MdM program pushes young peripherals, developers want … – Radio MC

MdM program pushes young peripherals, developers want … – Radio MC

The MdM “pushes” young urban periphery, because only there low housing prices allow for the purchase of dofinasowaniem. This leads to urban sprawl – think developers and postulated increase in the price caps.

The MdM is not conducive to the sustainable development of cities. Many dwellings covered by dofinasowaniem located in neighborhoods located far from urban centers, and this is where young people begin to migrate. Continuing the program can increase urban sprawl and thus generate additional costs for governments and society – says James Zagorski, director of sales, Skanska Residential Development Poland.

At the confirmation Zagorski cites GUS, according to which in the years 1995-2013 the population of agglomeration Warsaw has increased by 332 thousand. Warsaw alone while only about 89 thousand. “Young people leave to cheaper neighborhoods and the outskirts of cities, even though they are away from the center of at least a few kilometers away. Meanwhile, an apartment on the outskirts of a very high costs primarily for local governments. It is necessary to build roads, sidewalks, lighting, water supply, gas, energy, creation or expansi on of schools, kindergartens and other public service agencies, lead the public transport lines. Then there are social and environmental costs resulting among other things, increased traffic and roads leading capping “- explains Zagorny.

After 11 months of the program MdM such a diagnosis is confirmed also by Konrad Płochocki, Director General of the Polish Association of Developers (PZFD). “Where you can apply for an apartment with a mark settlements are located in the following, less-connected urban districts. This program enhances the process of shaping the urban sprawl” – he admits. It also presents an example of Warsaw: “Practically, there are no projects in the districts of type Mokotów, Żoliborz, Bielany, Downtown, or – with individual exceptions – Will that qualify for the program,” – says.

Speaking about the negative consequences of such the process of social, economic and urban planning also recalls that the impact of a program is in contradiction with the recommendations of the European Commission, which points to the need to create more compact cities. Therefore, developers are expected relationship between the Ministry of Infrastructure changes to the program.

Indicates m.in the need to raise prices maximum qualifying local program MdM. They are different for municipalities; currently range from 3173.45 zł / sqm for some municipalities in the province. Świętokrzyskie to 6583.14 zł / sqm in Warsaw. According Płochockiego set a maximum price level means that in some cities offer units eligible for the program is less than 5 percent. all homes for sale. At the same time emphasizes that the Union is not expected to increase the amount of subsidies and wants only to persons benefiting from the program MdM able to buy subsidized apartment more expensive, which increases the possibility of buying the apartment nearer the city center.

Increasing the price caps (no compound specify to what level) for flats purchased under the program MdM is not the only change they expect developers. They also want to funds from the special reserve in the budget, which are not used in a given year to aid in the MDM spilling over into the next year and subsequent years. Furthermore, the conclusions in the MdM, in their opinion, should be submitted until the entire limit the use of appropriations for the program. In 2014. On the program will receive a total of 600 million. zł. Every year, this amount will be increased until 2018. On which you have a pool of 762 million zł.

These activities are designed to provide wider access to the program, because, as experts assess the current program is designed to operate “half-heartedly”. Bartosz Turek with Lion’s Bank estimates that the measures planned for 2014 year to payments under MdM is allocated only about 38 percent. According to his calculations, based on proposals submitted to the buyers premises of the National Economy Bank for the first 11 months of the program, only the use of subsidies reached 294 million.

The developers have also, for a small share of large families (by less than 4 percent PZFD . beneficiaries of MDM is a family with two or three children) in the program and postulate the abolition of the requirement for such families to buy their first apartment. Large families, in their view, be able to participate in the program, even if they already have their locale, but they need a bigger apartment.

The Ministry of Infrastructure has proposed amendments to the Act, which regulates state aid in the purchase of a first home for young people . He wants to, inter alia, increase support for large families. Persons with two children will be able to obtain funding in the amount of 20 percent. (Now 15 per cent.), And the family, and those with at least 30 percent of their three children. (Now 15 per cent.) The replacement value of the apartment. Furthermore, the program is to enable the purchase of an apartment from a housing association, as well as new homes caused by reconstruction, which is to broaden the base of apartments eligible for the program.

The amendment prepared by the Ministry is currently consulted, but already PZFD estimates that proposed solutions are inadequate. Currently, the Ministry of Infrastructure does not prejudge whether the solutions proposed by the developers will be applied. He admits that he is familiar with these proposals and will address them when completed consultations. (PAP)