Solidarity has more than 300 thousand. signatures. Prohibition of trade in the hands of the government and the president – Money.pl

As reported money.pl, on Wednesday during a ceremony August chairman of the “Solidarity” Piotr Duda announced information meeting more than 100 thousand. signatures required under the civil draft law to restrict Sunday trading. He did it in the presence of the President and Prime Minister Andrzej Duda Beaty Awl. Under the project signed by more than 300 thousand. people.

Update 14.48

After 18 days of sit-in strike in the Gdansk shipyard and 8 days of arduous negotiations, was signed on 31 August 1980 agreement between the inter-factory Strike Committee (represented then by Lech Walesa) and Deputy Prime Minister Mieczyslaw Jagielski – party Government Commission.

21. postulate the introduction of the August Agreements assumed all free Saturdays. After 36 years of “Solidarity” has presented a new proposal – free Sundays for trade workers. As money.pl gave accurate details of the project during the ceremony 36th anniversary of the signing of the August Agreements presented the current head of the “Solidarity” Piotr Duda.

– We want free Sundays. The ban on Sunday trading. For God and family – he told the audience in the hall BHP Gdansk Shipyard Piotr Duda.

This information went directly to the present at the ceremony representatives of the government of Prime Minister Beata Szydło at the helm. In Gdansk was also attended by Andrzej Duda. Association hopes that both the prime minister and the president have expressed support for the ban on Sunday trading. The same law and signatures to the announcement of Peter Duda hit to the parliament on September 2

Its introduction is rather a formality. Beata Szydło a long time about the initiative spoke positively. Similarly to the case also approach other members of her government, including Jaroslaw Gowin. Also, the president of PiS in an interview said that he saw no problem in introducing such a ban into force.

“Solidarity” with merchant organizations for nearly three months collecting signatures under the draft civil law. To the parliament could take up the proposal, it is necessary 100 thousand. signatures. These were collected a long time. From the information money.pl showed that a few days ago was counted approx. 150 thousand. signatures. This number has doubled in the last hours, however, the committee collecting support the package arrived from the whole Polish.

– At the moment we have counted more than 300 thousand. signatures and still run off new – he gave us Bujara Alfred, head of the Solidarity trade.

Peter Duda during celebrations in Gdansk talking about 350 thousand. signatures. He added that the signatures will be collected until the signing of the bill by the President Andrzej Duda.

The project involves the reduction of trade on Sundays in all stores regardless of their size. The only exception is a situation in which the owner behind the counter state. Prohibited is also hiring people to work on Sundays on civil contracts (ie. Śmieciówki). It is thus part of a network of trade bypasses now operating ban on working on public holidays.

According to the project “Solidarity” trade on Sunday, they will be allowed only stations, pastry shops and bakeries, kiosks, pharmacy and souvenir shops. The Act also exemptions for part of Sunday. Stores opened they can be, among others, Sundays preceding Christmas, Easter, start of school and on Sundays Outlet falling in January, June and July.

Spore controversy aroused provision regarding the penalty to two years in prison for offenders. “Solidarity” admits that it is very sharp solution, but is afraid that the fines do not scare part of retailers to compliance with the new regulations. He admits, however, that this matter is flexible.

– Real stairs will begin when Parliament will start working on our draft law. Certainly opponents will feed the public information about thousands of layoffs and other risks arising from the reduction of trade on Sundays. Therefore, despite the submission of the required number of signatures to the Speaker of Parliament we continue to carry out the action until the adoption of the bill – said recently Tadeusz Majchrowicz, deputy chairman of the “Solidarity”.

Polish Organization of Trade and Services, which brings together large foreign retail chains It says that the ban could contribute to the release of up to 100 thousand. people working in the trade.

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Why you can not meet all requests frankowiczów? UOKiK Marek Niechciał responding – Dziennik.pl

OCCP issued an important opinion on the frankowiczów litigants with mBank in which it is written that some of the provisions in the agreements invalidate the entire foreign currency loans. How it changes the situation frankowiczów?

Significant view always refers to a specific case. It can not be applied to the total frankowiczów. And this view applies in interest rates, or the cost, not the essence of loans frankowych.

Do you, then, will be another important views of the OCCP on this issue?

are you sure – are also related to the financial market. Currently, we have seven requests, and each citizen on the stage of the judicial process can come to us for such an important notion to pay. When we believe has been infringed public interest, then we will issue a view on the matter.

Many believe that this view is too soft. UOKiK says only that the provisions of the “cause” and not “cause” invalid. A nod to the banks?

No. We were limited by the fact that customers mBank went to court with the amount of the installments. It was a long time ago, because in 2010. Then the problem themselves francs so not troubled, and the litigation concerned the de facto something else. You could say that customers challenged only broken lights, while in the car does not work the whole engine. We therefore refer only to the lights. However, this can cause the whole car is not suitable for use.

And you may find that this is so?

It’s hard to say. Details of the agreements can result in significant differences. A good example are negative LIBOR-y. If the bank identified in the agreement that interest rates can not be negative, the OCCP can not relate to it and take action.

What will be the overall strategy of the OCCP on francs?

remember that the office sometimes has its hands tied, eg. the period of limitation. The host of the subject francs remains president. Of course, all the state functions as a single organism, but a key role for the Committee of the Financial Stability and solutions related to capital requirements. The risk of foreign currency loans is determined by the higher capital requirements, even if the statistics indicate that the repayment of foreign currency loans is better than the zloty.

What is the biggest challenge?

Full implementation of the demands frankowiczów could lead to a significant deterioration in the banks, and thus other customers might feel threatened. We can not risk solvency. On the other hand, personally I fear that rates may increase again. It is incumbent on the economy.

However, if excessive consumer protection frankowych not mean discrimination against borrowers zloty?

We must find in particular, the existing situation. I use an example. Roofs in the villages largely covered with asbestos. When it was learned about the dangers of this material, it was necessary to remedy this. Of course, we now know that you can use roof tiles, but this is not the time to worry about it. You might as well say that 10 years ago one could prohibit such loans, especially since we knew about the experiences of the world. But we have a different reality. We are at the stage of purification of Polish asbestos cement.

What about the matter of investment policies?

We are on track to agreement. There are three problems. First: people wanted to buy something else, ie. misselling. The second is the cost of withdrawal. Third: the value of units. Misselling raises the biggest opposition because it is completely outside morality – eg. 70-year-old instead of a six-month deposits getting the product for 25 years. Withdrawal should also be cheaper because it happened that costs reached several tens of percent of the funds paid. We were able to reduce these charges. We want to extend to the entire portfolio, and we are still in the course of working meetings with the Polish Chamber of Insurance. Ahead of us a lot to develop, which will require well as talks with individual insurers. We hope that the preliminary results of the negotiations will be announced in September. By the end of the year I would like to complete the process.

How are talks with insurers?

Negotiations must take place at co-supervision. Changing the rules means that the capital requirements of insurers may change. We must therefore be careful not to company fell into trouble. We negotiate it or expand its activities on the current portfolio, or in isolated cases purchased insurance policies.

How to increase consumer awareness?

educate. We do social campaigns. We can see that the level of consciousness rises, also as a result of negative experiences – does not have 5.5 million investment policies, as is commonly administered in the media, but less than 3 million. Besides, this is not the first problem polisolokatowy. At the beginning of the XXI century., As now, many people gave up and were disappointed relationship of the funds paid to the assets received. Number of resignation was higher than it is now, we can see the effects of education. OCCP finances are limited, but we are doing everything in our power.

Until the end of September, customers of the largest Polish bank must close positions. – Puls Biznesu

From 31 August 2016. You can not open an account at a brokerage house foreksowego PKO Polish Bank. Less than two years has survived so foreksowa offer the largest Polish bank. Agreement existing customers have already spoken. Their accounts will be closed until the end of September. In March of 2015. Adventure foreksem decided to end another bank brokerage house – ING Securities. His offer lasted only a year. Both banks opened their platform foreksowe wave to discourage the Polish stock market and increased interest in earning a foreksie.

“The decision to close the platform was taken as a result of the strategic review of the business lines of the bank. Analyses of this type of bank carried out regularly. Thanks to them constantly monitors the effectiveness of its major business areas. Conducted analytical work has shown that the brokerage house PKO BP is indicated concentration of activity in the area of ​​standardized exchange market and the development of this area of ​​services also through the use of their competitive advantages in terms of quality customer service and a wide range of services, “- says the position of PKO BP.

– perhaps someone also came to the conclusion that forex does not fit into the line of the bank. PKO BP is heavily dependent on the state treasury, it can be presented as a pattern of attitudes – this is a serious bank that is not playing forex; come this way. Financial Supervisory Commission paves the trail, and after the change of chairman of the fall can further tighten the services foreksowym – speculates representative of one of banks offering services foreksowe.

