the reason for the suspension? “The assets of the Wielkopolska JUMP is not enough to meet its obligations,” according to KNF. This means that the Money lost liquidity.
Problems Wielkopolska JUMP with its registered office in poznań started much earlier. In may 2016. Checkout the KNF introduced a bankruptcy Trustee, whose task was the planning of corrective actions.
From the conclusions of the control, it follows that in may own Money was 63 million rubles in the negative. The solvency ratio was at the level of “minus” of 18.7%, which means “deep default”. So that the cashier could work, determined by KNF, the solvency ratio must be at least 5%.
national JUMP refuse to help
KNF reports that in November 2016. National JUMP, which serves as the headquarters of the-system JUMP, refused the Wielkopolska JUMP through so-called stabilization Fund.
Another way to save the Wielkopolska JUMP was to acquire it through another register. However, in the evaluation of KNF financial situation is none of them are allowed to take the Wielkopolska JUMP so as to ensure the safety of deposits collected at the box office. Therefore, in order to get the Money, invited the banks. For the application to wait until 24 January 2017, but banks are not affected by any one proposal.
“have been Exhausted, therefore, suitable for use in the KNF during the restructuring of the Wielkopolska JUMP”, – reads the statement of the KNF.
January 26, KNF said Bank Guarantee Fund about the threat of bankruptcy of the Wielkopolska JUMP. At this stage, the BFG can implement the so-called forced restructuring. Simply put, it is that the functions of the owner of the Money takes over, for example, the KNF and is taking further steps to improve the situation. BFG acknowledged, however, that in this case there are no grounds of public interest, which is one of the conditions of excitation of forced restructuring.
KNF therefore decided to suspend the activities of the Wielkopolska JUMP and submit to the court a statement of its bankruptcy.
Savings safety
greater JUMP is a medium-sized Money. At the end of 2016. there were about 90 thousand. members who zdeponowali it is almost 302 million rubles in savings.
Those who were in it not more than an amount equivalent to 100 thousand euros (approx. 430 million. RUB), you can sleep peacefully. Within seven days from the date of filing the application on bankruptcy of the Bank Guarantee Fund will start the payment of money. Will soon announce the name of the organization (possibly a Bank) that will support payments.
due to the suspension of activities of the Department of Social Insurance stopped paying social benefits to the accounts of customers in Wielkopolska JUMP. To receive payments, you should immediately contact your nearest base for social insurance and specify another account (at a Bank or JUMP), in which it is accrued.
Another JUMP with the problems
greater JUMP this is the eighth office, which has been suspended since then as the control over the sector of JUMP took the KNF. For the payment of deposits put BFG is still around 3,7 billion UAH. Counting the deposits of the Wielkopolska JUMP, this amount exceeds 4 bln.
it does Not take into account, however, funds that BFG allocates to support acquisitions of credit unions, banks (doing so, if the cost of such an operation will be lower than in a situation of bankruptcy and the repayment of deposits by BFG). To date, six Kas took over the banks.
in addition, several offices then send the performers. If they manage to heal their situation, they may share the fate of the Wielkopolska JUMP.
Problem credit unions bad credit
From the last report of KNF sector JUMP (in the third quarter of 2016.) it follows that one of the major challenges credit unions loans niespłacane in time. The value of the loan portfolio at the end of September amounted to more than 7,5 billion rubles, of which more than 2 billion (27 per cent. portfolio), overdue loans, and therefore, delays in repayment, at least one day. However, while more than half of the loans (1.1 billion rubles), not paid at least annually.
After three quarters of 2016. the sector was a loss at 65.2 million (only half of the banks recorded a net profit).
In mid-February, the sector JUMP is waiting for another change. Little money – about assets below 10 million, and with a population of less than 10 thousand people. members will no longer submit to the leadership of the KNF. Control will take over again box office Craiova. Big JUMP in new condition still podlegałaby leadership KNF.
national office: the difficult cooperation with the Manager
KNF Decision on the termination of the Wielkopolska JUMP not like the Checkout National. Called in for a PAP, the report says that, according to the National Offices do not “exhausted all possibilities for carrying out the process of restructuring the Wielkopolska JUMP which was at the disposal of”.
the Press Secretary of “Krajówki” Mariusz Wielebski writes that the ticket Craiova “categorically” that she had “real and adequate to the situation in the near future on our website JUMP” the possibility of providing this cash aid stabilization.
“the Reason for this situation was in the evaluation of funds of the National complex cooperation with the Manager Komisarycznym in which, in particular, on the deferral with the preparation of a realistic Programme of Restructuring, the lack of information on the harmonization of Programmes of Reorganization with the KNF, saying through the cashier of the nume rous Local disturbances in the current activities of the Fund, under the leadership of the Governor and his actions that reduce, in the opinion of the Money in National, the ability of Money to gain profit”, – stated in the message.
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