More than 2 million Poles does not repay the debt on time. 44 billion zł up – Gazeta.pl

2 147 606 Poles were in March. outstanding debt. In total, these untimely repaid liabilities was 44.65 billion zł.

BIG InfoMonitor

record holder reaches 100 million zł

Importantly, more than half of our backlog does not exceed 5 thousand. zł. They are not so long especially high, in theory, to get rid of them would suffice 1-3 payout.

Of course there are people with much higher debt. Record holder, 66-year-old man from the province. Mazowieckie, has arrear 99 716 147 zł!

BIG InfoMonitor

The number of unreliable debtors grow, because …

How explain the authors of the report, the cause of increase in debt and the number of debt is not a worse economic situation of society, but a growing awareness of the possibility of entering unreliable debtors to the Offices of Economic Information.

the number of entities that work BIG InfoMonitor increased in the first quarter of 2016. 10 percent. Since last year, the courts report to BIG individuals and companies wringing of regulating court fees or fines. Also, municipalities are already required to enter maintenance debtors to BIG

For the debtor’s easiest to hit in the Kujawsko-Pomorskie

The most outstanding indebtedness of those aged 35 -44 years – such debtors are more than 520 thous., total arrears in the amount of 13.6 billion zł. Interestingly, in the group of 25-34 year olds is also a lot of unreliable debtors (nearly 480 thousand. People, 22 per cent. Of the total number of debtors), but on average their arrear is approx. 14.5 thousand. zł. The highest debt per capita are … 45-54-year-olds – they were in arrears on average 28 thousand. zł.

Very suggestive is a map showing the number of people with arrears for every thousand adult inhabitants of the region. It turns out that the farther to the west, the easier it is to hit the dishonest debtor.

BIG InfoMonitor

Who goes to BIG?

the statistics included are individuals with debt exceeding 200 zł, with delay in payment of at least 60 days. The number includes both loans and loan commitments as pozakredytowe (eg telecommunications services, gas, electricity, rent, alimony, fines and penalties).

The Register of Debtors BIG InfoMonitor end March there were 1 497 045 people with arrears, while borrowers default on the basis of the Credit Information Bureau was 1 031 024 people. More than 380 thousand. people appear in both databases.

The repayment of outstanding debt niekredytowego means to remove the entry from the database BIG. The register does not retain archived data. Just in the database BIG no trace of the debt. In the case of overdue loan obligations, the data in the Credit Information Bureau evidence of delayed repayment are kept for 5 years from the date of repayment.

entry in the BIG means that the consumer may have a problem with the credit facility, and to obtain other services – for example. WLR.