a Draft law on the Central Database of Accounts sent to the międzyresortowych arrangements and public consultation.
“the present Law defines the measures in the processing of information on the accounts to determine the places of storage of property, which may be connected with a crime or subject to judicial or administrative,” the draft States.
the information into the database put have branches of credit institutions, banks, credit unions, payment services providers, investment companies, insurance companies, investment and pension funds, the national Depository of Securities JSC, the national Bank of Poland, as well as entities offering products and services in the field of credential required to access the virtual currency.
the Legislator wants to in the registry were: invoices, payment, Bank and account in LEAP-Oh; securities accounts and bills, mass and intended for maintenance of accounts of the funds; information about transactions carried out in favor of the Fund participant and stored in the register of members of the Fund or the registration of participants of the investment Fund; IKE and IKZE; insurance contracts, ensuring the achievement of capital gains submitted in the form of insurance premiums (insurance with investment elements), in particular, a contract of life insurance associated with insurance capital Fund; contract for the provision of safe sejfowej; products or services to store credentials needed to access the virtual currency.
account Information must include: account number; identity of all owners of the account; identification data of the recipient and authorized on the account; the opening date and closing the account; a currency code in which you have booked the transaction on the account; the period for which the account was opened; the type of account and VAT number of the institution, obliged the leading account.
the authors of the amendments said that the account details can be provided: the courts proceedings; divisions of the Prosecutor’s office; the Police; the Head of the Central anti-corruption Bureau; the Chief of Internal Security Agency; Chief of Military Intelligence; Military Police; Border guard service; the organs of the National Tax Administration; the General Inspector of Financial Information; the Chairman of the Committee for Financial Supervision; by the body of the sheet and the Central office łącznikowemu; komornikom court.
it also stated that, in accordance with the data of the Commission of Financial Supervision at present, in Poland there are a total of 674 legal entities engaged in legitimate actions of the Bank, i.e.: 37 commercial banks, one state Bank, 560 cooperative banks, 27 branches of credit institutions and 49 cooperative banks savings and credit (credit unions).
furthermore, our country has 50 brokerage firms, one commodity brokerage house, 15 branches of investment firms from other countries, 27 of the company’s life insurance, 6 branches of the company for life insurance from other countries, as well as 8 major insurance companies, pension engaged in voluntary pension funds and 28 insurance companies, investment funds and 1468 of companies offering payment services.
“So a large number of companies offering their customers various kinds of products and services that are used for accumulation, storage or investment of financial resources leads to the need to create mechanisms for obtaining in a simple and quick way of complete and reliable information about Bank accounts, and other investment products that provide investment and safekeeping of funds belonging to entities and individuals in respect of which state bodies carry out the actions stipulated by the law that requires obtaining such information,” – said in the explanatory note.
Meanwhile, according to the Ministry of Finance, lacks the standards to ensure the existence of a collection system and full data. This leads to the fact, as MF explains that the state authorities to obtain full information about these data, it is necessary to conduct time-consuming and expensive work, including correspondence with various institutions operating in the financial market or it to use commercial solutions, i.e. with Central information about your accounts effective on KIR.
“Therefore, in order to facilitate and accelerate their actions will create a Central database of accounts (Bank of Russia)”, – is specified. The registry will be updated within 24 hours of creating your account or modifying it. Part of the provisions of the law will come into force after 26 months, and some-on the expiry of 38 months from the date of announcement.
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