the Agreement assumes a reduction in payments for people likwidujących polisolokaty in in force treaties that were not the subject of a decision issued by UOKiK in 2015. Then the fee was reduced to 20-30%.
- At the turn of 2015 and 2016. The Agency has spent a lot of solutions, then 17, in the policies, which were at this time offered, with the result that the cost of decommissioning, the output of polisolokat, since life insurance with insurance capital Fund, because this title, is lower than before these decisions. Then took it fine. 600 thousand customers who had an active policy and it was a contractual samples, that is, those General conditions of insurance, such as currently offered. And how these patterns changed little relative to the previous year or two years then have them not included. There was a large group of customers, according to our estimates 1.4 million people, which was very similar insurance products, but has not been covered by these decisions. Now these agreements we beyond this horizon, where the Municipality could due to the limitations to get, and we extend these more favorable conditions of exit from polisolokat – explains Marek, he did not want that la w.
the costs of liquidation of the insurance will depend on the validity period – the longer, the fee will be less.
Special conditions for pensioners
Special notes in the contract are provided for older people who signed a contract after January 1, 2008 and was then the age of 61.
- a Novelty in these agreements, even in respect of decisions before the year or in early 2016, the fact that the people who bought polisolokatę after January 1, 2008 and had at least 61 years of age, and retreated with this product after 65. years, can get the difference between what is paid and current wynegocjowanymi conditions – translators-FZ.
And shows how to defend their rights can, in turn, persons that this agreement is not applicable.
- People who have retreated from polisolokat, that is not included in their agreement, and are not at the same time elderly people can report that, for consumers, or the Financial Ombudsman to help them to negotiate more favorable terms with ubezpieczycielami, or also you can go to court and there is a high probability that the case will be resolved in accordance with expectations, or far from your expectations, predicts guest radio Units.
justice looks about
at the same time, as an added guest of the radio Unit, polisolokat could also look at the size justice. The Ministry of Justice established a working group which should examine the case of a policy with SCF.
- Why do we have this problem with polisolokatami? Down the payment system for the sales network. Often these products were sold through banks or nancial consulting. Of course, for some organizations the system of payment, this method of sales has led to the fact that people were misled. Why is it so important these fees likwidacyjne? How are we going to wear the usual place, it is even how to break it for a short time, it means that we get, in the best case, we lose interest. And here is the lost part of the paid funds. Another problem is that in some polisolokat is not known, what is current cost of this product. Here is the question, not whether it is a matter of justice – reflects the Brands he wanted.
Brands he didn’t want Are similar to the decision of problems with credits frankowymi it would be like a suit tailored to specific banks and specific customers.
Similar decision in the case frankowiczów?
as great and maybe even more emotion is, business loans frankowych. UOKiK in this case, you want to apply the same solution as with polisolokatami.
Another significant problem in the financial market loans frankowe. Previous attempts of its decision are ineffective. Appearing in the last two years, legislative proposals lead to the fact that they all have the same attitude, regardless of whether they’re gaining is that they lose. We have now gone the way of these agreements, ws. polisolokat, you could try to achieve this effect, for each Bank and for each vintage of the exchange rate in a certain range we have chosen these solutions so that both parties recognized that completely lose, and at the same time, this problem to some extent removed from the economy – says-FZ.
so far, however, frankowicze can count on the so-called law spreadową, which was prepared by the office of the President. The document is at the stage of work of the Sejm.
Eugene Prośniewski, Lord
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