– Department sends approx. 20 million letters to the insured on the state of the accounts at 31 December 2015. A novelty in this year’s information is to provide the total amounts zewidencjonowanych account – the total amount of sub-account and the account, and the notional pension calculated on the basis of these amounts – said the agency Newseria Business Magdalena Przewoźniak from the Department of Insurance and Premiums in ZUS Headquarters.
information receive each born after 31 December 1948, which even for a short period of his life was subject to social insurance, which were paid to him contributions. Those who worked before 1999, will also learn how accumulated initial capital if the previously occurred to Social Security for its calculation. ZUS will also provide information about the contributions discharged on sub ZUS and OFE.
Those who have completed 35 years, know the three variants of the hypothetical pension.
– In the first variant, the pension is calculated on the basis of the funds collected at the end of 2015, assuming that a person will no longer work, or to Social Security will no longer affect any premium. In the second variant calculations, it is assumed that a person working to retirement age and discharged to ZUS on a monthly average premium calculated from professional life. What is new is the notional pension, calculated according to the balances on 31 December 2015, but the account and sub-total – explains the expert.
Our Future
It also recalls that one should not underestimate the information sent by ZUS, as the data contained in it relate to the future of each of us.
– the data disclosed in the information about the state of the account records are a reflection on the individual account with ZUS. On the basis of the documents submitted by contributors. In the future, will form the basis for calculation of our pension from ZUS. Therefore, in case of any doubt or to intervene in the payer (eg employer), or in the near field unit branch of ZUS – underlines Magdalena Przewoźniak.
If the data sent by the Department of the insured finds errors, for example. Premiums were lower than he should pay the employer or by a period of in general have not been paid, it should be clarified. The best apply to the employer. He has 60 days to respond to such a request. If you do not respond, the matter may be submitted to the Social Insurance Institution. It is the present example. Strips of wages or a copy of the employment contract, which indicates the amount of remuneration.
– If an employee notices that they were not for him discharged premiums or the employer has not reported to insurance, especially when changing jobs should apply to ZUS for determining the social security regime, presenting documents proving that they actually entered into an agreement with the employer. The plant will arise to the employer asking them to respond to and perform all control proceedings and issue a decision determining the compulsory insurance of employees and on the basis of the decision fixing the financial contributions. From that moment the employer is arrears in payment of contributions and Social Security from office engaged in their execution – explains Przemysław Stobiński, legal advisor with the law firm CMS.
As noted Stobiński, malicious or persistent failure to pay premiums Polish Penal Code treats as a crime, and it is prosecuted by the prosecution. Therefore, in the process of a possible employee for whom contributions were not paid, it is a victim.
ZUS premiums are treated as declared by the employer actually paid. The situation is different self-employed people, where only the actual payment guarantees its recognition by the Department.
– A person who works, has cataloged contributions, uses all the benefits and will in the future have accrued retirement including even those contributions, which were not by the employer actually paid. However, if ZUS no information about insurance worker, is a necessary element to ensure a contribution is to apply to the Department for the establishment of the social security regime and calculation of the amount of contributions – emphasizes Przemysław Stobiński.
Newseria, abo
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