Some insurance companies offer special insurance coverage. It is worth to buy it if you are going to “restless” state, in which from time to time there is a public emergency, riot, or to those where the risk of terrorist acts is exceptionally high Photo: Glow Images / East News
If such an event occurs, can be useful special insurance policies. Companies declare that they bear responsibility for damages resulting from the consequences of such events, but not longer than a few days. At this time, the client is guaranteed medical assistance to cover the costs of treatment and transportation to Polish.
A list of countries at risk of attacks continued to grow. Not surprisingly anxious tourists, because even resorts that were previously considered safe, do not guarantee longer a carefree holiday.
– buying insurance tourist traveling abroad, customers ask about whether this policy will They protect them when at their leisure comes to an act of terrorism or a sudden outbreak of war. These are customers aware who know the risks existing in the country to which they choose, but they want to be sure that even in such cases, the policy will be their protected – says a news agency Newseria Piotr Loza, director of the department of property insurance and communication Generali.
special protection insurer
Some insurance companies offer special insurance coverage. It is worth to buy it if you are going to “restless” state, in which from time to time there is a public emergency, riot, or to those where the risk of terrorist acts is exceptionally high.
– Usually insurance tourist run by a few days after, when the place where we lived, come to a surprise attack or outbreak of war. For Generali it is 7 days. Then runs a special clause. We guarantee assistance in the event that a customer’s wounds, cover the medical expenses, organize medical assistance and transportation to the Polish. Within seven days we should leave the place in which there was an unexpected act of terrorism or the outbreak of war – says Piotr Loza.
Importantly, the insurer may refuse to pay compensation, if the Ministry of Foreign Affairs advises against travel to the country. In recent days, the Ministry has issued a warning against traveling to certain regions of Ethiopia and Armenia.
Travel insurance should I buy regardless of the purpose, place and circumstances of the trip. Whether in the case of two-week family holiday or short trip with friends abroad any medical expenses can be much higher than in Poland. When choosing a policy tourist Poles mostly use four main options.
– The first is medical insurance. In all cases, when we experience trauma, practicing sports or in any other situation, this policy will be organized and will help cover the costs of treatment, hospitalization, medical transportation. This is the most necessary part of travel insurance abroad – explains Piotr Loza.
Another part of such a policy is a package of assistance services. Deciding on such a package, we are confident that the center will help us to provide services in every field of 24 hours a day.
– It is also a liability insurance. We may inadvertently do harm in a hotel or restaurant, and in the framework of this policy damages will be covered. The fourth, however, an important part of travel insurance is accident insurance. The policy will guarantee us the means for possible later rehabilitation – adds Piotr Loza.
Travel insurance protection abroad can also include sports equipment and baggage. It will also provide cover costs related to the cancellation of a travel event, cancellation of travel ticket and accommodation.
Newseria, abo
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