The Single File Control enters into force. Businesses are ready for a change? – Money.pl

Single File Control has sealed the tax system, but also make it easier for entrepreneurs to communicate with tax authorities. In some cases, the same message JPK can even replace the lengthy and onerous fiscal control. There is only one small problem. Businesses have little time to adjust systems to the changes, which come into force on Friday (1.07). It turns out that the Finance Ministry may not be ready to process data sent in a new form.

Changes to the Tax Code provides for the introduction of JPK parliament voted in September last year. The obligation since Friday applies to large enterprises (over 250 employees and more than 50 million annual turnover and 43 million euros of assets), but from January next year will also be the responsibility of small and medium-sized enterprises. In 2018, a new form of settlement with tax authorities will also apply to micro-entrepreneurs and self-employed persons.

What does the introduction of JPK in practice? Under the new regulations, the IRS or other tax authority may request electronically all or some of the information from the books and accounting documents. Everything has to be contained in a single file, which will include a packet of information, dealing with so far a lot of pages in a variety of document formats. Easier to develop electronic form is intended to reduce costs and ease the burden of submitting requested by the tax authorities statements.

In the beginning, however, it means expenses and disputes effort. – The introduction of JPK is a large and expensive undertaking. No one specific sums will not say anything, because it is a trade secret, but the implementation of the system is very expensive – says Przemysław Pruszyński of Council Tax Confederation Lewiatan. According to unofficial information money.pl that in terms of expenditure of the order of several hundred thousand to several million.

Businesses have little time

The very design of the new document is also complicated because JPK not only concerns settlements of tax on goods and services. It also includes other tribute and should allow for quick verification of accounts. Although September is already known that a new obligation will fall on companies, it is only relatively recently managed to establish specific requirements for the JPK.

– The final shape of the structures, that is how it is, in fact, look like, was published by MF in February. It was then that the company learned that the items should go to the JPK. As a result, the company had very little time to adapt systems to the requirements of the Ministry of Finance – explains Pruszyński.

Lewiatan Confederation and the Tax Board as an intermediary in hard negotiations between representatives of companies and the Ministry of Finance. In May, called for even rollback or the introduction of appropriate vacatio legis, that would enable entrepreneurs to prepare for their new responsibilities.

Later, during meetings between the two teams it turned out that the ministry wants to add to the JPK data that the company so far They did not have to include in their electronic systems. This meant further changes in information overlays, and thus further costs. However, according to Przemyslaw Pruszyriski who took part in this work, you can not accuse the ministry that ultimately any of the questions entrepreneurs remained unanswered.

The end of the long control?

On his website MF convince traders that the effort associated with implementing changes to pay off for both sides. After sending JPK in response to the request of the tax authority in the irregularity not the tax office may refrain from any further control of the company. Such a decision will not have to wait long, because special software comb the data in minutes. With these assurances do not fully agree with the experts.

– MF probably it is ready to receive data in a new form. The question is whether on this basis will be able to create a full picture of the financial operations of the company and whether their algorithms actually grabbed the irregularities? I assume that at this stage there is no well-functioning tools – doubts Pruszyński, which estimates it will take at least a few months to a solution started bringing described by MF benefits.

One of them will be additional budget revenues State in connection with the sealing system of VAT collection. Because as far as Single File Control entrepreneurs will be sent in response to the question, eg. Tax offices on a regular basis, every month – no longer call the company – will have to send JPK containing monthly VAT records. – The Ministry assumes that it can give you a year to the budget 200-300 million zł. – I find it hard to estimate the extent such amounts are real, but the introduction of JPK certainly seal the system – confirms Przemysław Pruszyński of Leviathan.

According to tax expert JPK did not patch the huge gaps in the collection of VAT, but combined with other activities is a chance to complete the sealing of the entire system. An example is set by the Ministry of Finance, the company, which is the platform for the service bills. The institution will be responsible for developing tools to assist in the fight against phishing schemes VAT.

See also: #dziejesienazywo: Lower VAT on card payments?

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PKO BP does not assume Pekao SA, but will pay dividends conditional – Wyborcza.biz

“I deny that we took over Pekao SA” – Jagiello told reporters. President informed earlier that the bank’s strategy will be assumed organic growth and growth through mergers and acquisitions.

The question of the acquisition of Pekao appeared in connection with speculation about a possible sale of the Italian UniCredit controlling stake in Pekao and recent statements made by the Treasury Minister David Jackiewicz, who suggested that the Treasury would be interested in participating in the transaction.

– we as the company’s treasury, we have the potential to take part in such transactions and carry them out. The degree Polonization the banking sector has not yet reached us satisfactory level – said last week Jackiewicz.

What the company, if not PKO BP could have meant Jackiewicz? Perhaps PZU. A few days before the statement Michael Krupiński, president of the company, whose major shareholder is the State Treasury, said that the group would analyze all the possibilities for acquisition in the banking sector, in terms of both medium-sized banks, for example. Raiffeisen, and more.

PKO conditional dividend

Thursday’s general meeting of shareholders of PKO BP decided on a conditional allocation to dividend 1.25 billion zł, which is 1 zł per share. Adopted a resolution is in line with the recommendation of the board.

The shareholders decided on the distribution of a total of 3.82 billion zł, of which 2.57 billion zł came from the profit for 2015., And 1.25 billion zł from the retained profit from previous years. Dividend for shareholders hit 1.25 billion zł, and the supplementary capital amount of 2.5 billion zł.

