You would add also the zloty loans – Money.pl

Those who have mortgages in gold, and found themselves in financial trouble, up to 18 months will receive 1 5 thousand. zł help – assumes a bill that next week is expected to give the Sejm AFTER club. This is another – the Act allows przewalutować loans taken out in foreign currencies – a nod rulers towards borrowers.

According to PAP, the draft law was made in the government, but to the acceleration the legislative procedure will be brought to the Parliament by members of the OP. – This is a project of a fund to help borrowers who took out loans in zloty – says MP Christine Skowrońska (PO). – For help with currency translation of foreign currency loans is one thing and the other is a special fund to support borrowers, created by banks for those who have temporary difficulties with repayment of loans – she added.

Money to help borrowers to come from a special Borrowers Support Fund at BGK, worth 600 million zł. His rise to finance banks in proportion to the size of the portfolio of housing loans.

According to the draft, according to Skowrońska, helping to 1.5 thousand. gold, up to 18 months would receive the borrower located in financial trouble. These are people who lost their jobs, are in debt, and the value of their property is less than the value of their loan, as well as those in respect of which the installment amount exceeds 60 percent. income of their household. Funding could be granted on favorable conditions: the aid would not be any interest, the return would follow two years of its grant and could be spread over eight years.

This is another law that is meant to help borrowers. In early August, parliament passed a law on frankowiczach, according to which 90 per cent. costs of conversion loans would have to shoulder the banks. According to NBP losses of banks, following the possible entry into force of the Law on frankowiczach in its current form, would amount to a total of 21 billion zł, an increase of 20 percent. more than the annual gross profit of banks. On the other hand, the maximum loss CIT is approx. 4 billion zł – said the central bank. KNF estimated bank losses to almost 22 billion zł.

We already know, however, that the Senate will restore the settings wording of the proposals of the government to the banks and the borrower shared the costs of conversion of loans in half.

Members have little time to enact change – for the elections remained only three sitting of the Sejm.

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