To be precise, but you must remember that under the leadership of Andrzej Jakubiak KNF regularly tried to discourage foreksu. Some time ago introduced the limitation of leverage. It is not only supervision in Europe, who decided to hit the business foreksowy. The ban on advertising of this type of activity is discussed in France and Belgium banned in August 2016. Opening accounts to individual customers.

– the Belgian market is specific. Local brokers simply do not have, and restrictions associated with the commencement of operations were such that, in accordance with the procedure decided on a very few foreign companies. The big problem was the violent and even fraudulent advertising companies in tax havens, including Cyprus. This phenomenon, which also occurs in us. In Belgium, it was at the same time not even about forex as such, what about selling to consumers binary options, or something with us at all there is – says a person in the industry.

Regardless of the actions of supervisors, it seems that more and more potential players forex recognizes that support foreksu on high leverage makes it just as easy for gains and losses. The latter may in practice be unlimited and discourage the activity in this market. You can see it anyway after the results of X-Trade Brokers (XTB), a pioneer foreksu in Poland, which in May 2016. Made its debut on the Warsaw Stock Exchange. In countries in which it operates have at the end of June 139.2 thousand. accounts. Active, however, was only 12 percent. Jakub Maly, CEO of XTB admits, moreover, that the British referendum and developments in Turkey mean that customers behave differently than before. They have a greater aversion to risk, including smaller transactions likely to take the strategy of “buy and hold” or “sell” and not speculate short term. This all may affect the profitability of brokers and decisions about closing business entities that do not have a sufficiently large number of clients.

New flight connections from Polish airports Fall / Winter 2016 – Onet.pl

Ryanair, Wizz Air, LOT

Most passengers Poland summer lines Ryanair . They have already almost 33-percent market share . Second and third place is occupied by Wizz Air and LOT – every company with market shares of more than 21 percent. The next on the list are Lufthansa, Norwegian and easy Jet. However, it is among the first three takes place in the biggest fight of passengers.

Ryanair is known for its aggressive policy. One of its components was creation of domestic flights in Poland . Aircraft currently flying with near Warsaw Modlin Airport to Gdansk and Wroclaw, and Krakow to Gdansk. Ryanair threw so significant challenge to our national carrier – LOT those

Now the rivalry get worse . From October 4 domestic flights with Modlin will be transferred to the Warsaw Chopin Airport (originally it was supposed to be held on October 30). Next year – in late March – will be run third cheap flights from Warsaw – this time to Szczecin. The line also is fighting on a second front with another low-cost carrier, also flying from Chopin Airport.

It mentioned Wizz Air . He also is not slowing down and starts new connections. The most important are the cheapest flights from Katowice to Dubai. Line invests Moreover, in the eastern direction and start the third cheap connection to the Polish Ukraine – the Katowice and Gdansk cheap flights are also offered from Wroclaw to Kiev. Still refrain from launching domestic flights in Poland, which initially had been announced (even talked about it in an interview with Onet president of Wizz Air József Váradi).

Flight connections from Warsaw Chopin Airport

The main Polish airport in the fall will gain four important connections that can confuse a lot on the market. It already mentioned domestic flights to Gdansk and Wroclaw (each three times a day), which will offer Ryanair, as well as two international calls – to Asia.

October 17 LOT starts connections to the capital of South Korea. This will be the third Asian destination national carrier in the Asia – after Beijing and Tokyo. In August confirmed the rumors about entering the Polish airline Air China. From September 21 on board will fly four times a week to Beijing.

Flight connections from Krakow Balice

the second largest airport in Poland enrich the five new routes. From October 3 three times a week, Ryanair will fly to Belfast. A big offensive is also planning easy Jet. Krakow is the only airport on that year the British low-cost carrier.

From 1 November to join the grid connections Venice, Manchester and Geneva. On the other hand, we will be inaugurated on November 2 flights to Naples. Flights to the first two cities will be held three times a week. Geneva and Naples will be able to fly twice.

Flight connections from Gdańsk to them. Lech Walesa

The biggest change will be the diversion of October 4 national Ryanair flights to Warsaw Chopin Airport. The line also plans three new routes from Gdansk port.

from October 31 will fly twice a week to Newcastle, and from November 1, three times a week to Milan. November 2, in turn, will start flights to Belfast (twice a week). In turn, Wizz Air has already announced for 14 January 2017. Inauguration of flights to French Grenoble.

Connections flights from Katowice Pyrzowice

Airport in Pyrzowice will be enriched by three new routes offered by Wizz Air. The most interesting proposal may be flying to Dubai. Its airport Al Maktoum fly from November 1, three times a week. Katowice will be the fifth European airport, to which the carrier will take its passengers from Dubai.

In the autumn we can find the two destinations in the Canary Islands. Since 31 October will fly twice a week to Tenerife. In turn, November 3, will start flights to Lanzarote. These will take place just once a week.

Flight connections from Warsaw Modlin

the airport in Modlin near Warsaw now offers flights only one carrier. It does not change the fact that the existing four years the airport ended up with the gigantic success. Handled more than 7 million passengers and jumped to fifth place in terms of number of passengers in Poland.

Contrary to earlier speculation, all international flights offered by Ryanair to the autumn-winter season remain in Modlin. The carrier since the turn of October and November will offer up to eight additional directions.

Three times a week flights will take place to Birmingham and Edinburgh. On the other hand two times will fly to Belfast, Leeds, Newcastle, Porto, Toulouse and Valencia. After the airport disappear domestic flights in the route network will be able to find 40 directions. By now you know that in the summer of 2017. Will join 41 – Portuguese Faro.

Connections flights from Wroclaw Strachowice

also Wroclaw to establish connection with a major capital airport. From 4 October Ryanair will provide three daily flights to the Chopin Airport. The carrier also proposes four new routes and maintaining holiday flights to Malta in winter, too.

October 31 will take place the inauguration of flights to Manchester and Belfast. On the other hand, will start on November 1 connection to Madrid and Newcastle. The first will take place three times a week, the other – two.

In contrast, Wizz Air will start from November 1 Thirdly cheap connection to the Polish Ukraine – from Wroclaw to Kiev. Flights will take place twice a week.

Flight connections from Lublin, Olsztyn, Poznan and Rzeszow

interesting offer may be cheap Rzeszow connection with Berlin. Schoenefeld airport in the capital of Podkarpacie Ryanair will take us from 31 October three times a week.

Airport Olsztyn Masuria obtain from November 1 connection from London Stansted. Flights will be held three times a week. Poznań will be enriched from November 3 flights to Alicante Spanish (flights twice a week). In turn, the Lublin Airport will fly from 29 December two times a week to Barcelona. In this case, the organizer of the flights will be lines of Small Planet.

The ban on Sunday trading closer. “Solidarity” will submit a bill in Parliament on September 2 – Polish Radio

Peter Duda takes part in a ceremony commemorating the 36th anniversary of the signing of the August Agreements, which takes place in the historic BHP Hall Gdansk Shipyard.

 

At the conclusion collected more than 350 thousand. Signature

 

Peter Duda also announced that Solidarity will still gathering signatures for the project, until the law is not signed by the president Andrzej Duda. He added that to date collected more than 350,000 signatures.

 

Kowalczyk project will not be rejected in the first reading

 

In the evening, Polsat News initiative addressed the head of the standing committee of the Council of Ministers Henryk Kowalczyk. He said that the government was looking at her “with interest, like any citizens’ initiative”. “We declare that for sure, as over every citizens’ initiative we bow to (over) and will not be rejected in the first reading,” – he said.

“This is the postulate that meets women working in supermarkets” – also he stressed the head of the standing committee. In his opinion, people “might be interested in other forms of spending free time” on Sunday, than shopping.

According to Kowalczyk ‘experience showed “that even after the closure of shops on Sundays” must not fall sale “. The minister referred to the data, that if in one year, banned trade Epiphany fell on a Sunday, “is a sale on Friday and Saturday before the feast was higher than in the previous year, for three days – Friday, Saturday and Sunday.”

 

Open Sundays for commercial employees

 

21. August postulate assumed the introduction of all the free Saturdays. After 36 years of “Solidarity” is to present a new proposal – free Sundays for trade workers. Association wants to do it in the same place where Lech Walesa signed the Agreement of August – in the hall of safety Gdansk Shipyard.

 

The information money.pl that of collecting approx. 150 thousand. signatures has informed the head of the “Solidarity” Piotr Duda. This information is expected to directly present at the ceremony representatives of the government of Prime Minister Beata Szydło at the helm. In Gdansk will also Andrzej Duda. Association hopes that both the prime minister and the president have expressed support for the ban on Sunday trading.

