_parent) .attr ( ‘disabled’, ‘disabled’); } Function comment_loginUser (id_element, id_parent) {var txt1 .trim = $ ($ ( ‘# newComment-user-nickname -’ + id_element + ‘-’ + id_parent) .val ()); var txt2 .trim = $ ($ ( ‘# newComment-user-pwd -’ + id_element + ‘-’ + id_parent) .val ()); $ ( ‘Body’). Css ( ‘cursor’, ‘wait’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’ data: { ‘login-user’: 1, ‘l’: txt1, ‘p’: txt2, ‘url’ : comments_geturl () ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ ( ‘body’). css ( ‘cursor’, ‘default’); if (oJsonObject) { if (oJsonObject.error) {$ ( ‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.error);} else if (oJsonObject.id_user & gt; 0) {$ ( ‘. newComment-user-box – ‘+ id_element +’ – ‘+ id_parent) .remove (); $ (‘ # newComment-user-id – ‘+ id_element +’ – ‘+ id_parent) .val (oJsonObject.id_user); $ (‘ # newComment-infobar – ‘+ id_element +’ – ‘+ id_parent) .html (‘ ‘); $ (‘ .comment-newComment-form – ‘+ id_element +’ – ‘+ id_parent +’ .comment-newComment-thumb img ‘). attr ( ‘alt’, oJsonObject.username); $ ( ‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). attr ( ‘title’, oJsonObject.username) ; $ ( ‘# newComment-type-2 -’ + id_element + ‘-’ + id_parent) .attr ( ‘checked’, ‘checked’); if (oJsonObject.userurl) {$ ( ‘.comment-newComment-form-’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). addClass ( ‘pointer’); $ ( ‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Click (function () {location = oJsonObject.userurl;}); } If (oJsonObject.userthumb) {$ ( ‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr ( ‘src’, oJsonObject.userthumb); } Comment_canSendComment (id_element, id_parent); } Else {$ ( ‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); }} Else $ ( ‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); }, Error: function () {$ ( ‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html ( ‘An error’); $ ( ‘Body’). Css ( ‘cursor’, ‘default’); }}); } Function comment_textareaAutoHeight (textarea) {/ * if ($ .browser.mozilla) {var tah = $ (textarea) .height (); if (tah – & gt;
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