Saturday, August 6, 2016

We already know why Alma delicatessen are in serious trouble. What is next for chain of stores? – Gazeta.pl

Shares Alma fell on Thursday on the Stock Exchange by 19.7 percent, on Friday, falling further. These are the cheapest since 2003. They cost less than $ 5. In October were 10 gold, a year earlier – in October 2014 were 20 gold. If someone wants to go on, yes – agrees: in October 2013 were 40 dollars.

 Listing nd & # x142; governmental Alma  Market source: investing.com

the crisis grew so long. But it is increasingly clear that now it will not take long.

Here are six signs that Alma is very seriously ill

  • They stopped believing in it even stock analysts, who are professionally look at retail companies. The brokerage house BOS wrote:

“We decided to stop issuing recommendations for Alma Market SA taking into account the risks associated with the ability of the company to recover the stable profitability of its core business, challenging market conditions that affect the reduction of the company’s profits, and carried out the restructuring of the group, whose ultimate effect is difficult to predict. “

The term” difficult to predict “is here quite diplomatically. As someone from years of watching the market professionally, you probably can predict what will happen, but maybe this will not write. And if you really can not predict that this by itself proves the company very sick.

  • For stock investors Delicatessen Alma virtually are already bankrupt . It can be calculated.

Alma owns a few per cent stake in the company Vistula. This package of stock quotes is worth 41.9 million PLN. Meanwhile, the market value of the whole Alma on the same stock exchange is valued at 27.8 million PLN. If the company, which has something for nearly 42 million is worth less than 28 million this means that the rest of the company – all outside the block of shares of Vistula – is valued by the market at -14.1 million PLN. Otherwise: the whole business Almy outside the block of shares of Vistula is, according to the market not worth a dime.

 The market valuation of business Alma Market  data: WSE, Alma Market

  • Equity Alma melts

The books of Alma’s equity is still 155 million PLN, but a year ago amounted to 279 million PLN. During the year he declined by nearly half. But the whole company Alma as a capital group is highly complicated. If instead of the whole group (doing different things besides running stores), we will focus only on the stores (separate report of Alma, the retail segment), there is capital, ie the difference between assets and liabilities fell during the year from 90 million PLN to PLN 13m . Oh, again something negative …

 The results of the retail segment Alma Market  source: semi-annual report Alma Market

  • Rescue in cash from subsidiaries

In the first half of the year Alma repaid 20 million PLN loans. That’s a lot, because at that time from operating activities was only PLN 9.8m cash. Fortunately, she won 17 million PLN in the form of dividends from subsidiaries. So Alma continues to pay his debts, but if failed to draw cash from subsidiaries (including Krakowski Kredens and Paradise Group) it could be that differently. Of course, inability to service its debts in time means bankruptcy.

 Finance Alma Market in the first XF3 p &  #; & # x142; roczu 2016 source: semi-annual report Alma Market

Please also look at the bottom of the table and the position of “cash and cash equivalents at end of period”. There is MINUS 19.6 million PLN. And at the beginning of the period or at the beginning of the year was MINUS 20.4 million PLN. This company is constantly on the very serious overdrawn.

  • Relationships with banks look alarmingly

PKO BP June 8 extended lines of credit the company, but only until July 16. On the other hand, on July 16 it extended only until 15 September. Usually banks, in contact with healthy companies, they have no problem getting credit lines extend for a year and not return to the subject every month or two. And here it’s different. In March, the company extended thee the credit line in BZ WBK and revolving credit mBank, but only until the end of August. In a few weeks Alma is therefore important matters to attend to as many as three banks.

  • Votum mistrust of suppliers

a key issue in the retail business: the supplier of the goods are no longer willing to credit Alma as far as the shops is a very big problem. Big enough that Alma’s report mentions several times that “recorded at the end of the first half of 2016 years notable policy of shortening the time limits granted to date trade credit”

What is important – in terms of what happens at the end of the first half, which is only since July. The company had problems before, and this is a new problem further, which essentially hinders recovery from all the other problems.

SEE ALSO: Empty shelves in the well-known Polish stores. It’s the beginning of the end?

The store Alma Delicatessen (separate report, part retail) inventory turnover in the first half of the year was 31 days. Average payment until 86 days. So suppliers are waiting for the money for the goods an average of almost three months. Despite this, Alma, and so he recorded in this period more than PLN 12 million operating loss.

So if in this case the supplier does not want to wait for the money so long, are three choices:

– or Alma exacerbate the loss and will be on the fast track to bankruptcy

– either with the shortening of the period of settlements will be reduced or inventory turnover, that the goods will be faster selling (probably wants to achieve Alma closing the least profitable store locations)

– or the company will simply lose its suppliers and will have more and more empty shelves. What, moreover, is already beginning to happen:

 No merchandise & # XF3; above delicatessen  Alma Photo: Marta Kliszko / Editor


Marcpolu from the moment in which they began to disappear provider and appear empty shelf space for bankruptcy a few months have passed . Probably so just have to endure the agony of chain stores lacking the necessary trade credit, and thus the working capital.

And if Alma somehow managed to start out of trouble, it’s a moment get in back new sales tax. Another networks make it more moderate trouble, the drama will not, but in the case of Alma is the last thing this company needs now. Scary bad luck.

Why Alma, which was to be something unique on the Polish market fell into such trouble? It is also lined in its report:

 Fragment financial statements of Alma Market  source: semi-annual report Alma Market


Alma could succeed as long was exceptional against unleavened hypermarkets. Then the market changed, Alma lost its uniqueness and was forced into direct competition with companies that ułożyły themselves your business more profitably. Her way of defense, was looking for new sources of revenue. They invested millions in network Paradise Group peddling shoes. This business, however, completely Alma did not come, because those millions were lost. For errors in business to pay. Therefore Alma today can hardly languished. Regular daily capitalism.

[Update August 5 20:24] Below is the official statement we received from spokesperson Alma today in the afternoon and evening:

in connection with emerging media reports on the situation in the shops Alma, please note that:

replanishment shops Alma profitable institutions remains on the right
level. According to the announcement and the information that we gave in our
reports establishments that do not generate adequate revenues will
limited surface or closed, so that their product range is reduced.
at the same time we open stores in locations with better potential sales. In
May. We launched a store in a new location in Lodz, in July Węgrzce wheel
Krakow.

Published unconsolidated net profit for the first half of 2016. concerning the company Alma
Market SA is better compared to the same period of 2015. generated
net profit is 2, 48 million zł and is 113 percent. higher than the result in the corresponding
period last year.

Profit from continuing operations in the reporting period per share amounts 0.45
zł compared to 3.41 zł as at 31.12.2015.
the positive net cash flow from operating activities and investment were
better in both cases by more than 15 million zł year on year, while the company
repaid over 20 million zł loans.

shareholders’ equity at June 30, 2016. is more than 5.2 million higher in the
compared to the the end of 2015.

Alma Market SA realized published in March 2016. earnings forecasts
achieving net profit level of 2.48 million zł, which gives 124 percent. the forecast.
5 August 2016 r., the company signed two annexes prolonging the loan agreement
the financial value of 12 million zł and 7.5 million zł.

Board of Alma Market whereas the further development of the company made a decision to
reviewing strategic options in all areas of business .
the company is considering seeking an industry investor, maintaining the existing structure
ownership, as well as the search for a financial investor. Decisions related to
selection of a particular option has not yet been taken.

The company Alma Market SA seeks to ensure that all time working to improve the situation
in their stores, which in perspective should bring the expected results. In this
when customers apologize for the temporary inconvenience and we ask everyone to
understanding.

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