Such a distribution of profits will be realized if December 8, 2016. Are met in all the following conditions: bank do not take control of the bank or other entity of the financial sector through the direct or indirect acquisition of shares or acquire the rights and does not incur the obligation of such a transfer of control and there will be no regulatory changes or changes in the recommendations of the supervisory affecting the requirements for bank’s own funds, which would result in the inability to dividend payment in accordance with regulatory requirements and recommendations of supervisors.

If these conditions are not met, the dividend will not be paid and the supplementary capital hit 3.75 billion zł. If they meet the dividend record date will be September 30, and the deadline for payment of the 20 December 2016.

The Board of the bank is obliged to adopt a resolution on the determination of the conditions of dividend at the latest 9 December 2016.

IMF: Deutsche Bank the largest systemic risk – Puls Biznesu

The German financial institution “seems to be a major ‘net payer’ (have the largest contribution) for systemic risk” among global systemically important banks or so. G-SIBs *, says the IMF. Another place in the infamous ranking fell to the British HSBC Holdings and Swiss Credit Suisse Group.

Global regulators are trying to avoid a repeat of the situation of the financial crisis in 2008. When taxpayers financed the bank bailouts by forcing lenders to more stringent capital requirements. They were somehow “encouraged” banks to become less players and less complex structure.

Concerns about the condition and financial strength of Deutsche Bank for a long time negatively reflected in the trading values ​​of the institution in Frankfurt. It is now the worst valued FOR IN bank market among global lenders.

The situation around the Deutsche Bank and assessment of investor through the prism of the share price shows how fleeting may be the “validity”, stressing the importance of risk management, intensive supervision of G-SIB and the strict monitoring of their exposure to cross-border, as well as the ability to rapid implementation of the new regulations – says the IMF.

it is worth noting that one of the US companies, Deutsche Bank, Deutsche Bank Trust Corp did not pass the latest stress test, the annual survey the condition of financial institutions operating in the US, which is developing the Fed.

(click on the graphic to enlarge)

* G-SIBs – financial institutions whose problems, due to the size, complexity and interconnectedness of the system, would cause serious disruption to the wider financial system and economic activity

Rating the European Union lowered! – Money.pl

International rating agency Standard & amp; Poor’s downgraded the long-term credit rating of the European Union in foreign currency from AA + to AA. As announced in a press release agency, while short-term rating was affirmed at A-1 +.

The forecast rating of the European Union changed from “negative” to “stable.”
“After the decision of the British electorate to leave the European Union, adopted in a referendum on June 23, we have analyzed the issue of cohesion within the European Union, which currently we consider a rating factor neutral rather than positive” – ​​written in the message.

Fitch notes that a high degree of niekonkretności forecasts and long-term planning of capital in the European Union. In her opinion, the occurrence of Britain from the European Union requires new complex calls when constructing the next seven-year EU budget.

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Burgers and kebabs of the booth will be more expensive? Finance Minister wants to fast food pay a higher rate of VAT – Onet.pl

A new interpretation of the Minister

“(…) meals sold by various catering establishments, which are intended for direct consumption, can not use the 5-percent. the rate of tax on goods and services “- as stated in its interpretation of the Minister of Finance. This is an absolute novelty, because so far the interpretations of the tax authorities were favorable for entrepreneurs. If someone ran a roadside kiosk with food or food truck, could take advantage of the lower VAT rate – 5 percent. The condition was one – no waiter service. Recognized then that we are not dealing with the provision of services, and delivery of goods.

Minister in his interpretation It emphasizes the fundamental difference, which is only now noticed. The essence here is whether the products offered are fully prepared and served to place the ready meal, or maybe they are packed or frozen products for later consumption. Lawyers emphasize that the interpretation is not the end of problems related to the application of VAT rates.

– No arguing essentially with the content of interpretations, regrettable that, she appeared only now. This subject has long been controversial. In order to avoid them and present Minister of a long-standing institution interpreting general. It should be recalled that the application to give the taxpayer protection and, consequently, restful sleep – emphasizes Konrad Turzyński of office Kolibski Nikończyk Dec & Partners.

– released early is so for him to guarantee the accuracy of billing. Now the taxpayers have a right to feel surprised by the unfavorable position of minister. Some probably nervously calculate, if too little of VAT they paid in the past 5 years. The only consolation is the fact that the interpretation is not binding authorities and courts and can still be on this issue argue with the tax authorities – he added.

a problem with the interpretation of rules in this sector is large. One of the owners of roadside booths with Belgian fries in the Tri wishing to remain anonymous, says in an interview with Onet:

– came to us once a controller from the IRS. He accused me that I have no right to sell chips to the VAT rate of 5 percent. My hut is down the road and can not be consumed on the premises. Each takes chips in hand goes on and on. I appealed to the head office and that said I was right. The law in Poland is poorly constructed. It gives freedom of interpretation officials. The Minister also can afford to interpret as he wants – he said.

Key in the interpretation plays Polish Classification of Products and Services (PCGS). This is what it indicates that the rate of the goods or services will be covered. However, the entrepreneur on the basis of CPA classifies, into which category the product or service. Hence the many differences and problems of interpretation.

– Prepared meals and dishes that can benefit from 5-percent. rates, are classified as Class PKWiU 10.85, where it is crucial that the meal was frozen, vacuum packed, placed in a jar or in a can – emphasizes Marek siuda of Tax Care.

