More protection of customers of financial firms. Declaration of the Prime Minister – eGospodarka

For the protection of consumers in the financial market, the government allocated from the budget reserve of nearly 5 million – said the Prime Minister Ewa Kopacz. The government also wants to introduce legislation to improve the position of consumers in the financial market, especially those who are buying so. polisolokaty.

Prime Minister Ewa Kopacz, during the celebration of the 25th anniversary of the Office of Competition and Consumer Protection, announced to strengthen the rights of users of financial services.

– Despite their growing knowledge and capabilities to organize themselves, consumers, especially the elderly, are often still the weakest market participants – said the head of government. She pointed out that misleading advertising, “superokazje” that turn out to be financial traps or unfair provisions in contracts, “are the dark side of economic success.”

Health Minister announced the introduction of laws prohibiting, inter alia, offering consumers of financial services appropriate to their needs and offering them as inadequate to their character. To be strengthened powers OCCP. The Authority may issue interim decisions, suspending the sale of a financial product, even during the proceedings for infringement of the collective interests of consumers. OCCP also be able to participate in individual or collective civil matters before the courts, which should help in faster resolution of disputes.

The government will also address the so-called investment policies. The draft law on insurance and reinsurance activities introduces the possibility to withdraw on investment policies in the year thereafter, will also reduce the amount of the fee for the liquidation of the policy before the agreed date. The government also wants to strengthen the position of the Insurance Ombudsman, as well as the introduction of the obligation analysis of needs and abilities, along with providing him with reliable information.

The government is also working on regulation of the activities of companies lending outside the banking sector. They provide, inter alia, limiting the interest costs of consumer credit, preventing the so-called “roll over loans” or imposing a limit of penalty interest and interest on the interest.