 

Its introduction is rather a formality. Beata Szydło a long time about the initiative spoke positively. Similarly to the case also approach other members of her government, including Jaroslaw Gowin. Also, the president of PiS in an interview said that he saw no problem in introducing such a ban into force.

 

“Solidarity” with merchant organizations for nearly three months collecting signatures under the draft civil law. To the parliament could take up the proposal, it is necessary 100 thousand. signatures. These were collected a long time ago. The plans could even access to 200 thousand. signatures, but according to our information, it did not work.

 

7 Sundays of the year with

 

According to the civil project, on Sunday could be open petrol stations, florists, bakeries and small local shops, provided that the counter status of their owner.

 

The project also envisages inter alia, the establishment of seven centers Sundays throughout the year, it would be the Sundays preceding Christmas and Easter, as well as periods in which sales are organized.

 

Expert: ban on Sunday trading introduced gradually

 

Civic bill restricting trade on Sunday civilized labor market, but it also has numerous weaknesses, and their introduction could adversely affect the economy, estimates Dr. Bartholomew Biga of the Center for the Club of the Jagiellonian. Progressivity proposes the introduction of free Sundays.

– This idea is supported by many groups, including the Church and the government. The implementation of some provisions of the Act as proposed by the initiators – “Solidarity” – can, however, have a number of negative consequences. In addition, Stanisław Szwed, Deputy Minister of family, work and social policy, warns that the introduction of restrictions from the beginning of 2017 years may be impossible “, – says Biga in the commentary. He added that the proposed project has” numerous weaknesses, what awareness have even themselves by its creators “.

 

“The Phantom of downsizing”

According to the expert, can easily identify a number of arguments that from a social point of view is supported by limitation of trading on Sunday. As pointed out, this would probably to “civilize labor market and favor the building of social cohesion”.

 

– the crowning argument of opponents to restrict trade on Sundays is, however, the specter of downsizing. It must be emphasized that in spite of the black scenarios scale layoffs would be significantly lower than 1/7 of total employment, since it would increase the demand for labor in the remaining days of the week. A larger number of buyers from Monday to Saturday, however, does not have saved the industry prior to the reduction in employment of up to 100 thousand people. Although this figure is only approx. 2.5 per cent. trade workers, the scale of the exemptions would be significant. One must remember that in the economy as a whole this industry generates every fourth job – says Biga.

He added that this negative effect may be minimized if the distribution changes over time.

 

– The “Solidarity” envisages the introduction of restrictions on almost all the Sundays of the year (…). The sudden appearance of forty a few extra days with limited trade would, however, for the commercial sector shock. For this reason, a better solution would be to gradually increase the number of “free Sundays”. For example, in the first year of one month, after two years, to cover all trade restriction in the perspective of three years – suggests the expert. According to the project during the year will be the so-called seven. Sunday trading. Stores would be open, inter alia Sundays preceding Christmas and Easter, as well as periods in which sales are organized. The expert stresses that it is also worth considering the initial limitation of working hours on Sundays (eg. 8.00-16.00), and the later introduction of far-reaching prohibitions.

 

Source: Money.pl/Sebastian cucumber / IAR / PAP, Celebrating

End of increases in fuel prices? – fakt.pl

Recently, fuel prices went up all the time. Fortunately, there are chances that this trend will be halted. Polish Chamber Fuels says that both domestic and foreign refineries cheaper petrol and more expensive diesel and autogas.

Per liter of diesel at the station will pay an average of 4.23 zł. Pb95 liter of petrol costs 4.43 zł. On the other hand, a liter of LPG, it costs 1.86 zloty. Fuels are still cheaper than a year ago at the same time, however, the difference is minimal. This can be seen particularly well on LPG example.

Data collected by the Chamber shows that diesel is the cheapest in the Lublin province, and the most expensive in Opole. On the other hand, petrol and LPG are the cheapest in Silesia, and the most expensive in the West Pomeranian.

There will be new stickers on the windows of cars? Why?

Specialist advises, so know the car after the flood

IAR, JW

European Commission: Apple has to pay 13 billion back taxes. The company promises to appeal – Polish Radio

The investigation on the granting by Ireland, where Apple has its European headquarters, the tax benefits was conducted by the Commission since 2014. It centered on two agreements negotiated by Apple and the representatives of Ireland in 1991. And 2007. Thanks to the company could avoid paying billions of dollars in taxes.

 

Apple promises to appeal against the sanctions on EU tax

 

electronics company Apple announced the submission of a court appeal of the announced on Tuesday the European Commission decision declaring him guilty of evasion of taxes and ordering the payment of this account of the amount which may exceed 13 billion dollars.

Also, Irish government denied justifying this decision thesis that gave Apple the tax advantages against the Union rules on state aid.

“Złożymy appeal and we are confident that the decision will be canceled” – said the company. He criticized, however, that the European Commission has set up here over the Irish tax legislation and international tax system. Proceedings Brussels seriously hurt investment and job creation in Europe – warned Apple.

 

Ireland needs to recover from the Apple 13 billion

Presented on Tuesday in Brussels, the conclusions of an investigation that now Dublin will have to recover from an American manufacturer of mobile approx. 13 billion euros unpaid taxes (plus interest) for the period of 2003-2014.

– Member States may not grant benefits selected companies. This is contrary to EU state aid rules. The Commission’s investigation showed that Ireland has conceded illegal tax benefit Apple, which allowed the company to pay for many years to lower taxes than other companies – said at Tuesday’s press conference, EU Commissioner. Margrethe Vestager competition.

 

An appeal to the court announces the Apple and the Irish authorities

The Irish authorities in response to the decision of the Commission stated that it did not agree with her and – just like the same Apple – announced an appeal to court. The island fears losing investors who can look for other places where the jurisdiction of the European Commission will not be reached. As argued in a statement the Finance Minister of Ireland Michael Noonan, Apple paid the tax due in his country did not benefit from state aid.

However, according to the Commission two individual interpretations of tax law of 1991. And 2007. Issued by the Ireland to Californian “significantly and artificially” undercut amount of tax deducted by the corporation in the country.

 

“From each 1 million euro profit a company paid 500 euros taxes”

The effective tax rate, which gains wypracowywanych in Europe paid Apple, was 1 percent. in 2003. to fall in 2014 to 0.005 per cent. – To show it in context: of every million euro profit a company paid 500 euros taxes – Vestager stressed.

This enabled the Irish decisions regarding the method of calculating income tax of the company. Through internal transfers Apple could invest the profits from all over Europe in companies in Ireland, Apple Sales International and Apple Operations Europe.

The Irish agreed to almost all revenues from sales recorded by both companies were internally assigned “siedzibom main”. Commission’s investigation showed that these “headquarters” existed only on paper and were not able to generate any income. Moreover, the Irish legislation allowed to “headquarters” were not taxed in any country (these regulations have been changed).

Commissioner. Competition pointed out that the 13 billion euro, referred to in this case, not a punishment to be paid by Apple, only the overdue tax, which must be recovered.

If the Commission decision is confirmed by the court, Apple will have to settle with what you tax. With the June report of the company shows that it has in cash, cash equivalents and marketable securities 231.5 billion.

 

IAR / PAP, Celebrating

PZU: Sebastian Klimek resigned as member of the board – Polish Radio

Investing in the banking sector is the best way to reap capital surplus, which has the PZU Group, says the chairman of PZU Michael Krupiński.

̶ Today, it seems that it is appropriate to invest surplus capital in related sectors. I do not exclude that in the space of a few years, when we find that this investment and the sector will give us the expectation of returns, it kilak years, the group will take the appropriate decisions ownership. It will depend on how the banking sector will develop, “- said Krupiński during a press conference.

Better to buy Polish, not foreign companies

̶ analyzed acquisitions outside the Polish, but if we have the opportunity to invest in the Polish banking sector, where we can realize considerable profits, we believe that potentially better returns can result in transactions in the banking sector, rather than buying companies abroad, “- he stressed.

PZU gained experience Alior Bank

Krupiński pointed out that the presence of PZU in the banking sector is the result of a previous engagement in Alior Bank and obtain a strong position in this sector is associated with obtaining appropriate scale.

“it is not the purpose of an aspirational. We believe that this is the best way to reap capital surplus, which is in the group” – said the president.

the game does not enter the bancassurance model

He stressed that the group does not create a bancassurance model, he believes that there are considerable cost synergies and innovation with Alior Bank. It does not assume a stronger operational integration. “It is an investment – is the moment the market, where you can get a good position in the sector and to make money” – summed up.

Changing your profile from the company’s dividend to the company dywidendowo-trend

PZU plans to change the profile of the company purely dividend on the company dywidendowo-growth, wants to maintain ROE at 18 percent.

