Tuesday, July 14, 2015

Falling number of commercial banks in Poland – Wprost 24

Falling number of commercial banks in Poland. Just a few la ago there were 50, now their number does not exceed 40. Consolidation will continue, because with the current business requirements smaller banks have no reason to exist. An active role in this process wants to play PZU, which is waiting for decisions from KNF-on acquisition of shares of Alior Bank.

– I’m a hundred percent sure that the consolidation of the banking sector must take place, particularly between players from the seventh to the twentieth place. The reason is what happens in the world, the management of banks, technological requirements. Size does matter, banks that are not big enough, simply not be able to survive – says in an interview with the agency Newseria Business Andrzej Klesyk, CEO of PZU.

In Poland dominated by banks, which are daughter companies Western banks. With their troubles may occur faster consolidation of the Polish sector. Commercial banks now is far less than even a few years ago. According to the Polish Financial Supervision Authority in 2011 there were 50, now it is less than 40. In addition, the economic environment is not conducive to banks – their influence among lower income low interest rates (at 1.50 per cent.) and the reduction of interchange fees. The way to survive is increasingly becoming the consolidation.

In this process, the PZU intends to actively participate.

– We have this predisposition. Firstly, we are an institution regulated, and so well-known Polish Financial Supervision Authority’s attention, on the other hand we have the capital. In addition, an institution such as PZU is perceived by our investors as well managed, because we have the ability to attract good managers to manage this type of transaction – says Andrzej Klesyk.

The company announced that it wants to buy 2-4 smaller banks and ultimately create a strong player who will join some of the largest banks in the Polish bank. Currently PZU waiting for decisions KNF-in, thanks to which it will be able to take over the shares of Alior Bank (30 per cent. Of shares worth 1.6 billion zł).

The problems banks may deepen the introduction of a bank tax, which promises to PiS. The tax on assets is estimated at 0.39 per cent. According to Klesyk tax will be passed on to customers primarily in the form of higher fees for account maintenance, use credit cards or ATMs.

– The market has already discounted a reduction in earnings of individual banks and it shows the valuations and waluacjach banks in Warsaw stock market – says Andrzej Klesyk.

In the last three months WIG-banks grew by more than 10 percent. a decline.

