If the housing will become cheaper, it’s for other reasons, for example. Demographic – he said.
He also stressed: You can see that there is a preference for raises many children, it fits also in the pro-family policy, because housing can potentially be a more important factor in increasing fertility and assistance to families than the program 500 Plus .
he added that it is difficult to predict, as besides this program – if implemented – impact on the Polish economy and Polish society, and perhaps also in politics.
it is known that the beneficiaries of the program are likely to be the generation now entering adulthood, rather than today’s 30-, 40-year-olds. It can always be asked, what is fair, someone always someone would envy. All is not satisfied. Some of today retirees or people in retirement age could lose because of hyperinflation early 90s savings deposited on the own apartment , and others have the opportunity to purchase apartment municipal the discount. Today’s 30-, 40-year-olds have to pay back mortgages, on the other hand, perhaps their starting point in his youth, was better than today’s young, of which a large part is not a contract of employment – pointed.
on Friday, Prime Minister Top Favorites presented the objectives of the program apartment Plus , the aim of which is to meet the housing needs of families with low and medium incomes.
Suskiewicz drew attention that the program consists of several different elements.
from today’s conference, the Prime Minister and Justice deputy minister of infrastructure that is more than we have heard in the announcements. Originally it was said about the program build on the land the Treasury affordable housing for rent from reaching the ownership and savings and loans (called savings accounts). With the conference it shows that there are other elements of the program Flat Plus. They are smaller and may not be as glamorous, but it is important – said the expert. He explained that in terms of supporting the construction of social (Social Housing Association, cooperatives), as well as modifying the formula of social housing.
They are to be rented on temporary contracts at the same time has to be amendment of the law on the rights of tenants. It gives you a chance to unlock this segment to social housing actually fulfill the role of housing for the poorest, and not for those who are trying to save for an apartment, because they know that no one throw, do not pay for rent, or simply do not enjoy the longer flat social, are more his needy – pointed.
In his view, it is good that the program has to be so diverse.
it would be nice to these few elements it was carried out in parallel. If we eg. The absolute priority was the construction of affordable housing for rent, at the expense of other elements of the program, plus apartment have attained goals. It was all of these elements together can apply for a new housing policy – rated.
He also pointed out that so far it is not known exactly how the program will be financed.
from what we heard, the state has to bring in kind of land, and besides measures do not come directly from the state budget. The operator has only to obtain external financing. You can guess, therefore, that it will be some loans and bonds. The state has to borrow the citizens for housing purposes in the formula of “non-profit”, the fact that, as I understand it, the money allocated for loans to be borrowed, and such external financing costs, you need him to pay interest. Even though it would not be so good and it would be desirable if the construction of apartments for rent took on a massive scale, because it would be too expensive. These small, less spectacular forms of support housing, are cheaper – he said.
In his opinion, the construction of apartments for rent, even on a limited scale, is needed because “starts a segment of society, people who not “caught” even for a credit or to rent at rates of commercial or social housing – are neither poor enough nor rich enough. “
the expert also commented on the emerging information that construction of flats for rent over the years will cost approx. 50 billion zł.
“it seems that it would take was a large scale. the Bank Gospodarstwa Krajowego has, to my knowledge, available yet about 5 billion zł funds, unused program apartments for rent, bought on the commercial market. When you stop the program money, as I understand it, would be directed to contribute to the program flat Plus, for the construction of apartments for rent on land Treasury “- he said.
in his view, if we could at least give apartments for rent in this formula, a few percent of annual supply of housing in Poland, it already would significantly improve the housing situation in our country.
the point is not that the rent was for everyone, but for those who have no other option. There are still people who can eg. To save the savings banks, waiting for an apartment or they can take a loan (the housing market in Poland will rather become cheaper), or join a cooperative or TBS, does not make sense to force + throw them + housing cost for rent, when they can not cope differently – he said.
He added that it is important to establish good accessibility criteria for assistance in obtaining housing under this program. In his opinion, the government prefers not to talk about the criteria of availability, only about places in the queue. According to Suskiewicza apartment Plus is also to give support to people who so far “not załapały” on state aid.
He noted that it is difficult today to say that the land resources of the Treasury will be built over, as there is no analysis, where lie the land, or eg. in city centers or on the outskirts of cities, whether they are well connected, “armed” in the appropriate infrastructure, whether – or how much – are “zabudowywalne.”
May within the framework of this program built “head” and not a way to force, for example concentrating construction in one place, far from the center on the grounds of the former military, because these are available. For the quality of life, issues of urban planning and communication state also bears responsibility, deciding on such a program. Because the cost of neglect of such cases may be large – said the expert.
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