– Meanwhile, there is Chapter 56 in PKWiU, which includes service activities relating to the provision of full board for direct consumption, regardless of whether the premises are places for seats. So fries, sandwiches and other ready-made takeaway are included in Chapter 56, which means that they can not be covered at a rate of 5 percent. In their case, the appropriate rate will be 8 percent – emphasizes a tax expert.

Prices burgers go up?

Message to raise taxes always arouses negative emotions. It turns out, however, that in this case, the reality does not have to be so cruel to pocket both retailers and customers. Most entrepreneurs points of the food did not know that could benefit from a lower VAT rate and already applied a higher rate – 8 percent.

– For me it makes no difference. 80 percent. entrepreneurs did not even know that you could sell for 5 percent. and just now found out. If someone does not have a good accountant pays 8 percent. We learned about it completely by chance – he emphasizes in an interview with Onet Mr. Martin, who for five years in Silesia leading food truck burger with Argentinean beef. Entrepreneur of the first three years of its activity apply a higher rate of 8 percent. despite the fact that before the shed could not eat burger. His world changed when you buy a sandwich at a chain restaurant.

– all we saw on the bill in McDonald’s. I did not agree to the amount on the receipt. First I bought a burger at McDrive and there was a rate of 5 percent. VAT. Then I went inside to buy two more burgers and paid a rate of 8 percent. It turned out that inside the consumption place, and the McDrive it is not. I am in my food trucku not have sunbeds and I have the right to sell at the rate of VAT of 5 percent. If you will leave umbrellas and deck chairs, so I’ll be sure to use 8 percent. rate, because I consume on the spot – he says.

Mr Martin points out that the majority of food trucks has sunbeds or chairs in front of the trailer and today sells its services to the VAT rate 8 percent.

Morawiecki: Within 12-18 months will be shut gap in VAT by at least 10 billion zł – Onet.pl

Deputy Development Minister Mateusz Morawiecki believes that within the next 12-18 months will be shut gap the VAT of at least 10 billion zł.

 
  Photo: PAP
 
 
 
 
 
 

“(…) We are going to download more taxes. Those that flowed from the budget in recent years. EC states that our gap in VAT carousels in vatowskich, it is about 50 billion zł. This gap must gradually domykać. I think that with 10 billion this gap can be closed down within the next 12-18 months. At least “- said Morawiecki in Polsat News.

Changes in the law of July 1: Relief for PFRON under strict control – GazetaPrawna.pl

Please examples for June settlement of an employee who was ill in April 5 days. Before his salary amounted to 2200 zł, 120 zł allowance incentive and bonus Statutory from 3 to 15 percent. basic salary. Additional components were reduced in the days of sickness absence, so subject to factoring in the base of sick pay. Currently, the salary is 2500 zł, and the cradle of premium rates were unchanged. Appendix incentive rose to 150 zł. April sick pay was calculated, among others, with premiums amounting respectively for a period of 12 months: 5, 3, 10, 7, 15, 12, 5, 10, 8, 15, 10 and 7 per cent., the sum of premiums amounted to 2354 zł. Bonuses for April and May were 8 and 15 percent.

ANSWER

Due to the fact that the increase pay a fixed monthly rate took back period should be recalculated accordingly debt, such as sick pay or benefits. The increase in salaries is not only the alignment of wage components are calculated based on the basic rate, but also other benefits, including those related to inability to work. [Box 1]

Rising Backwards

One of the mandatory provisions of the employment contract is remuneration for the type of work, indicating the remuneration components. In the course of employment and pay conditions can vary both in favor of, by increasing salaries or adding a new component, and to the detriment, by receiving part of the salary or components. Any change must, however, be re-introduced into the employment contract by agreement of the parties, or by mutual consent of the employee and the employer, or termination changing. In a word, the new conditions must be sanctioned in writing. In the case of salary increases is usually sufficient agreement of the parties, because the staff willing to agree to increase. For a contract of employment shall be accompanied by an annex, which establishes the date from which will come into force agreed on new terms of pay. If not indicated such date, it shall become effective on the date of the agreement.

Frequently modified remuneration is from a specific date and relates to the future, eg. From a new year or month. However, it happens that the employer covers the period of the rise in reverse, ie. It decides to grant increases from a date in the past (which should also be agreed upon with the employee). Then, for the period between that date and the date of the change employees are entitled to compensation. This means that such facts, which already employees have a right to a larger salary.

salary increase retroactive to the need to convert not only the base salary for calculation of compensation, but also all other additional ingredients that employee receives and which is the basis for determining’s base rate. For example, it may be a supplement for seniority, overtime, for downtime or premium. Besides the remuneration components re-conversion are also subject to other benefits with benefits paid to the employee during the period of the rise retroactively. Alignment refers to benefits in the calculation which takes into account the revised salary (rate card grade). This includes on sick pay and social security benefits.

