– This is the first comprehensive program for solving the housing problems of Poles – Awl said at a conference in the Chancellery. – This is not a theoretical record only real project, which will already begin this year and end of the project are the apartment where dwell the Poles – she said.
National Housing Fund
The most important pillar of the program is to create a National Housing Fund. – It will be a fund that will provide the land of the Treasury, so that housing built on the land will be cheaper – she added.
The possibility of obtaining ownership of the premises
There will be a flat to rent for 10-20 per month per square meter, with the prospect of obtaining ownership of the premises.
– It will be flat, that assumption will be for rent and assume that the cost of renting the apartment will be from 10 to 20 zł per square meter. The rent will be the possibility to come to property – Awl said.
Not only for people with lower incomes
The Premier stressed that the program is aimed at people on lower incomes, but also to the middle class. It will not age restrictions, as in the program “Family on its own”.
– Preference will be families with many children, what will be the number of children will be awarded to the score. They will of course be taken into account income, but it will only affect the waiting period for an apartment – she said.
bonuses for renovation or construction of a house
– We create the opportunity arose to the so-called. sub-housing, which the Poles will postpone their savings for the purpose of renovation, or construction of a private house – said Prime Minister of Law and Justice deputy.
In addition to the main objective is the construction of cheaper housing, the program Flat Plus also has two other pillars.
– the second element of this housing program, which you now present, the program flat Plus, to support social housing – said the prime minister.
She said the third, “a very important and attractive pillar “of the program flat Plus is support from the state to save on renovation or construction of a private home.
– Very often, that someone has an apartment, but can not afford it, eg. for the renovation of the apartment or want to build a house . I also have a problem because they do not have at the moment are sufficient resources, and does not want to take credit or no chance of getting a loan. We create the opportunity arose to the so-called. sub-housing, which the Poles will postpone their savings for the purpose of renovation, or construction of his private home or to buy a home. And these savings will be complimented by bonuses that will give the state. This will also be the opportunity, so that this program also benefited those who already have an apartment, but would like to improve his standard, or would like to renovate them – she said.
The Premier said that the program will be a real support for families and those who want to start a family, but do not have an apartment. Forms part of the government’s policy of supporting families. Beata Szydło stressed that the program is the result of months of work by the Infrastructure Minister Andrzej Adamczyk and his colleagues.
The National Housing Fund will not benefit from the budget
The National Housing Fund will not benefit from the budget, the state owns land and property, which can be used for residential purposes – said Friday the minister of infrastructure and construction Andrzej Adamczyk.
– Today, we must take advantage of this potential and those resources that have the Polish state, therefore, based on the resources of the Polish state prepared a draft of the National Housing Fund – Adamczyk said on the occasion of the presentation of the program plus an apartment.
– It is estimated that up to 40 percent. Poles do not have the capacity credit is not able to buy an apartment and is not able to rent housing on the open market, because there are three pillars of the housing program. The National Housing Fund are apartments for rent, with the access to the property – explained the Minister.
He stressed that the most important thing is that the National Housing Fund will not benefit from the budget. – We offer solutions that do not enforce spending in the framework of the state budget – said Adamczyk.
As he spoke, the State Treasury holds for land and property, which can be used for residential purposes. – These properties will be used for residential buildings, but these properties can be used in order to kind of bank Earth, which will be the National Housing Fund also generate funds for the implementation of this program, operating on real estate, which will be forwarded to the National Housing Fund – explained Adamczyk.
– This will allow us to pursue housing dedicated to those who today do not have credit standing, apartments for rent, apartments for rent with the access to the property, the apartment, which exercise price per square meter of usable area, along with a full finish (will) (…) of 2.5 thousand. zł. upwards – said the Minister.
The National Housing Fund will be open
– The National Housing Fund will also be open to others who wish to participate in this action, they can bring in their property, also thanks will be able to enjoy the benefits arising from the interest rate, the share certificates – said the Minister of Infrastructure and construction Andrzej Adamczyk .
– we will be built mainly on land the Treasury, but we will also build on municipal land, because there are municipalities that already report to this program. We can also build on private land, if someone wants to fund housing insert their land and get a certificate. The program is open – noted the deputy minister of infrastructure and construction Kazimierz Smolinski.
He added that the state-owned company, providing land, will receive participation certificates. – As for the land companies of the Treasury, it requires a financial settlement. The land of the Treasury will be paid to investment funds and companies get a share certificate. There can be no question of any impairment, activity to the detriment of individual companies, even if it is a company with the participation of 100 percent. Treasury – said Smolinski.
Adamczyk explained that the National Housing Fund will be contributed, among others, Land of the Treasury, which will be used for residential development. The Fund will also generate funds for the implementation of the program, operating on these properties. The Minister pointed out that the Fund will be “a kind of earthly bank.”
Investments under the program plus an apartment will commence from 2018.
– Draft apartment Plus program should be adopted by the government in the fourth quarter of 2016., And investments should be launched in 2018. – Said on Friday the minister of infrastructure and construction Andrzej Adamczyk, presenting the program plus an apartment.
Adamczyk presented what he called “road map” of the program.