– presented herein strategy of PZU Group assumes a fundamental change in the profile of the Group’s companies purely dividend on the company dywidendowo-growth, realizing ambitious projects to increase the value of revenues and net profit, using the capital strength of the PZU group – is written in the strategy.

PZU wants to maintain a solvency ratio solvency II for a group of PZU at a level no lower than 200 percent.
assumptions capital policy and dividend company assumes retain some of the consolidated group profits to fund growth initiatives (project bank acquisitions market investment funds, foreign acquisitions). Optionally, depending on the needs arising from the acquisition, the company assumes the issuance of subordinated debt.
– In the absence of use of the retained capital for development, it will be returned to shareholders – currently in the strategy.

Read more

The new plans PZU. Economist: risky and costly process

Increased profitability of the core business

The company said that the key changes – compared to the previous strategy – concern increased pressure on the profitability of the core group and the reduction of fixed costs by 400 million zł in 3 years, accelerate the growth of PZU group, including the development of the health segment and investments and inclusion in the plan for investment in the banking sector and increase the role of innovation.
Cost reduction is due mainly resulted from the use of the Everest platform implementation and improve operational processes, including automation.
– We want to develop business in Poland and in foreign markets, where we are already present. At the same time, to provide the opportunity to further increase the value of PZU, we will implement ambitious development projects. We will grow in particular in the areas of health and asset management – said, quoted in the statement Michael Krupiński, CEO of PZU.

PZU intends to maintain profitability ROE of 18 per cent., Reach 100 billion zł assets under management in including 50 billion zł assets of external clients.

Higher revenues

it is intended to increase revenue PZU Health of 260 million zł in 2015 to 1 billion zł in 2020, It was founded and is building a banking group, which will be in the top five banks in Poland with assets worth more than 140 billion zł.
Company plans to purchase medical centers with stable profitability, it is assumed that the 2020 acquisition expenses amount in this segment of 330 million zł.
– In the case of the emergence of attractive investment options, permitted acquisitions of banks with characteristics justifying the lack of integration in the banking segment of the Group – are currently in the strategy.
insurer said that thanks to the effects of consolidation and the realization of synergies contribution pillar of the bank to the result of the PZU Group in 2020 should rise to 450 million zł.
PZU announced that will be looking for opportunities to create added value through acquisitions of insurance companies, it allows potential acquisitions sector entities pozaubezpieczeniowego (eg. asset management companies).
PZU announced that it will create a brand new insurance in Poland, through which wants to improve its competitive position in selected groups of customers.

PAP, abo, jk

Invasion of old cars – Republic

Since October last year, the Ministry of Finance stopped submitting data on import used cars on a monthly basis in connection with the implementation of a new system of customs ZEFIR 2. Recently, the missing data has been completed. They show that “from the beginning of the year to the end of July the Poles brought nearly 469 thousand. Used cars from abroad” – writes “Gazeta Wyborcza”. – These data show that imports of used cars to Polish shrunk and during the first seven months of 2016. To the Polish imported almost 17 thousand. arts fewer vehicles than last year. At the same time the Poles would limit imports of cars that are more than 10 years, and are therefore the most exploited – says the article. – The problem is that the data is dramatically different than in the government’s Central Register of Vehicles (CEP). According to the company Samar CEP data show that from January to July this year in Poland for the first time registered almost 534 thousand. used cars imported over 62 thousand. units more than last year. In addition, almost 64 per cent. these vehicles have more than 10 years, while a year ago the figure was 55 percent. – Says the article. Asked by the newspaper about the reason for the large differences in the Ministry of Finance pointed out that the data on the number of cars imported into the Polish are not identical with the data of their registrations. – The reasons may be very different, and the domestic car market is not subject to inspection by the Customs Service – said the press office of the Ministry of Finance. – However, such large discrepancies between government statistics may suggest financial scams, and this should be of interest to the taxman – sums up the “Gazeta Wyborcza”.

Morawiecki estimated that in the whole of 2016. Is possible GDP growth of 3.3-3.4 percent. – Polish Radio

In relation to the published on 12 August 2016. Rapid estimate of gross domestic product for the second quarter of 2016., Presented now estimate has not changed – informs GUS.

 

With the GUS data on GDP seasonally uncompensated domestic demand in the second quarter of 2016. It was higher by 2.4 percent. compared with the same period of 2015. Total consumption was higher than the previous year by 3.5 percent. This increase in consumption in the household sector amounted to 3.3 percent, and the growth of government consumption was 4.4 percent.

 

Rising consumption

 

CSO points out in a statement that in the second quarter. growth in domestic demand, in the year (2.4 percent.) was slower than that recorded in the first quarter of 2016. (4.1 percent.). – Was influenced by a decrease in accumulation and, similar to that recorded in the first quarter of this year., The increase in total consumption, which amounted to 3.5 percent. (Compared to 3.4 per cent. In the first quarter of this year.). The increase in consumption in the household sector (3.3 percent.), Marks the Central Statistical Office, was slightly higher than in the first quarter of 2016. (3.2 percent.).

 

Industry for good

 

In addition, informs the Central Statistical Office, gross value added in the national economy in the second quarter of 2016., Compared with the same period of 2015. Was higher by 2.9 percent.
gross value added in industry increased year on year by 5.1 per cent., while in the construction sector was lower by 9.6 per cent., in trade and repairs increased by 5.4 per cent., and in transportation and warehousing increased by 6.9 percent.
gross value added in financial activities and insurance was higher by 2.9 percent. yoy, while in public administration and defense, compulsory social security, education, health care and social assistance, including in the second quarter of 2016. grew annually by 2.2 percent.
Gross capital formation in the second quarter of 2016. decreased by 2.3 percent. compared with the same period of 2015. in the gross fixed capital formation decreased by 4.9 percent. The investment rate (ratio of gross fixed capital formation to gross domestic product at current prices) amounted to 16.7 percent. compared to 18.1 per cent. the year before.
In turn, the seasonally adjusted GDP compared with the previous quarter, the Central Statistical Office reports, in the second quarter of 2016. grew in real terms by 0.9 percent.

 

Morawiecki: at the end of the year reflected investments

 

At the end of the year should be reflected in investments – found on Tuesday in Warsaw Deputy Development Minister Mateusz Morawiecki. He added that in 2016. Is possible GDP growth of 3.3-3.4 percent.

GUS in the preliminary estimate, said on Tuesday that the gross domestic product seasonally unadjusted (constant average prices of the year previous) increased in the second quarter of 2016. in real terms by 3.1 per cent., compared with the second quarter last year. year. The Office said that compared to the previous quarter, the GDP grew in real terms by 0.9 percent. GUS also that investments in the second quarter. This year. They fell by 4.9 percent. yoy.
Deputy Prime Minister in an interview with reporters pointed out that the current “hole” of decreasing capital expenditures associated with the downtime between the previous and the current budgetary outlook for EU funds.

– Indeed, in the first half of the year investments public and private were lower than last year – said Morawiecki.

– I think that at the end of this year, will no longer be a reflection of the investment. In the wake of public investment, I hope that will increase private investment. We begin to attract portfolio investors associated with investments reindustrialnymi. It’s all in the next few months will translate into a stronger trend in investments – he added.

Morawiecki estimated that in the whole of 2016. Is possible GDP growth of 3.3-3.4 percent.

– The GDP growth should accelerate. I think in the second half. GDP may be stronger than in the first half and the full year, GDP growth is still possible at the level of 3.3-3.4 percent. – Morawiecki said.

Morawiecki participated on Tuesday in Warsaw in the signing of contracts for the financing of road projects under the Operational Programme Eastern Poland 2014-2020.

 

We are waiting for funds from the EU

 

Guest Polish Radio 24, vice president of the National Chamber of Commerce Marek Kłoczko expects that the investment will accelerate when will commence on good agents from a new perspective of the EU. According to him, also shows some inhibition of private investment, which is associated with several factors – uncertainty in the environment Polish, as well as certain tensions in the country.
– On the one hand we know the assumptions of the plan of Deputy Morawiecki, but the business likes details, specifics, and yet we have not reached that stage, therefore, it is difficult to design investment risk if you do not know what the investment environment will function – said Marek Kłoczko.
Ignacy Morawski of the Warsaw Institute of Economic Studies (WiseEuropa) drew the attention of the Polish Radio 24 that economic growth was maintained thanks to consumption, which is growing due to high wage growth. Speaking about investments, he expressed the hope that these will accelerate after all.

 

GDP growth in line with forecasts

The Economist BZ WBK Piotr Bielski indicates that this information is consistent with an earlier, preliminary reading GUS. The expert adds that turned out to be a disappointing investment, which fell by almost 5 percent. Positively surprised while data on exports, which rose by 11 per cent peacocks, despite earlier information about the deteriorating situation in this regard.
expert expects that in the coming quarters economic growth will be close to 3 percent.