Increase of disease

Sick pay or allowance shall be re-calculated the due to the increase in salary if change involves months included in the base dimension of the benefit in question. Basis for assessment of sick pay and benefits creates an average monthly remuneration paid for the 12 calendar months preceding the month in which the inability to work arose, and for a shorter period in case of a smaller number of months worked. For a fee included in the basis of the allowance is considered income worker as the basis for calculation of contributions for health insurance, after deduction of withholding contributions for pension insurance, disability and sickness-funded employee.

bonuses, awards and other components of remuneration vested for monthly periods included in the base benefit amount paid to the employee for the calendar months, which remuneration shall be to determine the base. If the period of the fixed base, there was a change in the amount of compensation due to change jobs or modify the terms of the wage specified in the contract of employment and the change was not due to the transition to another dimension of time, a basis is calculated as the average salary of 12 months before the illness. In other words, the change does not pay calculations. It is different if the employee receives a raise and level of remuneration for the period earlier, then it is taken to determine the basis for benefits. Then it is necessary to repeat the calculation and adoption of a comparatively higher income after changes. In the employee in question must recalculate the sick pay for April, which was established with the remuneration for the period from April 2015. March 2016. Calculations will vary by the amount of salary for March, because only this month of this period concerns the increase. Therefore, the basis of assessment should be included salary with a bonus, higher value. [Box 2]

In June, the employee should receive compensation base salary and bonuses for the period from March to May, and the alignment of sick pay for April. Billing reports for April should not be changed, because then presented the facts. Contributions were settled by force if wage rates. Compensations must be shown only in the documents to Social Security for June, ie. A month payment.

Ingredients financing

If in the period, which sets the basis for sickness benefit, some of the components of remuneration have been paid in advance, to determine the basis of the allowance shall be the components of payment, and after equalization basis of the allowance are converted, taking into account these elements, and aligns the benefits. That interpretation also presents ZUS. This applies to situations when, for example. Bonuses or commissions are paid only partially. Then the base benefit shall be adopted in the amount of actual, and only after the payment of the rest of the component are converted into the base and aligns the benefits. [Example 1]

Granted, but unpaid

If remuneration components included in the base entitled to the allowance, but were not paid until the final preparation of the list of benefits payments, the basis for calculating accepts these components in the amount paid for previous periods. [Example 2]

If the materials in question salaries were not paid well for the previous periods, the basis of the allowance shall be determined without them, and the payment of the assessment base to be converted, taking into account these elements, and aligns the amount of the allowance.

Example 1

Bonus of up

Employee because of knee injury he was unable to work from 1 to 15 June 2016. receives a monthly salary in the amount of 2,400 zł and is entitled to a quarterly bonus, which is paid monthly in the amount of the advance in the amount of 400 zł. At the end of the quarter, the employer shall pay the employee compensation premiums. Basis for assessment of sick pay an average monthly salary of the employee for the period from June 2015. May 2016. Employee for the second (for June 2015)., III and IV quarter of 2015. Received a commission in the total amount of 3,414.50 zł (3957 zł – 13.71 per cent.) for the first quarter of 2016. in the amount of 1,496.27 zł (1,734 zł – 13.71 per cent.) and for April and May at 345.16 zł (400 zł – 13.71 percent. ). Therefore, the amount of sick leave for 15 days in July is 1,015.05 zł, as the following calculation:

[● (2400 zł - 13.71 percent.) X 12 + 3414, 50 zł + 1496.27 zł 690.32 zł +] 12 = 2537.72 zł.

● 2537.72 zł 30 zł = 84.59 x 80 percent . = 67.67 zł x 15 days = 1015.05 zł

In July 2016,. The employer shall pay compensation bonus for the second quarter in the amount of 330.49 zł (383 zł – 13 , 71 per cent.). You must pay the employee compensation in the amount zł, which results from the calculation:

● 330.49 zł 3 = 110.16 zł.

● bonuses for April and May are the zł 455.32, not 345.16 zł

the employer must be added to the base dimension of the disease the amount of 910.64 zł (455.32 zł x 2) and calculate the compensation amount:

[● (2400 zł - 13.71 percent.) x 12 + 3414.50 zł 1496.27 + zł 910.64 zł +] 12 = 2556.08 zł.

● 2556.08 zł 30 zł = 85.20 x 80 percent. = 68.16 zł x 15 days = 1022.40 zł

● calculation of alignment: 1,022.40 zł – 1015.05 zł zł = 7.35

Example 2

the company has not had time

worker in July became unable to work due to illness and is entitled to sickness benefit. To establish the basic allowance is assumed? remuneration for the period from July 2015. June 2016. and the monthly bonus for those months. Bonus for June 2016. Was not paid by the time of preparation of the list of payments benefits. The basis for calculating the allowance should be made therefore, the premium paid for the period from July 2015. April 2016. And the premium for May, double the amount.

In the case referred to, payment of bonuses and other remuneration components after determining the basis of assessment of benefits does not re-establish the base.

BOX 1

How to pay in June

The June should therefore be paid to the new salary and compensation for the period from March to May, ie.

● alignment of base salary: 850 zł [(2500 zł - 2200 zł) x 2 m-ce] + 250 zł, ie. the remuneration for the worked of April after conversion, namely:

– was – 2200 zł 30 zł = 73.33 x 5 days = 366.65 zł; 2200 zł – zł 366.65 = 1833.35 zł;

– after conversion – 2500 zł 30 zł = 83.33 x 5 days = 416,65 zł; 2500 zł – 416,65 zł = 2083.35 zł;

– the difference – 250 zł;

● alignment of premium

Total compensation is 351,50 zł (zł 250 zł + 21 + 28 + 52.50 zł zł).

