- This is the first comprehensive solution to housing problems. This is a real project, at the end are dwellings, which bring the Poles – as Prime Minister of Law and Justice deputy yesterday extolled the National Housing Programme.
Three Pillars
The document, however, only assumptions. Specific bills should appear in this year, but will be adopted early next year.
Minister of infrastructure and construction, Andrzej Adamczyk, and his deputy, Kazimierz Smolinski, did not hide, that is still under analysis and calculations on which they depend detailed solutions.
Today it is known that the new program will be based on three pillars. The National Housing Fund is responsible for the construction of the promised campaign of affordable housing for rent. It will not be announced building societies, instead, the government proposes to introduce the individual sub-account savings for housing purposes. There will also be solutions supporting housing cooperatives, social and communal.
The state land
The most concrete is the low-cost housing for rent. Monthly rent is expected to be from 10 to 20 zł per square meter. Under the lease with the redemption of the property rent will be higher by approx. 20 percent. When the tenant will lose their jobs, the overpayment for redemption will be allocated for the current rent.
The creation of the National Housing Fund, which will receive the land belonging to the Treasury. Minister Adamczyk even says that the NFM is a bank of the earth. This means that the most attractive real estate will be able to sell or exchange, and affordable housing will be built on the plots in worse locations. Military Property Agency and the Agricultural Property Agency give up their land for free, state-owned companies (eg. PKP) to get in exchange shares in the NFM.
Registration for next year
The construction costs are not included in the price of land, hence the assumption that per square meter of housing just 2.5 thousand. zł. In large cities, certainly the price will be higher, because they are more expensive construction services and salaries of employees.
It is not known how many and what land will go to the NFM. Government officials do not want to talk too much will build affordable housing. – I fell once the number and function in circulation for 10 years – explained Deputy Minister of silence Smolinski. As for the promised by the Law and Justice in 2005. 3,000,000 flats.
With this came the promise that the recruitment of volunteers will begin in the second half of next year. Meanwhile, housing construction will be possible only in 2018, and the first will be handed the keys to tenants at the earliest in 2019 years.
– Anyone will be able to apply for an apartment for rent, regardless of age and income – assured the prime minister Awl. But at the same time he admitted that it will be necessary to develop criteria for determining the order of signing contracts. – Our offer is so attractive that will certainly round – the Minister Adamczyk. Scoring the decisive spot on the list will only be created, they preferred to be those with the lowest incomes and large families.
subaccounts instead of cash
The second pillar of the new housing program to be saving on your own roof over your head. There will, however, cash-residential construction appears to be the ability to create sub-accounts in banks.
In return for saving at least five years, will be entitled to a bonus pays by the State subaccount. What? I still do not know. Just as the ministry did not give-them, how much you need to pay per month for the sub. Earlier there were reports that a year would be so put down to 6 thousand. zł, and the premium for this amount to 900 zł. According to experts, it is not enough, so to encourage saving for their own roof over your head.
Kazimierz Smolinski stressed that it collected money and bonuses you will spend not only on the purchase of an apartment or house, but also renovation. – And this sub-account is different from the popular books ever housing – he stressed. About how to solve the problem of 1.1 million holders of such books, the prime minister and the ministers they did not say.
Saving will be possible at the earliest from 2018 year. The first bonuses will be paid in 2019. Then it will be dimmed program “apartment for the Young” and the money spent on subsidies for loans will be spent on bonuses for saving.
Public utility does not always
The least information is the third pillar of the housing program, namely the support of council housing, social and cooperative. Minister Adamczyk said that it, among others, the use of the potential of these forms of construction.
The concrete is proposed that the municipality could sign a lease agreement public housing for a specified period. Today, the agreement is indefinite and once granted apartment is difficult to recover. After the changes the tenant, which will improve the material status, they will pay market-related rent or leave the occupied hitherto premises. In this way, they should shorten the queues waiting for help from the community.
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