Wielodzietni gain until the summer – Republic

Wielodzietni gain until the summer – Republic

Source: Fotorzepa

Today, a family with three children, buying in Warsaw 70-square meter apartment, will receive 44.9 thousand. zł subsidies to credit. After the changes, “MdM” is supposed to be 116.7 thousand. zł.

The National Economy Bank went in January 2015. more than 1.2 thousand. applications for subsidies for loans. “Living for the young” works but still the same. – The announced at the beginning of the year to increase the accessibility of the program “Living for the young,” we will have to wait. They are to enter into force only in July – says Marcin Krasoń, an analyst at Home Broker.

As expected, the sale of loans, “Living for the young” in January. Was lower than in recent months. The end of the year was successful time on the market, many people hastened the decision to buy an apartment, among others, for fear of changing the rules for mortgage loans (higher contribution of its own), resulting in reduced demand in January. As a result, in the first month of 2015. BGK to hit 1233 applications for a total amount of 29.28 mln zł, while the average of 2014. more than 30 million zł.

In January 2015,. the majority of applications to BGK sent residents of province. Mazowieckie – 200. For this, however, 146 until the conclusions of Warsaw. – It confirms that the program “Living for the young” works mainly in the largest cities. The exception is the Wielkopolska, where only one in three purchased in “MdM ‘property is located in Poznan, Poland. The national average 54 per cent. Of applications falls on the provincial capitals – Marcin Krasoń calculated.

Mainly for housing

In the first 13 months of the program, which was launched at the beginning of 2014., most applications to BGK filed in the province. Mazowieckie (3 081 applications), Pomeranian (2 862 units) and Greater Poland (2 640). More than twenty times less applications than it was in Mazovia province. Opole (144), there is little BGK also counted them in Świętokrzyskie (183).

A total of 2015. Booked already zł 155.6 million, or 21.8 per cent. of money of up to 715 million in the Law for the year. – While more than one-fifth of resources – and it is only January – rather there is no concern about the fact that the money to be paid in the year runs out, because relatively a high level of utilization of the beginning of the year is a result of the rules of the program. Applications borrowers are assigned to a pool of money for the year at the date of payment of the grant, and is being implemented as the last installment payday loan or after the conclusion of the creation or transfer of property in the case of the person who buys an apartment put into use. This means that as early as 2014. You can save on money from consecutive years – explains Krasoń.

According to the statistics published at the end of 2014. BGK shows that the average size of homes purchased under the program ” MdM “It was 53.2 sqm., in the case of the house was a 84.2 sqm. The program is available for people buying an apartment with an area of ​​75 sqm. (85 sqm. For those with at least three children), or a house with an area of ​​100 sqm. (110 sq. For parents with three children).

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