MdM: late receipt of applications – Niezalezna.pl

Bank Gospodarstwa Krajowego announced the suspension of accepting applications from the limit of 2016. Under the government program “apartment for the young” (MdM), for the financial support the purchase of a first home for young people – bank said in a statement.

implementation of the government program MdM is provided for five years – from 2014 to 2018. budget Law provides for each year a different limit of funds for the payment of non-refundable support. This year’s limit was 730 million zł, of which reserved is 95 percent.

regardless of the state of the limit is 2016. continues buyers can submit applications for which payment of the grant will be in 2017 or 2018. the remaining subsequent years of the program, limit funds amounts to 746 million zł to 2017. and 762 million zł for 2018.

– In the first year of the program used 34.5 percent. reserved resources in the second 72.8 per cent., and in a third money end in mid-March. Why this disparity?

– wonders in a commentary Marcin Krasoń of HomeBroker.

In his view, for the surge in popularity of subsidies is a change in the law, which came into force in September 2015. allowed it to MdM housing on the secondary market and significantly increased the availability and amount of subsidies for large families.

– In 2017. Entered in Act 746 mln zł, so the amount of applications exceeded 373 million zł and will continue to 2016. BGK will stop collecting applications for 2017

– says Krasoń. – For now willing to finance in 2017. There were not many (at the end of February the amount of requests is 53.1 percent. Thus, only 7.1 per cent.), But since requests for 2016 are no longer accepted, it should be a rapid increase in applicants for the years 2017 to 2018.

According to most expert on the situation of losing a person interested in buying an apartment in the secondary market, because finding someone who sells apartment and agrees to pay next year, it will be very difficult. The offer developers can easily search the apartment from the date of commissioning of both in 2017 and 2018.