Bonus	March	April	May
was	154 zł	172 zł	322,50 zł
Following the increase	175 zł	200 zł	375 zł
difference	21 zł	28 zł	52.50 zł

bOX 2

necessary to re-calculate

Bonus for March after the change is therefore 175 zł ( 2500 zł x 7 per cent.), and not 154 zł (2200 zł x 7 per cent.), as before. While the revenue for March is 2825 zł (2500 zł + 150 zł + 175 zł), after deduction of the contributory part – 2437.69 zł (2,825 zł – 13.71 per cent.).

The whole basis and the amount of sick pay are:

● before the change:

– basis: 2171 20 zł (sum of paid salaries, allowance and bonuses for the period April-march, divided by 12, and after deduction of 13.71 per cent.);

– sick pay 289, 50 zł (2171.20 zł 30 zł = 72.37 x 80 per cent. = 57.90 zł x 5 days);

● after the change:

– basis: 2,196.44 zł (sum of paid salaries, allowance and bonuses for the period of April-February in the old way, and for March after conversion, divided by 12, and after deduction of 13.71 percent. )

– sick pay: 292.85 zł (2196.44 zł 30 zł = 73.21 x 80 per cent. = 58.57 zł x 5 days);

● alignment of sick pay: 3,35 zł (zł 292.85 – 289.50 zł).

The legal basis

Art. 3 Section 3, Article. 36 paragraph. 1, Art. 42 paragraph. 1 and 5 of the Act of 25 June 1999. On cash benefits from social insurance in case of illness and maternity (ie Journal of Laws of 2016. Pos. 372).

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In 2023. Startups have to give the Polish economy 2.2 billion zł and 50 thousand. jobs (analysis) – wirtualnemedia.pl

According to calculations by Deloitte in 2023 Polish startups to bring the Polish economy more than 2.2 billion zł added value. This amount consists of not only the value of developed directly by the young Polish technology companies, but their indirect impact on the economy. Part of this amount is induced impact, the value created on the basis of new jobs and the related salary.

In 2023 years thanks to Polish startupom will be available to more than 50.2 thousand. jobs. Directly in the young Polish technology companies will then work 34.2 thousand. people. Gopwdarstw income households generated through startupom exceed 750 million zł.

Currently, however, the Polish market is not mature startups. In Poland, only 4 business angels falls in a million citizens. In Germany, there are 19 and in the United Kingdom 66. For the OECD countries, the median percentage of GDP investment in VC funds amounts to 0.027 per cent., And in Poland only 0.005 percent. In Israel, it is 0.383 per cent. Deficiencies can also be seen in areas such as social capital and people, and the legal environment.

More than 70 per cent. Polish startups remains savings founders. Less than 45 per cent. They declare that the funding provides them with current revenues. One in four startups gained money from investors, and the fifth is financed from various grants.

Half Polish startups are companies from the ICT sector. One-third while working in the wider creative sector. The third largest group in the industry are companies engaged in the modernization of the energy sector. Biotechnology is odemna 9 percent. startups and nanotechnology less than 7 percent.

36 percent. Polish startups is currently in the validation phase, which begins to sell their products or services on the market. The second largest group are companies that want to scale your business, which means that they already have as mature position in the local market, earning and looking for ways to expand their business. Only 1.71 percent. Polish startups to companies with stable position, ready for the public.

Polish startups to very small companies. Generally they have from 1 to 4 workers. Such companies is almost 64 percent. Every fifth Polish startup employs 5 to 9 people, and in the case of 16.67 percent. companies employing over 10 people.

Most of the Polish startups annual revenues that do not exceed 100 thousand. zł per year. One in four startups has this year generated revenues of 500 thousand. zł to 2 million, and one in five from 100 to 500 thousand., according to Deloitte forecasts. Only a small percentage can boast of income exceeding 10 million zł, but this percentage continues to grow.

As many as 65 per cent. startups to grow by less than 20 percent. annually. 12.57 per cent. experiencing growth year on year of 21 to 50 per cent., and 8 percent. from 51 percent. to 100 percent. Startups growing at a rate greater than 1000 percent. per year in Poland is 2.25 percent. The smallest startups growing at a rate of 501 to 1,000 percent. – 1.14 percent.

the fastest developing startupami are those companies that operate in the ICT sector. Only in this sector and the wider creative industries were the company’s growing at a rate greater than 1000 percent. Every year. The slowest growing business sector is biotechnology.

The most common founder of a startup in Poland have between 26 and 30 years. The second largest age group are thirty-somethings. Less than 20 per cent. startupowców in Poland are between 41 and 50 years of age. Least founders of startups located in the lowest and highest age groups. The situation is similar when it comes to people working in startups, with the difference that in this group there are people over 60 years of age.

57 percent. founders of startups are people with higher education master. One in three of them have a technical education. Altogether higher education in any form is almost 85 percent. founders of startups. The situation is almost identical among employees of startups, with the difference that among those employed in startups no dr. PhD., professors or people with vocational education.

Less than 44 per cent. Polish startups does not increase its employment. Little more than 18 percent. young companies increase employment by one-fifth, and 12 per cent. from 21 to 40 percent. Approx. 4 percent. startups doubles its composition during the year, and the growth of employment in 6.32 percent. companies exceeded last year 200 percent.

Half of the Polish employees of startups are self-employed. In the form of a contract for works 37 percent. employees of young companies in Poland, and the contract-order 35 percent. Etatami in startups can boast 32 percent. employees.