Newseria.pl

‘; }} If (! Expand_pos) destObj var = ‘# comments-container -’ + id_element + ‘-’ + id_parent; else var destObj = ‘# comments-container -’ + id_element + ‘-’ + id_parent + ‘-’ + expand_pos; if (oJsonObject.large_votes_buttons) $ (‘# comment-large-votes -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.large_votes_buttons); $ (DestObj) .html (returnHTML); if (first_level) {coments_textCollapse (destObj); $ (‘# List-comments-combobox-order’). Val (oJsonObject.orderIndex); } $ (‘# Comments-container -’ + id_element + ‘-’ + id_parent) .animate ({opacity: 1}); }}, Error: function () {$ (‘# comments-container -’ + id_element + ‘-’ + id_parent) .animate ({opacity: 1}); $ (‘Body’). Css (‘cursor’, ‘default’); }}); } Function comment_toggleAnswers (id_element, id_parent) {var answbtn = $ (‘# comment-answers -’ + id_element + ‘-’ + id_parent); answcntr var = $ (‘# comments-container -’ + id_element + ‘-’ + id_parent); if (answbtn.hasClass (‘answers-link-down’)) {answbtn.addClass (‘answers-link-up’); answbtn.removeClass (‘answers-link-down’); if (answcntr.text () == ”) {comments_get (id_element, id_parent, false, false, false); } Answcntr.slideDown (); setTimeout (function () {coments_textCollapse (‘# comments-container -’ + id_element + ‘-’ + id_parent, true);}, 500); } Else {answbtn.removeClass (‘answers-link-up’); answbtn.addClass (‘answers-link-down’); answcntr.slideUp (); }} Function comments_showAlertForm (id_element, id_parent) {$ (‘.comments-newComment’). Hide (); $ (‘.comment-Item’). RemoveClass (‘comment-item-added’); $ (‘.comment-Item’). RemoveClass (‘comment-item-addform’); $ (‘Body’). Css (‘cursor’, ‘wait’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’, date: {‘alert-forms’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘url’ : comments_geturl (), ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ (‘body’). css (‘cursor’, ‘default’); if (oJsonObject) { $ (‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.html); $ (‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .fadeIn (); $ (‘ # allertcomment-text – ‘+ id_element +’ – ‘+ id_parent) .hide (); $ (‘ # comment ‘+ id_parent) .addClass (‘ comment-item-addform ‘);}}, error: function () {$ (‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html (‘An error’); $ (‘body’). css (‘cursor’, ‘default’);}}); } Function comments_showAddForm (id_element, id_parent) {$ (‘.comments-newComment’). Hide (); $ (‘.comment-Item’). RemoveClass (‘comment-item-added’); $ (‘.comment-Item’). RemoveClass (‘comment-item-addform’); $ (‘Body’). Css (‘cursor’, ‘wait’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’, date: {‘add-forms’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘url’ : comments_geturl (), ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ (‘body’). css (‘cursor’, ‘default’); if (oJsonObject) { $ (‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent) .fadeOut (20); $ (‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.html) $ ( ‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .fadeIn (); $ (‘# comment’ + id_parent) .addClass (‘comment-item-addform’);}}, error: function () { $ (‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .html (‘An error’); $ (‘body’). css (‘cursor’, ‘default’);}}); } Function comments_hideAddForm (id_element, id_parent) {$ (‘# comments-newComment -’ + id_element + ‘-’ + id_parent) .slideUp (); $ (‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent) .fadeIn (); $ (‘.comment-Item’). RemoveClass (‘comment-item-addform’); } Function comments_submitAddForm (id_element, id_parent) {$ (‘body’). Css (‘cursor’, ‘wait’); $ (‘# NewComment-wait -’ + id_element + ‘-’ + id_parent) .show (); $ (‘# NewComment-wait -’ + id_element + ‘-’ + id_parent) .html (‘Sending data …’); $ (‘# NewComment-error -’ + id_element + ‘-’ + id_parent) .html (”); $ (‘# NewComment-text -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 0.3); $ (‘# NewComment-moreinfo -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 0.3); $ (‘# Comments-newComment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). Hide (); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’, date: {‘send-comment’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘text’ $ (‘# newComment-text -’ + id_element + ‘-’ + id_parent) .val (), ‘nick’: $ (‘# newComment-nickname -’ + id_element + ‘-’ + id_parent) .val (), ‘ uid: $ (‘# newComment-user-id -’ + id_element + ‘-’ + id_parent) .val (), ‘fbuid’: $ (‘# newComment-user-fb-id -’ + id_element + ‘-’ + id_parent) .val (), ‘TYPE_1′: ($ (‘# newComment-type-1 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)? 1: 0), ‘TYPE_2′: ( $ (‘# newComment-type-2 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)? 1: 0), ‘type_3′: ($ (‘# newComment-type-3 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)? 1: 0), // ‘id_parent’: id_parent, ‘url’: comments_geturl (), ‘curl’: comments_geturl ()}, dataType: ‘json ‘, success: function (oJsonObject) {$ (‘ body ‘). css (‘ cursor ‘,’ default ‘); $ (‘ # newComment-wait – ‘+ id_element +’ – ‘+ id_parent) .hide (); $ (‘# newComment-text -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# Comments-newComment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). FadeIn (); if (oJsonObject) {if (oJsonObject.error) {$ (‘# newComment-error -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.error); } Else {$ (‘.comments-newComment’). Hide (); $ (‘.comment-Item’). RemoveClass (‘comment-item-addform’); if (oJsonObject.html) {$ (‘# comments-container -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.html + $ (‘# comments-container -’ + id_element + ‘-’ + id_parent) .html ()); $ (‘# Comments-container -’ + id_element + ‘-’ + id_parent) .fadeIn (); }}} Else $ (‘# newComment-error -’ + id_element + ‘-’ + id_parent) .html (‘There was a mistake. There are no object.’); }, Error: function () {$ (‘# newComment-wait -’ + id_element + ‘-’ + id_parent) .hide (); $ (‘# NewComment-error -’ + id_element + ‘-’ + id_parent) .html (‘An error’); $ (‘Body’). Css (‘cursor’, ‘default’); $ (‘# NewComment-text -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# NewComment-moreinfo -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# Comments-newComment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). FadeIn (); }}); } Function comments_submitAlertForm (id_element, id_parent) {$ (‘body’). Css (‘cursor’, ‘wait’); $ (‘# Allertcomment-wait -’ + id_element + ‘-’ + id_parent) .show (); $ (‘# Allertcomment-wait -’ + id_element + ‘-’ + id_parent) .html (‘Sending data …’); $ (‘# Allertcomment-error -’ + id_element + ‘-’ + id_parent) .html (”); $ (‘# Allertcomment-text -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 0.3); $ (‘# Comments-alertcomment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). Hide (); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’, date: {‘alert-comment’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘text’ $ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .val (), ‘TYPE_1′: ($ (‘# comment-alert-type-1 -’ + id_element + ‘-’ + id_parent). is (‘: checked’)? 1: 0), ‘TYPE_2′: ($ (‘# comment-alert-type-2 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)? 1: 0), ‘type_3′: ($ (‘# comment-alert-type-3 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)? 1: 0), ‘type_4′: ($ ( ‘# comment-alert-type-4 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)? 