 

PAP / IAR, abo

Changes on the road: Driving on the slider will be mandatory – GazetaPrawna.pl

Horse on the slider is one of the best ways to reduce traffic jams in places where there are pinch points. Normally, approaching the stenosis, the drivers try as soon as possible, take the lane in which it is possible to continue driving. As a result, a large part of the belt which tapers (usually the left) is empty, which increases the blockage. On the other hand, drivers who are going to the very end, they reluctantly admitted by those who descended on him before.

Horse zip lies in the fact that the cars are going in parallel until an obstacle, and finally the driver driving in the right lane lets one car from the next. Boards informing about driving on the slider can be used today (eg. In the case of the introduction of temporary traffic organization in connection with the renovation) as a complement to the sign A-30, or other hazards. Except that shown on the sign on the driving slider is not a requirement for managers, but only a suggestion.

Green light for slide …

Now it has to change. The Ministry of Infrastructure and Construction has already begun work on the large amendment to the Regulation on Road Signs and Signals (Journal of Laws of 2002 no. 170, item. 1393, as amended.), As well as the so-called. red book, which is the Annex to the Regulation on detailed technical conditions for traffic signs and signals. One of the changes is to be just the introduction of a new character that will oblige the drivers to drive on the slider.

– A driver who fails to comply with driving behavior resulting from the character commits in this situation offense Article. 92 paragraph. 1 of the Code offenses – says Adam Jasinski, a lawyer specializing in traffic law.

It is of little significance that, in accordance with art. 22 paragraph. 4 of the Act – Road Traffic Law driver, changing the occupied lane, is obliged to give way to the vehicle rider to the lane, he intends to enter, and vehicle wjeżdżającemu this lane on the right.

– Under Article. 5 of the Act directing must first adhere to road signs, even if the provisions of the Act due to different behavior – indicates lawyer.

This means that if at narrowing bearing the sign of driving the slider reaches the bumps should be the one who went contrary to the order.

– for a long time we teach students to commuted the end of the runway, which ends, as well as to in accordance with the method of driving the slider culturally Recessed drivers with such a belt. Even when there is no mark. Such cooperation driver works perfectly, especially as stenosis occur not only due to renovations, but eg. Breakage – says Roman Stencel, president of the Polish Chamber of Commerce Training Centres drivers. – After entering a character, so that you will be able to enforce such a way that driving is a chance to accept it also among the drivers who have long been driving – he added.

… yellow for sekundników

however, one should mention the spoon of tar in this barrel of honey. And this is the timing of the changes. A new character to be introduced in the framework of the recasting of the regulation of signs and red book. And this requires a lot of work and long-term public consultation. – For now underway interministerial consultations. According to the plans of the Regulation is to be ready in the fourth quarter of 2018. – Said Jakub Dabrowski from the Ministry of Infrastructure and Construction.

It is possible that in the context of the amendment could be introduced regulations governing the use of red light sekundników, showing the time remaining to change the lights.

Although this type of device is used already in several cities (eg. Wrocław and Kraków), is, according to the MIB current law does not allow them to use. Moreover, in April resort he was of the opinion that the use of sekundników not only improves security, but may even worsen them. These findings came from a survey conducted in 2014. Grudziadz, which increased the number of cars entering at high speed at the intersection on a red light.

However, in other cities, where used second hand, the experience was positive.

– Opinions on sekundników are different. The vast majority of instructors, driving schools, however, is yes. This solution liquefies movement and is very useful especially for people who are just learning to ride. With information on how much light changes, they can prepare to move off without hampering with this movement – suggests Roman Stencel.

Therefore resort still examine the idea of ​​sekundników.

– We will surrender the idea under consultation – we hear in the ministry.

Apple punished for a quarter of a century in a tax paradise – Republic

record, reaching 13 billion euro penalty for Apple is a signal for European governments, but also for enjoying their generosity multinationals. Margrethe Vestager rejects translations Apple, he did everything according to the law.

– If for years paid taxes at an effective rate of 0.05 per cent., Is przyjrzałabym exactly your bills – said Dane . But also he rejected allegations that the punishment for the Apple is excessive and results from the reluctance of Brussels to American companies. – I had no options to choose from. The amount of unpaid taxes was calculated at 13 billion euros – explained the Commissioner. The decision of going to appeal to both the Government of Ireland, and Apple.

25 years of freedom from the Inland Revenue

Since 1991, Apple practically does not pay taxes on products sold in Europe, Africa, the Middle East and India. All the gains went to the registered in the Irish Cork company Apple Sales International, which paid an effective tax of 0.05 per cent. The Irish government decided to relief, because he wanted it to be in Ireland was the main headquarters of the foreign company. Now Apple will have to pay applicable taxes calculated at the applicable rates in this country of 12.5 percent.

Similar investigations on tax settlements Brussels started against the Luxembourg-based European companies Amazon and McDonald’s. It also analyzes other matters and may announce the start of the subsequent investigation. Has issued a decision on the applicable Belgian scheme of tax for corporations and government in Brussels will have to recover from the company at least 700 million euros.

Situation ideal

The purpose of the Commission is to create a situation that companies pay taxes where you make a profit. But Vestager admits that the same decisions of illegal aid is not impossible to achieve, hence the European Commission proposes new rules for taxation of all international companies and wants G20 cooperation in this field.

In the case of Apple, the Commission shall decide only that the decision of the Irish government, constituted illegal state aid under EU law. Does not judge but the fact that Apple did right by transferring profits from Europe, Africa, the Middle East and India to Ireland. – Other countries may now apply for their due taxes, if they have lost to launder money used by Ireland – the Commissioner said.

Brussels keen to show that it defends the European taxpayer and thus on the viewfinder included International corporations whose practices over the years accepted. It so happened that many of them are American.

The decision of Brussels have a negative impact on relations with the United States. Already a few months ago committees. Taxes in the US Congress and Senate dealt with the investigation of the Commission and expressed a negative opinion on the subject.

Chilled relations

Peter Chase, were American diplomat, expert think tank GMF, believes that the decision of Brussels is unnecessary. According to him, it will worsen relations between the EU and the US and will affect US investments in Europe.

– But Apple benefited from this tax scheme for more than two decades. Why suddenly now, the Commission states that it is illegal? And why make him pay a huge amount of 13 billion euros of arrears, rather than simply to appeal to Ireland to stop the use of such solutions in the future – says American expert, “Rzeczpospolita”. According to him, the decision is unfortunate, because just the Obama administration was ready to help Europe forum OECD to combat the practice of tax evasion by multinational corporations. it also draws attention to concerns about the decision.

– the value of Apple products is created in the US, but not in Ireland. iPhone price reflects the value of intellectual property rather than a piece of plastic that I hold in my hand – he argues. According to him, such a line of argument will probably be adopted in appeals against decisions.

review

Dariusz Rosati, member of the European Parliament’s committee. tax fraud

European countries can compete and attract foreign companies honest methods using different tax rates, offering a variety of business environment, the quality of infrastructure. Alternatively, in the framework of joint tax bases to move different elements, so as to reduce the taxes paid in one country for the benefit of another. But they are not honest individual tax decisions that give individual businesses an advantage over others. Such decisions should at least be notified to the European Commission as state aid. I do not believe that the EC decisions were deliberately aimed at American companies. Europe depends on investments from the US.

Ryanair can borrow Modlinowi for expansion – Pasazer.com

Modlin needs a larger terminal before 2019. We are ready to borrow money for expansion – said in an interview with Pasazer.com Michael O’Leary, CEO of Ryanair. A larger terminal will, however, at the earliest in three years.

 
– Airport wasting his potential. It seems to me that it is mainly a question of funding and dogadania to shareholders. We talk to them and say: “build a this airport.” If you need support, we are ready to borrow money for expansion Modlinowi – said in an interview with Pasazer.com Michael O’Leary , CEO of Ryanair.

Modlin is now approaching capacity limits. Currently, the capacity of the terminal is approx. 3 million passengers a year. Modlin estimates that come close to this level already this year – in 2015. Handled 2.59 million passengers. The expansion plans in detail spoke in an interview with Peter Pasazer.com Okienczyc, then president of airports (and now vice-president), in the middle of last year.

– We’ll start with the expansion of the terminal portion of the zoom, the exhaust of the four segments. This will achieve throughput of 5 million passengers per year – announced in February this year. Marcin Daniil , vice president of Modlin airport.

However, the extended terminal will handle first passengers will most likely only in 2019. Such a schedule presented at a press conference Leszek Chorzewski, p.o. President and Vice President. sales and marketing of the airport in Modlin. The airport already has a ready architectural concept, the final design will be announced in the autumn. The tender for the construction of the terminal can move at the beginning of next year. Putting investments before 2019. Will be very difficult.

