Andrzej Duda: Banks should be responsible for loans in Swiss francs – Dziennik.pl

Remember that banks in Poland have huge profits – added, pointing out that to a large extent these gains “in one way or another” get to their parent companies, “disappear abroad Polish” and They do not benefit from them neither the Poles nor the Polish economy. The President drew also note that bank charges in Poland “is one of the absolutely highest in Europe.”

According to Duda lender largely did not inform properly its customers about the risks of loans mortgage in Swiss francs .

Customers of banks do not need to be experts in banking law, do not need to be experts. (…) the financial world – quotes Reuters. – I have no doubt that these people need help, (but) of course, it must somehow be balanced, on the one hand – to help them, on the other – does not lead to instability in the banking system .

Reuters notes that Diet modified filed by the Civic Platform project Act of conversion into gold mortgage incurred in foreign currencies, increasing the number eligible for conversion and increasing costs for banks. The project must still be approved by the Senate and signed by the president to the Act came into force. Duda has not said whether to sign the bill or not – notes Reuters.

Asked if he was ready to submit your own bill to resolve this issue by using one of his constitutional prerogatives , Duda said that it is like “open”, if the act PO did not help enough for those who took out mortgages in Swiss francs.

Reuters notes that during the election campaign Duda talked about the taxation of bank assets, it supports the PiS, which leads in the polls before the parliamentary elections in October. However, the president, when asked whether the solution to the issue of mortgage loans should be linked to the tax assets of banks , replied: I must say that I do not support some very violent moves. I would do everything slowly and quietly negotiating these activities also at the financial markets. Of course, here, in my opinion, the authorities must demonstrate a certain firmness. But they must also act in a way that does not destroy the financial market institutions.

Asked whether Polish central bank should play a more active role in stimulating economic growth, Duda He said that in this regard the central bank “has a role to play”. Reuters notes that the same position occupied PiS MPs who urge the central bank to increase the availability of loans for small and medium-sized enterprises.

I think that the central bank can play an active role in supporting the Polish economy, can generate some initiatives that support the economy – quotes Reuters.

Duda said that to raise the standard of living of Poles, Polish companies should be promoted because they create most of the jobs. – In my opinion, the role of financial institutions, including the central bank, may be significant in this respect, supporting role, opening some opportunities – he said.

At the end of the discussion of intelligence Reuters notes that in 2016 Duda appoint two members of the Monetary Policy Council and will indicate the central bank governor. Asked whether the new representatives of the central bank should encourage a more active role of the bank in the economy, Duda said, “I believe”.