Polish startups employ mainly developers, retailers and marketing specialists. Every fifth startup works with a hired manager. Also, every fifth young company hires specialists in business development and customer service. The group least likely to be employed by a Polish startups are specialists in human resources management.

Almost 60 per cent. Polish startups is a disregarded entity Less than 15 percent. It takes the form of one-man business. The third most popular legal form among Polish young technology companies is a limited partnership or limited-auction. 8 percent. startups do not have the legal form, and 4.57 per cent. there is no separate legal form, but acts in an incubator brings together a number of companies.

the basis of the report” Diagnosis ecosystem of startups in Poland “Deloitte was the survey. The survey was addressed to operators or planning to start operations in Poland. The questionnaire was filled in 211 startups. Filling in the 4/5 were their founders. Estimating the impact of the ecosystem of startups for the Polish economy, were used while the model-output using data from the survey, and input-output tables of the Main Statistical Office.

Author: pl

Learn more: startups, technology industry, employment, salary, Deloitte

BIG InfoMonitor: at the end of March. Poles outstanding debts amounted to 44.65 billion zł – Onet.pl

From the data presented during a press conference that during the quarter – the end of December 2015 to the end of March 2016 – the value of the debt has increased by 1.89 billion zł (4.4 percent.), and the number of overdue debtors increased by 91 thousand. people (4.4 percent.).

The record from the database BIG InfoMonitor a 66-year-old living Mazowsze – has nearly 100 million zł debt. The exact total amount of outstanding commitments amounts to 99.7 million zł.

The amount of arrears of another person on the list, also a man aged 60 and originating from the province of Lublin, is almost half lower at 60.6 million zł.

outstanding long record holders both increased from the previous edition of the report about 2 million zł in each case.

10 people with the highest values ​​of outstanding commitments has a total of 375 million zł, which represents nearly 1 percent. the total amount of outstanding commitments.

Report InfoDług study presents the problem of delayed repayment of liabilities (debts) by Poles on the basis of data databases Credit Information Bureau and the Office of Economic Information InfoMonitor.

the amount of arrears consist of overdue by at least 60 days liabilities amounting to a minimum of 200 zł, including exposures outstanding housing loans and consumer loans as well as loans from loan companies, accounts for telecommunications services, cable TV, electricity, gas, rent or unpaid child support.

“Start in Poland”, ie 250 thousand. business and what else? – MamBiznes

The Ministry of Development is working on a system support package, which aims to increase innovation in the economy. The “Start in Poland” is to abolish capital gap and encourage private entrepreneurs to invest. Changes in the law have given the chance to innovative solutions in public procurement, and investing in innovation entrepreneurs – tax incentives.

– Change, which is necessary for Poland to become innovative, it mainly the reduction of the deficit of capital. To invest in innovation, and therefore very risky venture, you need a capital. This capital is not in Poland as much as in Western Europe or the United States, so you need a tool that will support entrepreneurs who have funds set aside in the accounts or invested in real estate – says in an interview with the agency Newseria Business Jadwiga Emilewicz, Undersecretary of State Ministry of Development.

Doing remedy has a program “start in Poland” dedicated industry-leading innovation, start-ups and venture capital. In this framework, projects are to be financed in half by the Polish Development Fund and private capital. Start-ups can count on maximum support of 250 thousand. zł, while the grant for the accelerator may reach 6 million zł. Important that support can count companies in various stages of development, not only in the initial stage.

– Another change is the area of ​​regulation. If we want to create a system friendly to innovation, we have to change the law in several areas. One of them is the law of public procurement law. Now, when the force is still the lowest price, innovative, sometimes expensive at the start, but cheap exploitation technology can not penetrate – estimated Emilewicz.

Even after the revision of regulations from 2014, when introduced a provision that except in special cases price criterion can not be the only one which can be guided by the contracting authority when choosing the most advantageous offer, it has brought tangible results. An analysis of the announcements made by the Public Procurement Office indicates that the introduction of such a provision, the percentage of advertisements in which the only criterion indicated the lowest price (from 93 to 33 per cent. In the case of notices in the Public Procurement Bulletin and in the Official Journal of the European Union 85 to 45 percent.). Further restrictions on the use of the criterion of the lowest rates are to come into force in the autumn. The law awaits the signature of the president.

– The important thing is to change the law on supporting innovation, we enter the real tax incentives for those entrepreneurs who want to invest in new technology, a patented technology, whether in employment researcher – explains a representative of the ministry.

the Ministry also wants to support exports. Data “Polish Start-ups Report 2015″ shows that currently 2.4 thousand. operating in Poland start-ups, only half of it exports its products. Small businesses often can not get through, they lack the means to exist on the Polish market, especially for foreign companies.

– not less important thing is to concentrate resources, eg. On flagship projects. The first is the development plan for electromobility, which is way to get the electric bus. Buses today in Poland are produced, and therefore the base we already have. If spolonizujemy battery, and therefore the heart of the electric vehicle, we will have success – indicates Emilewicz.

Representatives of the Ministry stressed that the assumptions of the project (one million electric cars by 2025 and electrification of public transport) are crucial for the growth of innovation Polish economy. Work on the terms of the development of this sector could be for domestic firms an opportunity to overhaul global trends. According to estimates, in 25 years, every fourth car will be electric

The Ministry of Development is also working on Polish space program, which is to include a plan for development of this sector and at the same time facilitate the implementation of innovative solutions based on techniques of satellite economy and administration .

