More than half of Poles declared their willingness to work for 65 or 67 years of age, when she saw differences in the amount of pensions in comparison with the provision that would come through retirement at age 60 – According to a survey conducted by the DGP Research Panel Ariadne. It turns out that for 60 years, would like to work just 30 per cent. respondents.
– And this is comforting, because low birth rates indicate that you will need to reach for a provision in the generation of people of retirement age. No one will be regulations forced to work longer, the same interested parties should make such decisions – says the test result Marcin Zieleniecka, deputy minister of family, work and social policy.
Most advocates of a longer working lives in large and major cities, relatively less in the medium and in the provinces. The metropolis is popular or academic paperwork, and the share of physical work proportionally smaller. She’s the most exploited and encourages early rest.
You can also see that the closer to retirement, the more increasing group of people declaring their intention to work longer. While among the youngest respondents, such statements relate to 40 per cent., In the group aged over 45 were 60 percent. declares retirement at the age of 65 or 67 years. The same current judgments about the widespread reluctance to extend the retirement age may change, when there is already a certain life choices.
– It is therefore very important to telling you how the pension system, to reach the largest group people and encourage them to work longer – can economist Dr. Maciej Bukowski.
According to Deputy Minister Martin Zielenieckiego willing to permanent employment in the years to come. – Persons 50 years of age will be well educated, including when it comes to digital skills. It will be easier for them long to continue employment – predicts the deputy minister.
It is important to reverse the reform plans gradually increasing the retirement age. Presidential Act on Restoring 60 years for women and 65 for men is now in the Parliament. – Changes are possible at any stage, the issue of what MPs determine whether senators. Office of the President will be in these works participate and consult a change – says the president’s spokesman Marek Magierowski.
The result of our survey indicates that unnecessary changes may be additionally unsealing the current system, for example. Internship allows retirement before the age retirement. And as for example. In the case of proposals PSL or OPZZ 40-year-old seniority, which for some people may mean providing at the age of 58 years. Instead, consider solutions to reconcile the provision of work, eg. By the gradual extinction of professional activity and combine this with the collection increasingly higher payments from the Social Insurance Institution.
Solutions encouraging people to work longer is a possibility of increasing benefits for retirees. As shown by our calculation, the difference in the provision for the same person, which would go to retire at age 60 and 65, can reach more than 50 percent. On the other hand, is a powerful support to the pension system and the budget, which pays him. And this is a very important argument.
While pensions for some time there may be problems, so much for the time being the situation does not look so bad. ZUS prepared just the latest five-year financial forecast. It shows that while there will be no negative economic scenario, it will be the financial position of stable or starts to improve. Adopted three variants forecasts: optimistic, pessimistic and realistic. The realistic growth of GDP by 2021. Fluctuates around 3.8 percent. GDP, is optimistic about 1 percentage point. higher, and in the worst lower by more than 1 percentage point. According to the calculations of ZUS in the optimistic scenario FUS deficit will fall to 2021. Nearly 4 billion zł in comparison with 2017., According to a realistic increase of nearly 6 billion zł, and in the worst by as much as 16 billion zł. Slightly better look this data, if we take into account the deficit as a percentage of GDP. Then deficit SIF decreases both realistic scenario, as optimistic, in the first 0.59 and the second by 0.14 percentage points. GDP. This means that in both variants increases so. performance of the fund, or the ability to service obligations that affect premiums, which means that relatively less to the hole in the ZUS must put the budget.
As the Hanna Zalewska, director of the department of statistics and actuarial projections ZUS, a deficit of FUS in forecast period primarily affects the pension fund deficit and the deficit in the next sickness fund. – The increase in expenses is due to the sickness fund increased payments for maternity benefits in connection with the introduction of parental leave. Also increased expenditure on sickness benefits, among other things, related to the increase in the retirement age and increasing the number of days on sick pay 50+ employees, which pays social insurance benefits after 14 and not 33 days, as in the case of other employees – emphasizes the director of Zalewska.
Forecast shows that the situation is theoretically good, but there is one “but”. It was made on the basis of the current legal situation, or a higher age of transition to retirement. If PiS turn Tusk pension changes, weather awaits a significant correction. In a variant, in which all eligible benefit from the possibility of early retirement in 2020, pension rights would gain two year-more than the current variant, ie approx. 300 thousand. people. The payment of benefits to them under today’s conditions would amount to approx. 7 billion zł, or more than 0.4 percent. Of GDP, and for that you have to consider that these 300 thousand. retirees would pay no National Insurance, so the hole would be even greater.
2016-02-02 Grzegorz Osiecki
Get free: PIT 2015
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