1: 0), ‘url’: comments_geturl (), ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ (‘body’). css (‘cursor’, ‘default’); $ (‘# allertcomment-wait -’ + id_element + ‘-’ + id_parent) .hide (); $ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# allertcomment-moreinfo -’ + id_element + ‘-’ + id_parent) .css ( ‘opacity’, 1); $ (‘# comments-alertcomment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). fadeIn (); if (oJsonObject) {if (oJsonObject.error) {$ (‘# newComment-error -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.error); } Else {$ (‘.comments-newComment’). Hide (); $ (‘.comment-Item-text -’ + id_parent + ‘b.clRed’). Remove (); $ (‘.comment-Item-text -’ + id_parent) .html (‘ report has been sent! ‘ + $ (‘.comment-item-text -’ + id_parent) .html ()); $ (‘.comment-Button-alert -’ + id_parent) .attr (‘disabled’, ‘disabled’); }} Else $ (‘# allertcomment-error -’ + id_element + ‘-’ + id_parent) .html (‘There was a mistake. There are no object.’); }, Error: function () {$ (‘# allertcomment-wait -’ + id_element + ‘-’ + id_parent) .hide (); $ (‘# Allertcomment-error -’ + id_element + ‘-’ + id_parent) .html (‘An error’); $ (‘Body’). Css (‘cursor’, ‘default’); $ (‘# Allertcomment-text -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# Allertcomment-moreinfo -’ + id_element + ‘-’ + id_parent) .css (‘opacity’, 1); $ (‘# Comments-alertcomment -’ + id_element + ‘-’ + id_parent + ‘.newcomment-buttons’). FadeIn (); }}); } Function comment_zoomIn (id_comment) {$ (‘# comment’ + id_comment + ‘.comment-item-text -’ + id_comment) .addClass (‘comment-item-text-zoom’); $ (‘# Comment’ + id_comment + ‘.comment-button-zoom-in -’ + id_comment) .hide (); $ (‘# Comment’ + id_comment + ‘.comment-button-zoom-out -’ + id_comment) .show (); } Function comment_zoomOut (id_comment) {$ (‘# comment’ + id_comment + ‘.comment-item-text -’ + id_comment) .removeClass (‘comment-item-text-zoom’); $ (‘# Comment’ + id_comment + ‘.comment-button-zoom-in -’ + id_comment) .show (); $ (‘# Comment’ + id_comment + ‘.comment-button-zoom-out -’ + id_comment) .hide (); } Function comment_showAllUserBox (id_element, id_parent) {$ (‘.newcomment-user-box -’ + id_element + ‘-’ + id_parent) .hide (); $ (‘# NewComment-all-user-box -’ + id_element + ‘-’ + id_parent) .show (); $ (‘# NewComment-type-1 -’ + id_element + ‘-’ + id_parent) .attr (‘checked’, ‘checked’); comment_canSendComment (id_element, id_parent); } Function comment_showLoginUserBox (id_element, id_parent) {$ (‘.newcomment-user-box -’ + id_element + ‘-’ + id_parent) .hide (); $ (‘# NewComment-login-user-box -’ + id_element + ‘-’ + id_parent) .show (); $ (‘# NewComment-type-2 -’ + id_element + ‘-’ + id_parent) .attr (‘checked’, ‘checked’); comment_canSendComment (id_element, id_parent); } Function comment_unsetFBprofile (id_element, id_parent) {$ (‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr (‘alt’, ”); $ (‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr (‘title’, ”); $ (‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr (‘src’, ‘http://www.wprost.pl/G/blogi/ face_blog_default.jpg ‘); $ (‘# NewComment-moreinfo-fb -’ + id_element + ‘-’ + id_parent) .hide (); $ (‘# NewComment-infobar-4fb -’ + id_element + ‘-’ + id_parent) .show (); $ (‘# NewComment-user-fb-id -’ + id_element + ‘-’ + id_parent) .val (”); $ (‘# NewComment-type-1 -’ + id_element + ‘-’ + id_parent) .attr (‘checked’, ‘checked’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/profil.php’, date: {unsetFBprofile: 1}, dataType: ‘json’, success: function (oJsonObject) {}, error: function () {}}); comment_canSendComment (id_element, id_parent); } Function comment_assignFBprofile (id_element, id_parent) {$ (‘# assignFBprofile-error -’ + id_element + ‘-’ + id_parent) .html (”); FBConnectInit (function (_FBuser) {if (! _FBuser) {$ (‘# AssignFBprofile-error -’ + id_element + ‘-’ + id_parent) .html (‘There was a mistake. No connection with Facebook.’);} Else if ( ! _FBuser.id & amp; & amp;! _FBuser.name & amp; & amp;! _FBuser.link) {$ (‘# assignFBprofile-error -’ + id_element + ‘-’ + id_parent) .html (‘There was a mistake. No connection to the service Facebook or not all data have been transmitted. ‘);} else {$ (‘ .newcomment-user-box – ‘+ id_element +’ – ‘+ id_parent) .remove (); $ (‘ # newComment-user-fb-id- ‘+ id_element +’ – ‘+ id_parent) .val (_FBuser.id); $ (‘ # newComment-infobar – ‘+ id_element +’ – ‘+ id_parent) .html (‘ ‘); $ (‘ .comment-newComment-form – ‘+ id_element +’ – ‘+ id_parent +’ .comment-newComment-thumb img ‘). attr (‘ alt ‘, _FBuser.name); $ (‘ .comment-newComment-form – ‘+ id_element +’ – ‘+ id_parent +’ .comment-newComment-thumb img ‘). attr (‘ title ‘, _FBuser.name); $ (‘ # newComment-type-3 – ‘+ id_element +’ – ‘+ id_parent) .attr (‘ checked ‘,’ checked ‘ ); if (_FBuser.link) {$ (‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). addClass (‘pointer’); $ (‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Click (function () {window.open (_FBuser.link, ‘facebook’) ;;} ); } If (_FBuser.image) {$ (‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr (‘src’, _FBuser.image); } Comment_canSendComment (id_element, id_parent); }}); } Function comments_vote (id_element, id_parent, id_vote, vote, is_large) {$ (‘body’). Css (‘cursor’, ‘wait’); if (is_large) {$ (‘# comment-large-votes -’ + id_element + ‘-’ + id_parent + ‘a’). click (function () {return false;}); $ (‘# Comment-large-votes -’ + id_element + ‘-’ + id_parent) .animate ({‘opacity’: 0.3}); } Else $ (‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). Animate ({‘opacity’: 0.3}); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’, date: {‘set-vote’: 1, ‘id_element’: id_element, ‘id_parent’: id_parent, ‘id_vote’ : id_vote, ‘is_large’: (is_large? 1: 0), ‘vote’: vote, ‘url’: comments_geturl (), ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ (‘body’). css (‘cursor’, ‘default’); $ (‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). animate ({‘opacity ‘: 1}); if (oJsonObject) {if (oJsonObject.error) {if (oJsonObject.voted == 1) {$ (‘ # comments-toolbar2 – ‘+ id_element +’ – ‘+ id_parent +’ .form-button- vote ‘). attr (‘ disabled ‘,’ disabled ‘); $ (‘ # comments-toolbar2 – ‘+ id_element +’ – ‘+ id_parent +’ .form-button-vote ‘). addClass (‘ form-button-vote- voted ‘);}} else {if (is_large & amp; & amp; oJsonObject.large_votes_buttons) {$ (‘ # comment-large-votes – ‘+ id_element +’ – ‘+ id_parent) .html (oJsonObject.large_votes_buttons); $ (‘ # comment-large-votes – ‘+ id_element +’ – ‘+ id_parent) .animate ({‘ opacity ‘: 1}); } Else {$ (‘# comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). Attr (‘disabled’, ‘disabled’); $ (‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). AddClass (‘form-button-vote-voted’); $ (‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote-yes’). Val (oJsonObject.votes_yes); $ (‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote-no’). Val (oJsonObject.votes_no); }}}}, Error: function () {$ (‘body’). Css (‘cursor’, ‘default’); $ (‘# Comments-toolbar2 -’ + id_element + ‘-’ + id_parent + ‘.form-button-vote’). Animate ({‘opacity’: 1}); if (is_large) {$ (‘# comment-large-votes -’ + id_element + ‘-’ + id_parent) .html (”); $ (‘# Comment-large-votes -’ + id_element + ‘-’ + id_parent) .animate ({‘opacity’: 1}); }}}); } Function comment_canSendAlert (id_element, id_parent) {var txt1 = $ .trim ($ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .val ()); var ret = false; if ($ (‘# comment-alert-type-1 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {$ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .hide (); ret = true; } Else if ($ (‘# comment-alert-type-2 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {$ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .hide (); ret = true; } Else if ($ (‘# comment-alert-type-3 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {$ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .hide (); ret = true; } Else if ($ (‘# comment-alert-type-4 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {$ (‘# allertcomment-text -’ + id_element + ‘-’ + id_parent) .show (); ret = ((txt1! = ”) & amp; & amp; (txt1.length & gt; 20)); } If (ret) $ (‘# comment-alert-send -’ + id_element + ‘-’ + id_parent) .removeAttr (‘disabled’); else $ (‘# comment-alert-send -’ + id_element + ‘-’ + id_parent) .attr (‘disabled’, ‘disabled’); } Function comment_canSendComment (id_element, id_parent) {var txt1 = $ .trim ($ (‘# newComment-text -’ + id_element + ‘-’ + id_parent) .val ()); var txt2 = $ .trim ($ (‘# newComment-nickname -’ + id_element + ‘-’ + id_parent) .val ()); var IDU = $ .trim ($ (‘# newComment-user-id -’ + id_element + ‘-’ + id_parent) .val ()); iduf var = $ .trim ($ (‘# newComment-user-fb-id -’ + id_element + ‘-’ + id_parent) .val ()); var ret = false; if ((txt1! = ”) & amp; & amp; (txt1.length & gt; = 3) & amp; & amp; (! $ (‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .is (‘: visible ‘))) {if ($ (‘ # newComment-type-3 – ‘+ id_element +’ – ‘+ id_parent) .is (‘: checked ‘)) {$ (‘ # newComment-moreinfo – ‘+ id_element +’ – ‘+ id_parent) .show (); $ (‘# NewComment-moreinfo -’ + id_element + ‘-’ + id_parent) .removeAttr (‘disabled’); } Else {$ (‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .slideDown (function () {$ (‘# newComment-moreinfo -’ + id_element + ‘-’ + id_parent) .removeAttr (‘disabled’ )}); }} If ($ (‘# newComment-type-1 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {ret = ((txt1! = ”) & Amp; & amp; (txt2! = ”) & amp; & amp; (txt1.length & gt; = 3) & amp; & amp; (txt2.length & gt; = 5)); } Else if ($ (‘# newComment-type-2 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {ret = ((txt1! = ”) & Amp; & amp; (IDU & gt ; 0) & amp; & amp; (txt1.length & gt; = 3)); } Else if ($ (‘# newComment-type-3 -’ + id_element + ‘-’ + id_parent) .is (‘: checked’)) {ret = ((txt1! = ”) & Amp; & amp; (iduf & gt ; 0) & amp; & amp; (txt1.length & gt; = 3)); } If (ret) $ (‘# newComment-send -’ + id_element + ‘-’ + id_parent) .removeAttr (‘disabled’); else $ (‘# newComment-send -’ + id_element + ‘-’ + id_parent) .attr (‘disabled’, ‘disabled’); } Function comment_loginUser (id_element, id_parent) {var txt1 = $ .trim ($ (‘# newComment-user-nickname -’ + id_element + ‘-’ + id_parent) .val ()); var txt2 = $ .trim ($ (‘# newComment-user-pwd -’ + id_element + ‘-’ + id_parent) .val ()); $ (‘Body’). Css (‘cursor’, ‘wait’); $ .ajax ({Type: “POST”, url: ‘/F/ajax/comments.php’, date: {‘login-user’: 1, ‘l’: txt1, ‘p’: txt2, ‘url’ : comments_geturl (), ‘curl’: comments_geturl ()}, dataType: ‘json’, success: function (oJsonObject) {$ (‘body’). css (‘cursor’, ‘default’); if (oJsonObject) { if (oJsonObject.error) {$ (‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html (oJsonObject.error);} else if (oJsonObject.id_user & gt; 0) {$ (‘. newComment-user-box – ‘+ id_element +’ – ‘+ id_parent) .remove (); $ (‘ # newComment-user-id – ‘+ id_element +’ – ‘+ id_parent) .val (oJsonObject.id_user); $ (‘ # newComment-infobar – ‘+ id_element +’ – ‘+ id_parent) .html (‘ ‘); $ (‘ .comment-newComment-form – ‘+ id_element +’ – ‘+ id_parent +’ .comment-newComment-thumb img ‘). attr (‘alt’, oJsonObject.username); $ (‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). attr (‘title’, oJsonObject.username) ; $ (‘# newComment-type-2 -’ + id_element + ‘-’ + id_parent) .attr (‘checked’, ‘checked’); if (oJsonObject.userurl) {$ (‘.comment-newComment-form-’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). addClass (‘pointer’); $ (‘.comment-NewComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Click (function () {location = oJsonObject.userurl;}); } If (oJsonObject.userthumb) {$ (‘.comment-newComment-form -’ + id_element + ‘-’ + id_parent + ‘.comment-newComment-thumb img’). Attr (‘src’, oJsonObject.userthumb); } Comment_canSendComment (id_element, id_parent); } Else {$ (‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html (‘An error’); }} Else $ (‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html (‘An error’); }, Error: function () {$ (‘# newComment-user-err -’ + id_element + ‘-’ + id_parent) .html (‘An error’); $ (‘Body’). Css (‘cursor’, ‘default’); }}); } Function comment_textareaAutoHeight (textarea) {/ * if ($ .browser.mozilla) {var tah = $ (textarea) .height (); if (tah – & gt;

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