Source: newseria.pl

No more paper receipts. There will be new cash registers – Polish Radio

Businesses have until March 1 to comply with the regulations. The Finance Ministry estimates that the changes will affect approx. 70 thousand. entities and will increase revenues to the state budget by more than 90 million zł.

– From January 1, the legislature expanded the catalog of goods and services, the sale of which is subject to absolute recording of using the cash register – says the agency Newseria Business Jacek Matarewicz, tax advisor with the Office of Ożóg Tomczykowski. – I beg these changes will be felt small entrepreneurs. The legislature expanded the catalog, because it believes certain sectors and certain occupations are likely to increase in the shadow economy.

They include repair of motor vehicles, the services provided by doctors, dentists and lawyers (except notaries). To adapt to the changes will be required, above all small businesses – beauty salons, catering companies (excluding services of aircraft and school cafeterias). The obligation of their fiscal policy will be subject to a sale of toilet waters and perfumes – with the exception of sales on board aircraft.

– It is not that from January 1 the entrepreneur must have the money. If you have not had the obligation to hold cash, is performing the service in January to an individual conducting business activity, have two months from the end of the month in which performed the service on it to start the fiscalization – explains the expert of the Office of Ożóg Tomczykowski.

Kasy Fiscal: 70 thousand. Poles are waiting from 1 January 2015. costly changes & gt; & gt; & gt;

An absolute obligation of recording means that in the case of these businesses speed limit is 20 thousand. zł will not matter.

– Even if the taxpayer does not exceed this threshold will be required to record using the cash sales to natural persons not engaged in economic activities and flat-rate farmers – says Jacek Matarewicz. – Absolutely also it means that even if the goods or services fall outside the directory of goods and services exempted objectively, it would be subject to their fiscal policy.

This is the case when a service or product would be paid through bank transfers or postal . With these forms of payment, it is possible exemption from their fiscal policy. It will not, however, possible in the case of a new group of goods and services listed in the Regulation of the Ministry of Finance.

– The legislator, of course, left the signs and release a number of objective exemptions. Subject exemption apply to vendors who provide other services and sell goods other than those listed in the catalog – they have a duty to their fiscal policy after exceeding 20 thousand. zł turnover sales to individuals. Of course, these 20 thousand. zł is proportionally converted annually – explains tax advisor.

Who will be exempted from recording?

On the obligation of recording will be exempt services m.in . with sewerage, waste collection, transport people, mail, or associated with accommodation.

As the expert, according to the new regulations one-time sale of fixed assets does not have to be mustered.

– It’s exemption from the obligation of recording the sale of goods and services, which were included in the fixed assets or intangible assets subject to amortization entrepreneurs within the meaning of the income tax. The legislator went out to meet the needs of the market and from January 1, there is no obligation to fiskalizować sporadic sales of the company’s assets. So far, it gave rise to doubt – says Jacek Matarewicz.

adapt to the changes, entrepreneurs will have until March 1st. Buying cash will be refunded – even at 90 per cent., But not more than 700 zł. The Ministry of Finance estimates that the changes will affect approx. 70 thousand. entities. Budget revenues are to be increased by at least 94 million zł.

Newseria, Celebrating

Poland still unfavorable startups – Business portal wnp.pl

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No more paper receipts. New cash registers – Polish Radio

Businesses have until March 1 to comply with the regulations. The Finance Ministry estimates that the changes will affect approx. 70 thousand. entities and will increase revenues to the state budget by more than 90 million zł.

– From January 1, the legislature expanded the catalog of goods and services, the sale of which is subject to absolute recording of using the cash register – says the agency Newseria Business Jacek Matarewicz, tax advisor with the Office of Ożóg Tomczykowski. – I beg these changes will be felt small entrepreneurs. The legislature expanded the catalog, because it believes certain sectors and certain occupations are likely to increase in the shadow economy.

They include repair of motor vehicles, the services provided by doctors, dentists and lawyers (except notaries). To adapt to the changes will be required, above all small businesses – beauty salons, catering companies (excluding services of aircraft and school cafeterias). The obligation of their fiscal policy will be subject to a sale of toilet waters and perfumes – with the exception of sales on board aircraft.

– It is not that from January 1 the entrepreneur must have the money. If you have not had the obligation to hold cash, is performing the service in January to an individual conducting business activity, have two months from the end of the month in which performed the service on it to start the fiscalization – explains the expert of the Office of Ożóg Tomczykowski.

Kasy Fiscal: 70 thousand. Poles are waiting from 1 January 2015. costly changes & gt; & gt; & gt;

An absolute obligation of recording means that in the case of these businesses speed limit is 20 thousand. zł will not matter.

– Even if the taxpayer does not exceed this threshold will be required to record using the cash sales to natural persons not engaged in economic activities and flat-rate farmers – says Jacek Matarewicz. – Absolutely also it means that even if the goods or services fall outside the directory of goods and services exempted objectively, it would be subject to their fiscal policy.

This is the case when a service or product would be paid through bank transfers or postal . With these forms of payment, it is possible exemption from their fiscal policy. It will not, however, possible in the case of a new group of goods and services listed in the Regulation of the Ministry of Finance.

– The legislator, of course, left the signs and release a number of objective exemptions. Subject exemption apply to vendors who provide other services and sell goods other than those listed in the catalog – they have a duty to their fiscal policy after exceeding 20 thousand. zł turnover sales to individuals. Of course, these 20 thousand. zł is proportionally converted annually – explains tax advisor.