He said that the project should be delivered to the Prime Minister’s Office in the third quarter of 2016. – The National Housing Programme, I hope, will be adopted by the government in the fourth quarter of 2016. – handed.
– And further apartment plus: apartments for rent with the option of an investigation into the ownership is the beginning of the second half of 2017. The first half of 2017. This project set for social housing – continued.
Adamczyk According to the law on the national housing fund “will in the second half of 2017. begin recruiting volunteers for rental housing implemented under this program.”
– planning, that residential investment will be started at the beginning of 2018. – ended.
Premier Program Flat Plus: This program for everyone. Rent will cost 10-20 PLN per sq.
TVN24
The fall in prices is trouble investors
This is a problem especially those who bought an apartment as an investment – said on Friday Minister of Construction Andrzej Adamczyk, when asked about the possible decline in housing prices due to the introduction of the program Flat Plus.
asked a journalist if there is no concern that the “Flat Plus program will lead to such a decline in real estate prices that people are now buying expensive apartments on credit, you will find yourself in a similar situation as Frankowicz, which will have to pay larger loan than the value of the apartment, “Adamczyk said:” the editor asked about the concerns of all those who bought an apartment today for larger amounts. ”
– This is a problem especially those who bought an apartment as an investment. In contrast, a product that we buy in a given year in a given time is the price that we have on the market. When buying an apartment, everyone is aware that if the housing situation Poles age 10 or 15 is adjusted, the housing deficit will be liquidated, then inevitably the price of apartments also come back down. And as long as falls, we do not know. It is a slow process, it is a continuous process, inevitable in any country in which was run national housing support programs. In Europe, such programs were and are running a lot – he said.
Morawiecki: housing program is not a substitute for the market, but you need it
You do not have to replace the market, but the government program of housing construction is very necessary to increase their number – rated in an interview with reporters Deputy Mateusz Morawiecki.
He said that in a few months will be presented data on. The cost of the program.
The program does not replace the entire market
“It is engaging state, but the state does not have to replace the whole market. We will definitely be sought market mechanisms that will support the building” – remarked Morawiecki. According to him, in Poland there is at least 1 million homes, while the use annually gets about 100 thousand. units. “in connection with this program is very necessary,” – he stressed.
he pointed out that although the program It is primarily the responsibility of the Ministry of infrastructure and construction, Ministry of Development help in its implementation, including through fund BGK Properties. Citing the words of Prime Minister Beaty Szydło recalled that the program has to reach people who can not afford a mortgage, but need own premises rented – as he put it – “a very decent, modest price” and the possibility of buying “later in the future.”
Residential program finds a place in the Plan for Responsible Development
explained that the possibility of redemption will be away in time to avoid speculation apartments co-financed by the state or local governments. The Deputy Prime Minister asked whether Poland can afford this program, he replied in the affirmative. “We will try to create such a financial engineering (…) so that we could actually do this program. Our Plan for Responsible Development housing program will certainly find a very prominent place, “- he stressed.
The costs of the program will be announced in a few months
Morawiecki inquired about the cost of the program, said: “I will not say that today.” “We are in the deep analysis on this” – he added. Specific data – as announced – will be presented in the next few months. “Now people in BGK BGK Properties, in my ministry, and especially in the Ministry Minister Andrzej Adamczyk work over this. it’s a new approach, because much we depend on it to a square meter, and thus the potential cost of renting was correspondingly low, “- said Morawiecki.
Analyst for Housewarming plus: good ideas, do not know where the funding
The solutions presented in the apartment Plus is a good idea, but it is unclear how they should be financed – rated analyst Marcin Krasoń Home Broker.
This program encourages long term savings
“It’s a good idea, I like the same approach to the issue” – said the PAP Krasoń. “In contrast to previous programs on the Family and his apartment for the young, which gave the fish, not the rod – directly transmit money, here we have incentives for long-term savings, the use of the lease, the opportunity to buy “- he added.
The question is, where to get money for the program
“It’s a very cool idea, I wonder just how will its execution, because he knows exactly where to to be funded, “- he stressed.
What will finance the construction of housing
He noted that refers to the creation of the fund, which will pass the land of the Treasury, “but somehow you have to pay for the construction of housing” and it is not known whether the source of the funding is to be eg. sale of land. “I am quite a big question mark,” – said Krasoń.
Good idea to rent apartments
“Certainly a good idea is to stimulate and support the lease. In Poland, this market has enormous growth potential; compared to Western countries, few people use this option, I think maybe a lot more, “- said the analyst.
In his view, the approach adopted in the concept of apartment plus “can lead to a slight reduction in prices to the benefit of potential tenants, on the other hand, introduces a high standard of service.”
“Several years ago, most people rented apartment black, now it is changing, moving in the right direction. Which in turn – when the Polish lease to be civilized – can make that Poland will finally foreign investment funds, which, as an institutional investor to buy an apartment in the packages, which in turn leads to further development of the rental market, “- said Krasoń.
He added, presented on Friday, the program is “good ideas, but unfortunately, not everyone will be able to use them.” “They told clearly that the program will be for everyone, but also indicated who will prevail. Clearly, then, that the others did not live to see “- he said, noting that in general, the program evaluates positively.
IAR / PAP, abo, jk
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