O’Leary believes, however, that this should happen before. Ryanair is the only airline at the airport in Modlin and has ambitious plans for growth at that airport. Now they can not be implemented because already the airport is often overcrowded, and queues for security checks – very long.

President carrier stressed that Modlin Ryanair remains the main airport in Poland, and the line has no plans of moving or operating international routes from the Chopin Airport. This year, the main Warsaw airport will be operated only two domestic routes as of March comes the third – to Szczecin.

So O’Leary in their own interests is ready to lend Modlinowi measures for the expansion of the terminal – but stresses that no way, eg. on the acquisition of shares in the airport in return for the investment.

– P roblemem is complicated shareholding structure, with shares split one-third between PPL [manager Chopin Airport - ed.], The Military Property Agency and local government . And I’m not sure if PPL actually wants to expand Modlin – said O’Leary.

O’Leary added that in his opinion Modlin airport can be as large as Charleroi, serving the Brussels agglomeration. Last year, the Belgian airport handled nearly 7 million passengers, mainly using the services of Ryanair.

The head of Ryanair has once again criticized the idea of ​​creating a Central Airport – considered it too expensive, complicated and unnecessary. O’Leary is an advocate of competition between airports, so that flights can be cheaper. He did not comment on whether it Modlin should be expanded and become central port. However, he drew attention to the need to preserve the independence of management companies Modlin and the Chopin Airport.

– We love Modlin and we know that it will grow – unless it is taken over by the PPL. In my opinion Poland should sell shares in both Modlin and the Chopin Airport to private investors, independent of each other. It may be a minority stake, but this will boost capital investment and cutting costs – said O’Leary.

#KOREKTA: Improved title #

Apple promises to appeal against the sanctions on EU tax – Onet.pl

Also, the Irish government denied justifying this decision thesis that gave Apple the tax advantages against the Union rules on state aid.

on the other hand, the White House warned the European Union against the “unilateral approach, which threatens wrought by us, together with the Europeans progress towards a just international tax system.”

“When I tell the righteous + +, I mean taxpayers, but also companies that try to do business around the world” – said White House spokesman Josh Earnest. He stressed the determination of the US in the fight for the interests of American taxpayers and businesses.

“Złożymy appeal and we are convinced that Decision will be canceled “- said the company. He criticized, however, that the European Commission has set up here over the Irish tax legislation and international tax system. Proceedings Brussels seriously hurt investment and job creation in Europe – warned Apple.

In the opinion of the European Commission, the Irish authorities Apple must enforce the return of the value received in the years 2003-2014 tax credits with interest. “The Commission has come in the course of its analysis to conclude that Ireland provided Apple unacceptable tax advantages, so Apple for many years have to pay taxes much lower than other businesses,” – said on Tuesday in Brussels, the European Commissioner for competition Margrethe Vestager.

According to the EC, adopted in Ireland made solutions, the effective rate paid by the company owned by a commercial company Apple Sales International tax profit decreased from 1 percent. in 2003 to 0.005 per cent. in 2014. The company is in Europe, Africa, the Middle East and India, the official dealer imported from Asia Apple products.

“As part of the agreed (with the Irish authorities), methods for the majority of the revenue was internally assigned within the Apple Sales International + HQ + outside of Ireland. That + headquarters + was not located in any country, had no employees or offices. Its activities consisted only occasional meetings of the board. only a small part of the revenue of the company was assigned the Irish branch and subject to tax in Ireland. the remaining bulk of the revenue was attributed + HQ + and remained tax-free “- indicates the EC Communication.

adds that the same system was also used in the case of Apple Operations Europe, responsible for the production of some lines of computers.

through established in 1980 Irish subsidiaries Apple realizes a significant part of its international commercial activities. These companies contribute to the costs of research and development, receiving in return intellectual property rights and share in the profits.

the Irish government denied posed to him by the EC allegations, pointing out that” Ireland has not granted any privileges Apple tax. ” The company paid all applicable taxes and has not received any illegal aid.

The government will examine in detail the Commission’s decisions today, to prepare its legal challenge. “It is not appropriate that the EU rules on state aid have been applied in such a way unparalleled,” – says the government’s message, emphasizing that tax issues are a matter for individual Member States.

According to the EC Ireland must now recover from the Apple unpaid taxes for the period of 2003-2014 the total amount to 13 billion euros plus interest. Group cash reserves currently amount to about 230 billion dollars – of which more than 90 percent. It is held outside the US, in large part as in Ireland. EC Decision not had on investors much of an impression, the share price of Apple fell SIA traded pozaparkietowym only 1.8 percent.

KE investigation is directed only against Ireland, but any payment will be enforced from Apple. As noted Vestager, the governments of other EU member states will be allowed after analyzing the decision to apply to the company to pay taxes, if they consider them to be due. Per Ireland then the amount would have been reduced.

Minister digitization: there was no leakage or cyber attack on social security data – Polish Radio

Recall, August 12, the Ministry announced Digitization law enforcement authorities about irregularities when taking office five bailiff citizens’ data from a database Social Security. Marked at the same time that access to the data are only authorized entities and law firms of bailiffs belong to them. It’s just that using direct at night. The case may involve more than 1.4 million Social Security data from the database.

Ministry of Digitization: there is no leakage or hacker attack

The Ministry urges, however, that not to speak of “leakage” from the database Social Security. In a special statement the Ministry stresses that the prosecution has not identified to date data leakage to unauthorized persons. We do not have to deal with so-called hacker intrusion, or defeating safety mechanisms. The system is monitored on a regular basis. Ministry Digitization and subject him to the Center of Computer Science are doing it as part of normal procedures.

A giant spill data from the Social Security system. ABW checks the offices of bailiffs

ZR. TVN24 / x-news

The case examines the prosecutor’s office, the Internal Security Agency, local bailiff, Inspector General

A few days ago District Prosecutor’s Office in Warsaw has launched an investigation on suspicion of unauthorized use of data the social security system for five office bailiff. The case was also investigating government bailiff. Also, the Inspector General announced that he will ask the prosecutor’s office for information about the findings.

Ministry of Justice data Social Security: there is no reason for concern

̶ date there was no evidence that there has been a misuse of data from the social security system, there is no reason for concern – said Tuesday the spokesman of the Ministry of Justice Sebastian Kaleta. Safety data from the database Social Security examines the Research and Academic Computer Network (NASK).

Minister digitization of leakage of Social Security: launch our team, but we have no signals wyłudzeniach

ZR . TVN24 / x-news

District Courts control offices bailiff
Kaleta
tvn24 recalled that the notice by the Ministry of Digitization of the anomalies downloading data, the prosecution took the checks, and the Ministry of justice asked the district courts, to which they belong indicated by the prosecution offices bailiff, to scrutinize whether the provisions taken by the bailiffs from the base of Social Security “correspond to the amount of enforcement proceedings conducted by individual bailiffs.”

Spokesperson MS: at the moment there is no reason for concern

“at this stage there is no reason to arouse anxiety, due to the fact that the whole matter of downloading the data is checked both by the prosecution and court presidents “- assured Kaleta.

He noted that” if there would be a determination that the data were collected unlawfully, bailiffs have waited severe disciplinary action, but also probably criminal responsibility”. “At this stage we can not prejudge, or indeed to such violations occurred,” – he stressed.

He added that the control applies to a long period of use of the data, so it is difficult to give when he is finished.

Deputy justice Minister Patrick What: soon we will know the results of the inspection

Deputy justice Minister Patrick What is said in the radio Jedynka that this practice raises concern. The Ministry of Justice a few days examine the matter in terms of whether there was a misstatement. What Patrick has announced that it will soon resort will present findings on this issue.

The case examines NASK

Also under the Ministry of Digitization Research and Academic Computer Network (NASK ) today announced that it was investigating the safety data from the Social security database. “A team of specialists in the field of IT security, NASK has teamed up with social security administrators infrastructure to comprehensively assess the issues of incident data collection and the potential danger to other state registers” – said NASK.

Read more

not sure whether to steal your social security? You are free to check

NASK testing performance of mechanisms to protect and control access to network infrastructure and systems responsible for maintaining the confidentiality and verification of entitlements to the systems included in the system environment Social Security.

NASK: no violation of the integrity of the Social Security

“at the current stage of determining appointed to investigate the incident, a team of experts does not indicate any information, evidence of violation of the integrity of the state registers or effectively bypassing or breaking the applicable safeguards “- assured network.

From the weekend until yesterday, more than 10,000 people have signed up to the BIK after service activation alert

weekend yesterday more than 10,000 people have signed up to the Credit Information Bureau the possibility of using the service alert.