Who will be exempted from recording?

On the obligation of recording will be exempt services m.in . with sewerage, waste collection, transport people, mail, or associated with accommodation.

As the expert, according to the new regulations one-time sale of fixed assets does not have to be mustered.

– It’s exemption from the obligation of recording the sale of goods and services, which were included in the fixed assets or intangible assets subject to amortization entrepreneurs within the meaning of the income tax. The legislator went out to meet the needs of the market and from January 1, there is no obligation to fiskalizować sporadic sales of the company’s assets. So far, it gave rise to doubt – says Jacek Matarewicz.

adapt to the changes, entrepreneurs will have until March 1st. Buying cash will be refunded – even at 90 per cent., But not more than 700 zł. The Ministry of Finance estimates that the changes will affect approx. 70 thousand. entities. Budget revenues are to be increased by at least 94 million zł.

Newseria, Celebrating

US bank focuses on the disintegration of the United Kingdom. Scots introduce a new currency – Gazeta.pl

– Our base scenario is that Scotland will vote for independence, and put at home a new currency – wrote in a Wednesday morning Malcolm Barr, an economist at JP Morgan in a note to clients of the bank.

it is assumed here that the United Kingdom will come from the European Union in 2019 years, and then it comes to the secession of Scotland.

Bank, putting on such a scenario takes into account primarily the results of a in last week’s referendum in the UK, in which the Scots turned out to be the biggest supporters to stay in biskich relationship with Brussels. In Scotland for remaining islands in the Union it was in favor of more than 60 percent. voting.

Fig. Bartosz Bobkowski / agency

Read also: British more than the EU officials began to interfere with the Poles. They write about the British tabloids.

Besides, there are also important statements and actions Scottish politicians. Nicola Sturgeon, Scottish Prime Minister, the vote on Brexitu clearly protests against him. He says that Scotland does not want to be with the European Union, suggesting the need for repeat referenda – both in Scotland about its independence, as well as on Brexitu again in the UK.

On Wednesday pM Sturgeon will meet with Jean-Claude Juncker, president of the European Commission – have time to think on how Scotland could remain after Brexicie in the European Union.

the text comes from the blog “Subjectively about the stock market and the economy “

Cyfrowy Polsat return the money for poor quality broadcasts matches of Euro 2016 Ipli. OCCP is still waiting for an explanation – Virtual Poland

Resignation channel Polsat Sport 2 HD and Polsat Sport HD 3 and return the entire fee for the package or the use of IPLA Sport 30 days free. This choice gives Cyfrowy Polsat customers who complained about the poor quality of the matches in Euro 2016. Reimbursement was the solution that the operator suggested the Office of Competition and Consumer Protection. OCCP is still, however, did not live a full explanation of Cyfrowy Polsat.

– It was only waiting for an explanation from the company. One letter we received and look forward to complete the remaining data – explained to us on Wednesday morning Margaret Cieloch, a spokeswoman for the UOKiK.

On the other hand, a spokeswoman for Cyfrowy Polsat Olga Zomer in a telephone interview with the Financial WP on Wednesday assured that reporting, the operator began to answer ” to-date from the moment they started to flow. “

– Now, some customers began to share the way of dealing with complaints, but I would like to emphasize that this is a process that lasted date of the first reported by users inconvenience, since the first matchdays – stressed Zomer.

a spokeswoman for Cyfrowy Polsat argued that “each application was analyzed individually,” but admitted that a refund for sports channels or 30 days to use for free with Ipla Sport is “one of the ways to “deal with claims of customers. Olga Zomer did not want to reveal how much was such complaints. – It’s a small group of our clients – assured.

The question of whether to accede to the complaint means that Cyfrowy Polsat finally admits that technical problems were on his side, Olga Zomer replied evasively. – From the beginning, we asked users who noticed some trouble to send in details of how it looks and every application we regarded individually, adequately to the situation – she said.

Recall that the problems with transmissions of matches through Ipli They appeared at the beginning of the championship. Some people, who have paid 99 zł for a full package of Euro 2016 complained about the very poor image quality, incorporating every moment buffering, and even a complete lack of service. The case grew out loud on the Internet, where irritated users posting screenshots showing the fatal quality of service.

For a time, Cyfrowy Polsat does not admit the mistake and asserted that “checks, which could be a source of potential technical problems “, while asking customers to send us a detailed description of the problem.

In the end, a matter of interest to the OCCP, which also flowed complaints of dissatisfied customers. June 22 The Office published a statement in which he wrote that complaints about Cyfrowy Polsat and Telewizja Polsat concerned not only the quality of transmission through Ipli, but also the “relationship with consumers.”

“UOKiK asked Cyfrowy Polsat m.in ., how it intends to compensate for the inadequate provision of services. in the opinion of the Authority would be advisable to at least draw the fees paid by customers, “- written in the communication of 22 June.

it was also decided to check whether the” Cyfrowy Polsat introduced consumers an error indicating that having a full range of sports channels Cyfrowy Polsat will mean free access to broadcast all matches of the European Championship. ” OCCP took up the issue off on the digital platform channels Das Erste and ZDF, which broadcast the matches of Euro 2016. “Both channels are broadcast signal free and can be picked up free of charge by any person having an appropriate receiver” – noted.