Jacek Bartkiewicz the NBP Management Board acknowledges that the strengthening of the franc lost the borrower, although the introduction of negative interest rates in Switzerland, reduced the growth of the installments. It is understood, however, upset people who from day to day need to find a home budget more money to pay off the loan.
Jacek Bartkiewicz is critical of ideas frankowym help borrowers through the conversion of their loans more attractive to buck the historical exchange rate. According to him, such a decision would destabilize the banking sector in Poland, which could have a negative impact on the Polish economy.
OCCP get PLN 5 million from the budget
proposal to allow the conversion of loans francs buck at the rate of contract presented the President of the Financial Supervision Commission. Polish lucky explains the details in the Sejm. Skeptical of such a solution comes not only the National Bank of Poland, but also the finance minister, who believes that the implementation of the idea would multibillion-dollar losses in the banking system.
Peter Kuczynski: Pressure Swiss exporters SNB will result in a decrease in the franc & gt;
TVN24 Business and World / x-news
Polish financial system is stable
– The results of simulations and stress tests (stress tests ), which examines the sensitivity of banks operating in Poland, the occurrence of unlikely and extremely unfavorable conditions, confirm the high resistance of the sector to the effects of even strong economic slowdown and market turmoil. NBP also assesses that the recent unexpected depreciation of the zloty to the Swiss franc poses no threat to the stability of the Polish financial system – the authors wrote “Report on Financial Stability – January 2015.”
The stability of the financial system means that the system – and not just the individual institutions – is working properly.
– It can operate stably so, regardless of the problems of individual institutions, and even all its segments, as long as they do not lead to serious disturbances in the continuity of the provision of financial services to the economy, or unless the maintenance of these services do not require significant support the financial sector from the public sector – they added.
The sector is in good shape
authors emphasize that the situation of the banking sector – the largest part of the financial system – is good and stable.
– Banks are resistant even to the significant deterioration in their environment, as indicated by the high level of capital ratios, significantly exceeding the minimum requirements and low leverage. High resistance of Polish banks stress-tests confirm ed carried out periodically by the NBP – posted.
NBP worse is the situation for unions
– In contrast to the banking sector, the situation of the sector cooperative savings and credit unions (CU) remains difficult. The own funds of many banks is inadequate for your business. CU is not directly generate systemic risk: credit unions operating scale remains small (cash assets correspond approx. 1 per cent. Of the banking sector assets), as well as the scale of direct links between the cash and the National Treasury for the banking sector and financial services provided by health services are substitutes by banks – recognized.
KNF suspend operations Wołomin CU. Bankruptcy foregone
TVP / x-news
The NBP also states that the restructuring of the sector has indirectly CU wider consequences – it involves the Bank Guarantee Fund resources, thereby reducing the supply of funds available in the event of potential problems in major systemic cases. In addition, because the pool of funds must be replenished BFG, this results in higher payments on BFG primarily from banks, limiting the ability to increase their capital buffers, which can be particularly challenging in the case of cooperative banks.
PAP, abo
No comments:
Post a Comment