the Government decided to take this step for political reasons. In the last year the rates increased on average by 30-50 percent. Policy still, however, have ready solutions – they only for.
Therefore, the state PZU has to give politicians time to work – so we heard from one of the Ministers. Even if this activity, the company would have lost. Because if the ROM is the largest player in the market is to refrain from upgrades, it will make other companies.
So was the case in 2007, also during the reign of IPRs. PZU stopped then the rate increase for insurance after the introduction of the so-called tax Religi.
This knowledge unofficially, because officially the government, and the ROM, of course, denies. From the company only received an official statement: “PZU sets the price of insurance insurance, in accordance with the cost of compensation, szacowanymi in accordance with the rules usually applied by the insurers in Poland and in the world. On the compensation effect, in particular, changes in legislation, trends in the judicial practice of the court, in particular on compensation and market conditions”.
Government intervention in the auto insurance market will be dangerous for drivers. Yes, experts warn.
in Their opinion, increase of tariffs OSAGO inevitable. The question of when they occur. This year insurance companies for the sale of some only mandatory for drivers of insurance policies will lose about one billion rubles. During the first three quarters of this year lost about 800 million rubles – these data are reported by the Polish Chamber of Insurance. And so, too, may be next year.
the Insurers themselves reflect that increase in rates. If next year’s increases should be moved to. The result for the year the increase will be two times higher than should be,” – experts say.
So it was in previous years, when the insurance company waged a price war. When a year ago it was completed, since that time, the insurance policies rose by an average of 30-50 percent.
Michael Berenda, RMF
More information on the economic RMF24.pl
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13 December it was reported: In case of lack of profitability could not rule out further increases in CTP – PIU
third quarter of this year the loss of insurers in the vehicle insurance OC/AC exceeded $ 806 million rubles, while the price of the policy grow more than a year. The Chairman of the PIU Jan Gregory Prądzyński estimates that, if no profitability continues, then there is the possibility for further increases.
- the Decision on rates are always individual solution to each plant. The most important for the market is determining the balance between the rate for the driver, and the protection of the victim. While the market is not such a balance. CTP continues to be unprofitable, and if this situation continues, further growth contributions cannot be excluded, – said the Chairman of SMI.
Deputy Minister of Finance Piotr Nowak in December of the current year reported in the diet that after three quarters of losses of insurers in insurance-communication technologies has reached 806 million UAH. In recent years, the result of insurers in insurance of transport of course, negative, which means that enterprises suffer losses on these activities. In recent years, this loss was formed in the following way: for the first three quarters of 2016, there are currently 806 million UAH loss. In 2015 1 billion UAH 56 million loss in 2014 782 million PLN losses, – said Novak.
- we Can assume that this year the industry’s losses from the insurance policy/AC again will exceed 1 billion rubles, as it was already 2015. – predicts the head of marketing of the company Uniqa Ekaterina Ostrovskaya. – Only next year, we expect to improve the situation, but this does not mean profitability, she explained.
she Noted that the reason for the rising prices of insurance policies is the growing level of value of compensation and benefits for persons injured in accidents and their families. This applies both to the current portfolio of car insurance insurance, as in previous years. – Uniqa technical result of the OC and AC is negative after three quarters of 2016. Despite the increase in insurance premiums, szkodowość insurance communication technology is improving very slowly. The increase in rates per year for insurance varies between 30 and 60%. and in AC the slight increase – from 3 percent to 20 percent. In both cases, the growth of prices depends on the rate of sales channels and customer segments, she added.
member of the Board of another insurance company InterRisk Catherine Grześkowiak confirmed that the increase in contributions for insurance, in particular insurance, is inevitable because of the huge losses of insurers. – These losses does not overlap that, frankly, contributions, therefore, one of the methods of the action increases, noted. – In 2016. prices of insurance policies went up the hill, especially for highly szkodowych customers. Of course, it will improve the profitability of insurance insurance, which is a duty imposed on insurers by the legislation, she added.
Insurers say that the impact on price growth policies have, in particular, the recommendations issued by the Financial Supervision Commission (KNF). As explained by Arthur Borowiński, Chairman Compensy, we are talking about recommendations on the issue of “injury in vehicles in force from 01.04.2015, as planned, recommendations on damage to the face, which will come into force 01.01.2017″.
she Noted that in connection with the necessity to increase the profitability of vehicle insurance InterRisk this year raised the price of insurance policies for some customers, even by tens of percent.
As the President said Compensy Arthur Borowiński, “increased insurance premiums, delayed, despite the fact that we bear all the losses, we hope that in the fourth quarter of 2016 Compensa will have unormowaną the situation.”
Prądzyński estimated that market data indicate an increase in the prices of insurance policies about 30%.
Prime Minister Beata awl, asking you in November about a possible intervention of the government in connection with the sharp growth of prices on the market of compulsory insurance policy, communication insurance, deklarowała that waiting for the decision of UOKiK.
- Leads and sees this story, UOKiK, i.e. the organization that is the most authorized. Waiting for the decision, which will be presented to the UOKiK, said the Prime Minister.
Press Secretary of the UOKiK Margarita Cieloch reported that on 23 February, the Office began a study of the market of insurance policies/AC. – This will take a few weeks. Only after analyzing the data, we can conclude whether there are grounds for formal action, i.e. behaviour in relation to practices restricting competition, explained. (PAP)
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