It’s a thousand percent more than usual. In connection with such great interest may be temporary trouble signing in to the site.

Alert BIK can prevent you try to take credit for our name

With the service alert we can find out if someone did not want to take credit for our name.

Leaking Social Security may also affect you. How to guard against the danger?

ZR. TVN24 / x-news

Joanna Charlińska BIK said that thanks to the activation of the service alert is gained protection against phishing, as well as the confidence that if someone, for example, consists of a loan application on our name, the bank will ask for our data BIK-u.

̶ When we have an active alert, we got information that received the request, if it were a bank, we can be sure that the procedure started verification of the application. If not, then we can suspect that someone is trying to get credit for our proof “- she explained.

IAR, PAP, jk

GDP growth for the second quarter. Gives little chance of over 3.5% in the whole year, according to analysts – Money.pl

The data on growth for the second quarter of 2016. Showed that the economy is growing more slowly than recently expected. Additionally, surprising economists worried about the high drop in investment. According to analysts, there is little chance that the full-year result will approach assumed by the government in GDP growth at 3.6%.

According to them, the main driver of the economy may remain domestic demand.

According to preliminary data of the Central Statistical Office (GUS), GDP (seasonally unadjusted) accelerated to 3.1% y / y in the second quarter. 2016. (compared to 3% y / y in the previous quarter), while domestic demand recorded an increase of 2.4% (against 4.1% in the first quarter. 2016.). In mid-August, the Central Statistical Office said in a quick estimate that GDP grew by 3.1% y / y in the second quarter. This year.

Most analysts believe that economic growth in the whole 2016 years will be below the level of 3.5% and part – that reaches the ceiling. Some point out that the GDP figures for the second quarter. Can be analyzed in detail by the MPC, while the Council may express concern mainly deep (and second in a row) decrease in investments in the economy

Below are the most interesting comments of analysts:

“in the second half of the year economic growth Polish will continue to build on domestic demand, in particular household consumption” – chief economist at Postbank Monika Kurtek.

“in our view, the structure of GDP growth in the second quarter. should prompt the government to concrete action significantly reducing the public finance deficit next year. otherwise, the uncertainty of investment firms can only deepen, “- chief economist Plus Bank Wiktor Wojciechowski.

” stronger acceleration of public investment we expect only in 2017. when will launch large-scale investment programs co-financed from EU funds in the new EU financial perspective. If this assumption materialize, also in 2017. It will be possible to maintain a stronger GDP growth around the level of 3.5 y / y, although the impact impulse consumer will no longer be additionally raise GDP growth “- analysts BOS Bank.

“We expect that in the third quarter, GDP growth will accelerate to 3.5 percent. yoy. You can not see yet the need to act for the MPC, in particular lower interest to improve the investment – difficult to expect a reaction of public investment at lower rates “- chief economist at Bank Gospodarstwa Krajowego Tomasz Kaczor.

Below are the most interesting speeches of economists in extenso

“released today by the Central Statistical Office data confirmed only minimal growth acceleration in the second quarter. Smaller than expected turned out to be the acceleration of household consumption, where the dynamics increased only 3.3% y / y from 3.2% y / y in the first quarter. 500+ Family Program and the improving situation on the labor market – as shown by the CSO – in the second quarter did not translate into more significant effect on the growth rate of household spending. Probably the effect will be more pronounced in the coming quarters. At the other extreme are still investing. The decline in the second quarter deepened dramatically (to almost 5% y / y), while it was expected narrowing of decline in the first quarter (at -1.8% y / y). Thus, the contribution of this category to GDP growth was the second consecutive quarter negative. The situation was saved ,, “the contribution of net exports to GDP growth, which in the period April – June was positive compared with a negative value in the first quarter. If the contribution of net exports, eg. Zero, GDP growth would be at 2.3% y / y. In the second half of Polish economic growth will continue to build on domestic demand, in particular household consumption. While in the second quarter of families with children received a total of nearly 5 billion, in the second half of this year. this amount will be approximately 11-12 billion zł. Very worrying is the situation in terms of investment. their deep decline in the second quarter and data on construction in the first month of the third quarter did not promise in the near future the situation will significantly improve. in the third quarter, probably still will be noted the decline in the fourth quarter output on the plus side is also highly questionable. throughout the year, the investments likely will be in the red. GDP growth in 2016. Will be according to my forecasts, up 3.3%, which is lower than recorded in 2015. Today’s figures will certainly be analyzed in detail by the MPC and I expect that the Council expressed its concern mainly deep (and second consecutive) decline in investment in the economy. At the same time I do not expect that these data led the Council to cut interest rates. There is excluded while easing by the MPC rhetoric “- chief economist at Postbank Monika Kurtek.

” The biggest surprise is clear deepening the pace of decline in gross fixed capital formation, which in the second quarter. Shrunk by as much as 4.9 % y / y compared to decline by 1.8% y / y in the first quarter. this year. For comparison, in 2015. Total investment increased in real terms by 5.8%. While in the first quarter. This year. decline in investment could be – at least partly – explain the high statistical base from the first quarter. 2015., when investments rose by 11.8% y / y, the data for the second quarter. clearly showed that their decline has a deeper character. Surely the greatest impact on the breakdown of total investment is no new public infrastructure investments co-financed from EU funds. Unfortunately, it not without significance is the decline in business investment despite their good financial situation. In the first half. year. investment the largest non-financial corporations decreased in constant prices by 7.1% against the growth of 10.9% in the first half. 2015. As a consolation in the second quarter. This year. the pace of decline was slower than in the first quarter. this year. In addition, in January-July this year. the sold goods of investment increased by 4.8% y / y against their growth by 9.4% y / y in the same period of 2015. In July of this year. (The beginning of the third quarter. This year.) Drop in sales of investment goods (-9.1% y / y) he was one of the largest of the so-called. industrial groupings distinguished by the CSO. Despite the excellent situation on the labor market and start disbursement of family allowances 500 plus real growth rate of private consumption in the second quarter. This year. It amounted to 3.3% y / y vs. 3.2% y / y in the first quarter. In the second quarter. Therefore, there was virtually no significant acceleration of growth in private consumption. In 2015. Private consumption increased by 3.1%, and it should be emphasized that the household did not receive more support from family benefits. Even taking into account that the payment of these benefits came at the end of the second quarter. Could expect stronger growth in private consumption. Despite the continued increase in inventories (in the second quarter. This year. Their contribution to annual GDP growth amounted to 0.5 pts. Per cent. Compared to 1.3 pts. Per cent. In the first quarter. Br.), Domestic demand growth slowed down from 4.1% y / y in the first quarter. this year. to 2.4% y / y in the second quarter. this year. In our opinion, the deepening decline in investment in the second quarter. Not only due to delays in launching infrastructure projects co-financed from EU funds, but also from the increased business uncertainty, which discourages them to increase production capacity. This situation is a serious warning to overly optimistic forecasts of economic activity in the near future, in particular the government forecasts. Many times we mentioned that the economic recovery, which is not accompanied by increased investment activity of enterprises has a fragile base. In our opinion, the causes of insecurity enterprises should be sought both in external factors, such as, among others, the risk of collapse of economic growth in China and the euro zone, but also domestic factors, especially fiscal expansion, which, without restrictions on public spending threatens fiscal crisis. It’s probably among for this reason, companies wanting to pursue current orders decide on hiring new employees, which in case of problems slow down, rather than starting new projects whose profitability is fraught with considerable risk. For now, we maintain our forecast of GDP growth throughout 2016. By 3.2%. However, given the probably worse fiscal indicators in 2016. Than it currently assumes the government, we believe that next year, the excess over the whole public sector limit of 3.0% of GDP begins to border on certainty. In our view, the structure of GDP growth in the second quarter. Should prompt the government to concrete action significantly reducing the public finance deficit next year. Otherwise, the uncertainty of investment firms can only deepen, “- chief economist at Bank Plus Wiktor Wojciechowski.

