[Photo: WP / Michael Masiak]
Already one million new evidence is in the portfolios of Poles. However, the document still raises emotions. – Faced with the threat of identity theft, banks will require new certificates from their customers – gives the Polish Bank Association. The Interior Ministry, however, inform the Money.pl them that no one has reported any problems.
– All holders of the new documents must be prepared for the fact that when you start your account or borrowing, the bank may require proof of address and identity check. For this purpose, it may be necessary, for example, a written declaration client with the address of residence or special certificate from the municipal office. The documents confirming the address can also be part of the final bill for electricity or gas – says Mieczyslaw Bean, vice president of the Polish Bank Association.
What is it? New evidence that began to be issued from 1 March no longer have the address information check-in. They also lack data associated with the physical characteristics of the owner of the document, such as eye color or height.
In sent to Money.pl Communication Association of Polish Banks writes that although the documents are much better protected than previous ones, is “high-tech security may cause an increase in the number of attempts to steal the original, the new identity cards.” Banks are afraid that with a stolen document in their branches begin to appear similar to those of people with images of real owners. And in this way they will wyłudzały loans.
– So far, criminals in the old evidence imprinted on the stolen document new image. Now this is no longer possible. So thieves will want to be like their image to that of photography. It’s hard to do, but even harder when the thief must have the appropriate growth and eye color to that stored in the proof. Meanwhile, in the new document, the lack of biometric data – explains Dariusz Kozlowski with the Centre for Banking Law and Information.
He added that the banks are scared, because the party has recently disappeared personalized evidence. These were reached with the Ministry of Interior to one of the local councils, but along the way had evaporated. It is suspected that most likely came into the hands of thieves. How much were these documents? That Kozlowski already not disclose.
Problems also raises social security system where you can verify whether the registered address given by the customer is correct. Firstly, he did not start on March 1 and still does not work.
– Ministry of Internal Affairs sent on May 4 to the PBA agreement setting out the rules for the use of services by the PBA verification of data collected in the register of Social Security. The agreement was signed by the PBA. At this point, being tested related to its operation – admits Malgorzata Wozniak, a spokeswoman for the ministry.
Banks, however, are not satisfied with the agreement. The system throws because no full address of the customer, but only if the information entered by the bank is real or fake.
– In how many ways you can save the address al. John Paul II 25 m. 27? At least a dozen: Roman numerals and Arabic, this may be a street address, but also the avenue. And so on. A bank for every check has to pay 30 cents. Not to mention the fact that how bad you enter a customer’s address and pops up an error, that person should immediately become suspect – Kozlowski explains.
To make matters worse, the Interior Ministry and banks have their hands tied . To be able to provide the correct address and check if there has been no ordinary mistake in the record need not update Social Security system, but change the law.
On top of that a month ago asking customers about the certificate, statement or bills suggested the Chief Inspector of Financial Information at the Ministry of Finance. His letter was treated as an official recommendation.
And the banks are afraid of fire as scams because they lose tens of millions of dollars. Today, it is this form of theft is much more dangerous than the attacks in westernowskim style with a gun in his hand. For example, last year, up 9 thousand. people tried to extort money totaling more than 400 million zł. Record holder in the hidden identity would pick up as many as 24 million zł. How many actually managed to criminals steal in this way? These banks have not divulge.
Ministry of the Interior in relation to the ideas of banks with a request additional certificates resembles that of the PBA any changes in the proofs have been consulted. And now after the implementation of no one reported any problems.
– From start issuing new evidence not received any complaints either from citizens or from the offices of municipalities in connection with the use of identity cards without a registered address. Do not turn to us also no institutions that zgłaszałyby problem with the new identity cards – Money.pl says Malgorzata Wozniak, a spokeswoman for the ministry.
also recalls that new evidence Poles also went less than two weeks ago to the polls and not recorded any irregularities.
– From 1 March to 21 May Document Personalisation Centre Ministry of Interior issued more than 1 million new ID cards. This means that more than 1 million EU citizens use ID cards without an address check – says Wozniak.
The Ministry of the Interior in the guide published before the start of the new evidence on their sites reported that in specific cases, banks will be able to ask customers about the statement the address check. About certificates from the municipality’s bringing there was, however, not a word.
About the problems with the new evidence reported by early March. See our coverage.
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