Ever since the community began to introduce maintenance debtors database BIG InfoMonitor (14.4 percent.) Of such entries belonging to more than 75 thousand. people have been disclosed in the available reports. And this is because more and more companies, including non-financial, in order to reduce the risk of loss of checks of potential customers on the lists of debtors, before signing the contract with them.
BIG InfoMonitor statistically every two seconds arises report to the robustness of payment a person or company.
Only in 2015. BIG InfoMonitor issued more than 16.6 million of such documents. In this way, the question of banks and other companies over the last 8 years, covered more than 75 thousand. maintenance debtors. Besides the children about their debt alimony learned also others, because it turns out that even the most hardened and camouflage debtors The maintenance from time to time they are forced out of the shadow. At the moment, when they want, eg. Take a loan or a loan to buy something on credit or take a subscription telephone, cable TV or the Internet, and if you are in the Register of Debtors BIG instead plans to meet their disappointment.
the only way to disappearance of the registry is complete repayment of debt. Partial repayment will only reduce the amount of arrears recorded in BIG.
– Important is any way limiting the impunity of people do not fulfill with their duty of maintenance. Their investigation leads to a considerable burden on the state budget and budgets of local government units. Total debts 278 799 defaulting parents in the Register of BIG InfoMonitor already exceeded 9 billion dollars. But ultimately it is not the state and local governments are the most vulnerable in this situation, but children who do not receive their rightful benefits – says Sławomir Grzelczak, president of BIG InfoMonitor.
Effective sanctions against debtors maintenance are very important because according to a study “Morality financial Poles” compatriots easy to find an excuse for abuse, which allowed many parents are avoiding the recovery of their children.
– there are sanctions moral not in all Poles work as would like to see the majority of the population – notes Andrzej Roter, Director General of the Conference of financial Companies in Poland, which, in cooperation with the Institute of Philosophy and Sociology, and in partnership with BIG InfoMonitor commissioned a study on “Morality financial Poles.” The survey shows that almost every fourth Pole (23.2 percent.) Is willing to justify “frequent switching of bank accounts to avoid the seizure of money by the bailiff.” 28.3 percent. one of us would have no qualms about “rewriting fortune in the family to escape the creditor” and up 35.6 percent. could explain “the work of black to avoid debt collection from your salary.” They include These three unfair procedures cause the recoverability maintenance in Poland does not exceed 20 percent.
– Poor quality of discharging the obligations of maintenance is one of the financial challenges facing Poland each successive government. It grows because the scale of spending budget to help those bringing up children without the support of the other parent. Consequently, the challenge for each new government is how to influence the improvement of the moral condition of the Poles in the financial area, we as a society do not have to bear the high cost of such immoral behavior – adds Andrzej Roter.
Number of maintenance debtors and the amount of debt in the regions
From the previous quarter, ie from the end of March, the number of maintenance debtors increased in all provinces. Online BIG InfoMonitor attended their 10-615 and is now a total of almost 279 thousand. The most number of maintenance debtors increased in Wielkopolska and Lubuskie, respectively, by 11.8 percent. and 9.8 percent. The least maintenance debtors came in Świętokrzyskie, Podkarpackie and Podlaskie from 1.4 to 1.8 percent.
About almost another 0.5 billion also increased the amount of debt niepłaconych maintenance, thus exceeding the already 9 billion zł. As in the case of changes in the number of debtors, the largest increase took place in the province. Wielkopolska – by almost 14 per cent., more than 79 million zł, and in the province. Lubuskie more than 11 percent. (23.5 million zł).
Most maintenance debtors still lives Province of Silesia, Lower Silesia and Mazowieckie. The highest amount of debt maintenance this time belongs to this region. Silesia, the infamous leader of the rankings at the end of March, was in second place. But it is not in Mazovia and Silesia are most likely to meet the parent entered into the Register of Debtors BIG for failure to pay child support, but in the Warmia and Mazury and Western Pomerania. It is in these parts of the northern Polish, 1,000 adult residents of 13 there are an unreliable alimenciarze. In the province. Kuyavian-Pomerania, and there are almost 12-per 1000 adult inhabitants, and in Lubuskie and Lower Silesia over the 10. The national average is 9 maintenance debtors 1,000 adult Poles.
Number of municipalities providing information on debtors maintenance
2 468 municipalities operating Poland, currently 2 281 places information about the debtors maintenance in the register maintained by the BIG InfoMonitor. According to regulations, municipalities are required to enter all the information bureaus in Poland, parents, for whom benefits are paid Alimony Fund. Many municipalities, however, still do not do this, others will bring only part of the data. Meanwhile, you can see that the entries give results. The analysis BIG InfoMonitor that during the last quarter managed to recover 0.8 billion zł overdue child support.
The average debt of maintenance per person
The average value of the liability for unpaid child support per per debtor, from the end of March to the end of June 2016 it increased by 527 zł, and now stands at 32 301 dollars. The amount is staggering, the equivalent of two years of the current minimum wage net (1355 zł) and the equivalent of more than 7 years of payments average benefits from the Alimony Fund (374 zł). It is also almost 5.5 years using the program 500+ per child. Average debt increased in 15 provinces, fell slightly only in the Malopolska region to the amount of 34 438 zł. Still the highest in the Lublin and after a rise of 36 zł is now 37 209 zł. Above the national average falls to 10 provinces. The average debt of maintenance is lower than presented to the Polish provinces: Lodz, Opole, Warmia and Mazury, Lower Silesia, Silesia and Lubuskie.
record holders The maintenance
At the end of June 2016 the most indebted person in Poland because of niepłaconych maintenance was a 48-year-old man from the West Pomeranian province. Its maintenance debt has exceeded 470 thousand. zł. Another provincial record maintenance lives in Galicia and the child is guilty of more than 448 thousand. zł. A total of sixteen record holders, one from each province has to donate 5.8 million. These are the only men – the youngest is 33 years old, the oldest 64. Generally among maintenance debtors dominate fathers – there are more than 95 percent. among registered in the BIG InfoMonitor for non-payment per child.
Action “Recycle Maintenance”
Not only the local government units, as well as any private individual holding a court order, may enter into the Register of BIG debtor maintenance. As part of the promotional campaign “Recycle Maintenance” entry debtor to BIG InfoMonitor by an individual leaves only costs 1 zł instead of 69 zł. The action, launched in May 2015 by BIG InfoMonitor, started for people bringing up children without the support of the other parent and the Alimony Fund, and the majority of them.
According to the estimates of women’s organizations in Poland, close to a million children do not receive child support, and help fund gets only about 330 thousand. of them. The consequence of the use of the Alimony Fund is also the input of parents debtors to BIG-s. According to the law, municipalities are obliged to those who fund sparing the dependent children, they went to all the Registries Debtors BIG in Poland. For other parents unreliable, making such an entry in the hands of caregivers niealimentowanymi children.
More than 200,000 zł recovered child support through the stock BIG InfoMonitor. In 13 months, since the launch of shares to BIG InfoMonitor reported almost 650 people interested in entering the maintenance debtor to the registry. In total introduced to the BIG InfoMonitor debts of more than 3 million zł. So far they managed to recover 206 thousand. zł.
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