” Today, for the first time we met growth structure and the two things are striking: large decline in investment (-4.9 percent. yoy) and, consequently, the value added in construction (-9.6 per cent. yoy). At first glance, these are bad prognosis for the economy, but in our opinion, does not spoil the prospects for growth in the coming years. The fall in nominal investment was compared with the second quarter of 2015 of 3.5 billion zł. In the same period, expenditures of two major parts of the public sector decreased by 7 billion zł (the state budget of 3.4 billion zł and local governments 3.6 billion zł). This means that in the rest of the economy, including the private sector, investments increased compared to last year and it’s a decent rate of about 5 percent. yoy. The thesis of undermining the foundations of long-term growth is so far exaggerated. Given that the slowdown in investment in the public sector is associated largely with the cycle of spending of EU funds, so it is temporary, we expect a significant improvement in the coming quarters. If we add to this very dynamic export (growth of 10.9% yoy) and industry, as well as a decent seasonally adjusted GDP growth, the overall image of the second quarter looks much better than the first impression. Slightly below expectations fared private consumption – as yet not an impulse 500+ pierced on its dynamic growth. However, given that the payment of benefits began during the second quarter, expectations were somewhat exaggerated. We expect that the third quarter will bring a significant change here. We expect that in the third quarter, GDP growth will accelerate to 3.5 percent. yoy. You can not see yet the need to act for the MPC, in particular lower interest to improve the investment – difficult to expect a reaction of public investment at lower rates. We expect that the parameters of monetary policy will remain unchanged for several more quarters, “- chief economist at Bank Gospodarstwa Krajowego Tomasz Kaczor.

” The dynamics of private consumption (3.3% y / y) was slightly better than the result for the the first quarter (3.2%), and total consumption growth accelerated from 3.4% y / y in the previous quarter to 3.5% y / y in 2Q16. Negative surprise is so deep (-4.9% y / y after -1.8% y / y in the previous quarter) decline in investment, although it remains consistent with recently published data on. Investment medium and large companies (they recorded 7.1 % y / y decline in total investment in the first half of this year, with a decrease in expenditure on buildings and structures by 14.7% y / y in the same period). General uncertainty as global (Brexit, uncertainty concerning. Prospects for the economies of Euroland) and local (on tax policy and regulatory framework of the new government) translate into a deposition by the company’s decision to make new investments – despite the very good financial results, despite the very high in many industries capacity utilization, and despite the tightening labor market situation (rising wage pressures, the increasing difficulty of finding suitable employees). Unfortunately, there is little indication that the corporate sector had clearly accelerate investments in the coming months, which will put an a shadow over the pace of economic growth in the second half of the year. Positive remains strong labor market, translating into strong consumer demand. In this regard can be expected to further accelerate in the second half of the year, mainly due to a clearer disclosure of the effects of the program ,, 500+ Family “, perhaps due even better consumer sentiment, supported by a systematic increase in wages and a growing sense of employment security (as decline in the unemployment rate). Support for the growth is the foreign trade balance: in the second quarter, exports rose by 10.9% y / y, which was a clear acceleration in relation to 6.9% y / y in the first quarter, with a relatively stable import growth (9 , 9% y / y in 2Q16 in relation to 9.3% y / y in 1Q16). This resulted in 0,8pp positive contribution of net exports to GDP relative to -0,9pp contribution in 1Q16. in the first half net export contribution to GDP It was zero. in the second half of the year, the contribution of net exports may prove to be neutral or even slightly positive (relative to previous assumptions about the negative contribution of approximately -0,4pp in the whole year). the data – as consistent with expectations – are neutral for the current situation on the bond market, although in the medium term may prove to be slightly positive, pointing to slightly weaker growth path than previously assumed. As for our forecasts of GDP growth, the revision will be done in the next edition Makrokompasu (Friday MPC), while likely to be revised down forecasts for 2016 from the current 3.5% y / y (probably 0,2-0,3pp) while maintaining forecasts for 2017 to 3.3% “- chief economist at Bank Pekao Marcin Mrowiec.

” economic growth was generated primarily by private consumption (which added 2.0 percentage points to GDP) and net exports (contribution 0.8 pp). The positive surprise was exports, which rose in real terms by as much as 10.9% y / y – the highest in more than five years. Down surprised while the investment, which fell at a pace most of the fourth quarter. 2012 – by almost 5% y / y, below the lowest forecast on the market). Overall, GDP data do not bring much new to assess the economic situation. Private consumption should further accelerate in the second half of the year (an additional increase in income following a full payout for children) investment growth should improve, though it may remain in the red until the end of the year. On the other hand, the positive contribution of net exports can be difficult to maintain because of the likely slowdown in export growth (and perhaps acceleration of imports). In sum, we are not changing our forecast to sustain economic growth close to 3% y / y in the next quarters “- the analysts of BZ WBK.

” While the biggest mistake of our forecast concerned the gross fixed capital formation, is by far the more surprising is lower than expected growth in private consumption. In terms of investment, you can identify the factors that influenced their clear limitation. Weaker investment results companies are probably the effect of: – the reduction of large investment projects in the energy sector, – reduction of growth after a period of high activity in the field of replacement investments in companies l. 2014-2015 – higher uncertainty of business activities due to changes in tax – regulatory (m.in . according to reports NBP. economic situation in enterprises). Very weak data on. Public investment is the result of the completion of the projects co-financed by the EU and the so-called. ,, Old “EU perspective and at the same time the lack of implementation on a larger scale projects co-financed from EU financial perspective for 2014-2020. Given the prospect of speeding up the disbursement of EU funds (public investment), generally stable economic growth prospects and pursued by us only periodic effect increase the uncertainty of business activity, we believe that although the scale of adjustment on the investment side is strong, it also has a temporary nature. it is difficult to indicate whether the deepening decline in investment companies in the second quarter. (compared with the figures for the first quarter.) due to the deepening decline in investment public or private. the data for. investment companies indicate rather the maintenance of weaker data from the first quarter., while available only part of the data dot. public investments (investments LGUs and capital expenditures of the state budget) also suggest a rather maintenance of weak data than their deterioration . So we have to wait for the publication of the full data on. capital expenditure of the public sector. We still believe that in the second half. year investment growth improved (ie. no longer negative) due to a considerable reduction in the statistical reference base for public investment. In 2015. Public spending to accumulate in the first half. year, with significantly weaker results in the second half. year, assuming that there will be a stronger current expenditure cuts should translate into improved growth rate on an annual basis. Of course, for stronger investment growth, which translates into a solid contribution to GDP growth will be necessary to launch projects co-financed from EU funds, which we expect in 2017. In the second quarter. Private consumption growth rebounded only slightly. Although, of course, in this period the impact of run ,, 500+ Family “on household income was still small, the same increase in income from work at such a low inflation translated into a robust increase in real income dynamics, hence the surprise result of the relatively weak private consumption. regardless of the data from the second quarter. quarter maintain expectations of very strong growth in private consumption growth from the second half. year. Taking into account the effects of stronger growth in the wage bill and so strong impulse income which is the payment of funds under the program ,, 500+ Family “real dynamics of household income households will increase during this period near the levels recorded in the period of dynamic economic recovery in 2006-2007. For this reason, we expect stronger private consumption accelerated in the second half. 2016. And in the first half. 2017. Sam consumption growth during 2017. Will decrease at a higher base of comparison and the expected increase in inflation declining real income growth of households domowych.Przy weaker data on. Domestic demand (investment and private consumption) in the second quarter. Was relatively weaker increase in demand for imported goods. At the same time in the second quarter. Clearly on the plus side he surprised the growth of exports. Given the slight slowdown in GDP growth in the euro area in the second quarter. And a further deterioration of data from the Chinese economy does not expect to maintain such good results in exports in the second half. year, but figures for the first half. he showed a clearly favorable trends in foreign demand. We expect that the slowdown in export growth and an acceleration of growth in domestic demand (consumption and recovery in stabilizing the data on. Investment) will translate into a significant drop in the contribution of net exports to GDP growth. Considering the above, we expect GDP growth in the second quarter. Towards 3.5% y / y, once strongly accelerate private consumption, and the statistical base effects will not be as gravitate annual investment growth. Stronger acceleration of public investment, we expect only in 2017. When will launch large-scale investment programs co-financed from EU funds in the new EU financial perspective. If this assumption materialize, also in 2017. It will be possible to maintain a stronger GDP growth around the level of 3.5 y / y, although the impact impulse consumer will no longer raise additional GDP growth. Of course, these projections are based on the assumption of a relatively stable situation in the external environment of the Polish economy, the scale slight slowdown in GDP growth in the euro zone in 2017., Avoiding the scenario of a stronger slowdown of China’s economy. Indeed, we believe that weaker business sentiment (and thereby reducing the investment) are not a reaction to the downturn stronger, but the effect of factors periodically. Although the results of dot. Investment dynamics may look alarming, we believe (based on the above arguments), I still do not consider them a lasting effect. For this reason, we do not expect that because of this MPC decided to change the current monetary policy stance (ie. A long period of low interest rates), especially given the clearly favorable situation on the domestic labor market and very good prospects for private consumption. Even if the data were published for the Council disturbing, probably the majority of MPC members will want to read the data dot. Activity of the national economy in the third quarter. To verify the thesis of a strong pro-growth effect of higher income households. Still because the good data on. Exports and consumption is difficult to conclude that the limitation of business investment is cyclical “- analysts BOS Bank.

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