Bank Millennium is to give the customer 100 thousand. zł. It is so far the highest amount on the credit francs – Money.pl

Over 100 thousand to draw the Millennium Bank customer who enlisted in the institution’s credit francs – decided the District Court in Warsaw . This is the highest so far the sum awarded in this type of case.

– This is the first decision in which the court attempted to analyze the loan agreement indexed in the context of the banking law. In this case, the argument was very broad and included a range of objections to the agreement. Recognizing one of them to be justified, the court did not examine the others. Similar arguments we have put forward in the cases against Raiffeisen, BPH and Getin Noble. The judgment is a precedent, but the details will refer to it after receipt of the written statement of reasons – says attorney. Barbara blunderbuss from the office of Legal Harvest House, which won the case.

The judgment is not final. As announced money.pl Iwona Jarzębska, a spokesman for Bank Millennium, the bank will make an appeal.

It is a question of a client who enlisted mortgage indexed in Swiss francs. “The case concerned a loan agreement concluded indexed based on the same model contract, which records previously challenged the Court of Competition and Consumer Protection in the judgment against the Bank Millennium SA, which found that some of them are dishonest (abusive)” – provides office.

The lawsuit against the bank were raised arguments among others that the loan installments are calculated based on the amount of indexed and not on the amount of the loan actually granted in PLN. Lawyers argued the court that the loan is not actually loan rate.

– The case is quite important from the point of view of customers involved in a class action lawsuit against the bank – says attorney. Barbara blunderbuss in an interview with money.pl. – Due to the fact that all the loans were based on the same model contract – he said.

The arguments of lawyers is very similar to that at the beginning of June, presented in his report the Commissioner Financial.

The document points out the spokesman banks of abuses and what’s more – undermines the main objectives of these loans. The report states that foreign currency loans in the Polish edition of all foreign currency loans are not.

– The Polish reality was something of a foreign currency loan. It was in fact started in the Polish currency and repaid in Polish currency. There are serious doubts whether such a loan is consistent with the definition of a loan expressed in banking law – said in #dziejesienazywo Agnieszka Wachnicka, director of the Department of Banking and Capital Market in the Office of the Financial Ombudsman.

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