Wednesday, April 6, 2016

Loans in Swiss francs: Getin Noble Bank and Credit Agricole Bank Poland will take into account the negative LIBOR – Polish Radio


                             It is important that in the preparation of the project ws. Frankowiczom help President Andrzej Duda wants to be guided by concern for the stability of financial institutions and wants a solution to serve the development of the Polish economy – give the bankers.
                         

The president Andrzej Duda announced in mid-October that his office is working on a project that aims to help frankowiczom. As he said, it will be a reasonable solution that does not cause the Frankowicz will be in a better position than those who at the same time took loans in US dollars. He stressed that the idea is that on the one hand, the project has helped those who have taken loans in Swiss francs and in fact are in a difficult situation, and on the other “was fair.”

What is needed is financial stability Poland

the head of the Polish Bank Association (ZBP) Krzysztof Pietraszkiewicz, referring to the announcement of the president, he considered it “important” for the financial sector.

– it is important that the president also added that work on the project and the possible submission will be guided by concern about that the Polish financial institutions continued to be stable and to have been able to serve the development of the Polish economy. These are – I think – a fundamental principle. Well, the president as the guardian of the constitution and stability of the state, mentioned this, because it is the attention and some important commentary for all (those) who are trying to find the optimal solution – the head of the Polish Bank Association.

Pietraszkiewicz turned note that the banking sector “very strong possibility uelastycznił – calendar change repayment (installment loans), if necessary.” – It is worth remembering also about solutions conducted by the government, consisting in the fact that measures related to certain redemptions are not considered income and therefore customers can benefit more quickly from some form of restructuring – he said.

not only Frankowicz

– it is also important that finally was adopted the law on assistance to those borrowers, both currency and zloty, who find themselves in a difficult situation because of unemployment, illness or another misfortune may periodically count on the support of several months. This gives (borrowers), the feeling of security, a guard – he added.

Pietraszkiewicz noted that these measures are financed by the banking sector.

– In this regard, it is crucial to searching and presenting solutions cautious, prudence and moderation. I believe that such a determination will be many in the search for solutions to responsible, prudent, thoughtful. And all after a while we will be able to say that through these difficult times, due to events outside of our country, we went in style – by helping those who support requires first and foremost, but also by failing to destabilize the financial system, because its task is provision of financial intermediation and lending to the economy on a large scale – rated.

in his opinion, “it is lending us a very needed in the coming years”, among others, in order to develop appropriate EU funds, as well as to Polish businesses can grow and create additional jobs.

draft such a law should help

also vice president of PKO BP Jacek Obłękowski hopes that the presidential assistance project frankowiczom will be a “reasonable solution”.

– There will favor only one social group, and that will really touch the essence of all these, who actually will need help – said the vice president of PKO BP.

As a “very complex” assessed the situation frankowiczów president of the Bank of Polish Cooperatives (BPS) Zdzisław Kupczyk.

– Some borrowers have participated in this process consciously, others maybe less. However, the consequences for the entire sector is very difficult. To compensate for the effects of decisions the participants of this process, we should take into account the fact that others took out a loan in US dollars, which was a relatively high rate of interest. One would lean over, how much weight have the burden to the development of the social situation, living conditions, family, how they cope and advised the participants credit the shares in PLN – said Kupczyk.

President of BPS pointed out that the best take out loans in the currency in which it earns. “You will always remain a dilemma, who would help and that this help is really justified. I understand that some of the consequences should be borne by those financial institutions, which suggested a solution unfavorable for borrowers and did not inform them about the (negative) consequences” – said Kupczyk.

As he said, we should approach the problem of “selectively” and direct assistance directly to people who have been wronged. “In contrast, embracing in a very common all participants in this process will not necessarily have a dimension of social justice” – summed up Kupczyk.

PAP, fko

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