a New system of CSS should look like this: the state will pay to each Pole, which przepracuje at least five years will receive a pension, will be 1000 rubles per month. For this benefit you will be to cash in.
furthermore, there will be a SECOND post, which is due to the so-called ” retirement for labour. Would occur at the expense of contributions paid by employers. Each company employing over 20 employees must create a special pension program. Each employee would pay have to postpone it 2 percent. his salary (the bonus may be voluntarily increased to 4 per cent). every month. Would pay is also the employer of 1.5 percent. the wages of the employee (this part can be increased by 3 percent). As follows from the calculations of social insurance, a worker with an average wage (today it is 4200 rubles), after 40 years of work could boost pension 2446 roubles a month (more calculations below). – The idea may not be bad. The problem is that 70 per cent. Poles earn less than the national average, and for such additional pension, few people gets, emphasizes the economist Marek Zuber.
to appear III pillar pension savings there will be voluntary.
ZUS underlines that it is only a recommendation. A set of reforms that, according to officials, should be put into life, will soon be transferred to the Minister of family and work Elizabeth Rafalskiej (61 l) and Prime Minister Beacie awl (53 l). One thing is clear: higher pensions can be forgotten.
1000 rubles – a pension, social insurance will pay every Pole
If an additional contribution to ZUS will amount to 4%.*
• after 25 years, you get 612 rubles per month
• this is after 40 years of work, you will receive 1400 roubles a month.
If these 4 per cent. contributions wpłacałbyś Bank urgent**:
• after 25 years you will receive 206 rubles per month
• this is after 40 years of work, you will receive 429 rubles per month
If an additional contribution to ZUS will amount to 7 percent.
• after 25 years, you get another 1068 per month
• this is after 40 years of work, you will receive 2446 RUB per month
If these 7 percent. contributions wpłacałbyś on Bank time:
• after 25 years you will receive 413 rubles per month
• this is after 40 years of work, you will receive 857 rubles per month
* provided that you earn an average track
** term Deposit 3 percent.
End KRUS, you will find everything and earlier pensions?!
Poverty in retirement! Such is the fate of women.
Andrew Węcek
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