For car insurance, you will pay less if you’re driving safely. There is only one condition – you have to install an app that will track your driving style. If he believes that not pose a threat, you will get special offer cheaper than the other customers. Thus, it should work YU – ie insurance, the company ERGO Hestia in cooperation with Janosik’s Inn.
However, they don’t all have on your smartphone download the app. Many drivers are used for Yanosika so far. In addition to traditional navigation, it also offers real-time warning of radar or traffic.
Now there will be another feature. Some drivers will not appear, because the offer of insurance. Yanosik for entered into cooperation with ERGO Hestią, one of the largest Latvian insurance companies. Both companies work together to offer policies under the brand YU.
what is the innovation? First on the individualization of sentences on the principle of “pay as yu drive.” The application will collect the data that best describe the driving style of the driver. And on this basis offer “szytą to order” offer of liability insurance. Well, while th is in the range of only CTP, but your website does not exclude that in the future there will be also the policy of Auto Insurance.
That the application will be considered? First and foremost, the style of driving is how the driver is accelerating or decelerating. If you do it smoothly, then the “catch point”, but if you dramatically on the “settings” are not what count. In addition, Yanosik check the behavior in a situation of danger (because the application has the information, where accidents or other traffic), average speed, and its adaptation to the prevailing road conditions.
it is unknown, how much you can save on insurance. Most important, however, to allow applications to use regularly. Only then can we count on an individual proposal. Company for insurance also free will add a special radar that would help to check where is the car.
they’re Not the first
This is not the first case when an insurance company joins forces with supplier cards. He Yanosik already has this issue with experience. Last year this included cooperation with the society Benefia Insurance.
in turn, in September last year, such a step decided Link4. After the experiment the insurer has decided that it wants to offer its customers individual insurance with the application Trip. So far, the specificity, however, has not.
in the Fall we also asked other insurers for such ideas, but from these responses, it follows that such plans do not have. However, earlier it was said that this will go through Aviva, but were unable to confirm this. – Not today comment on this item, please contact us in subsequent cases – then said WP money press service Avivy Bogdan Białorucki.
it is also Known that such a step will not solve at the moment, the largest Polish insurer PZU Group. – We are such solutions applicable in the European market, but in the near future we plan to introduce similar, – have informed us in late September, George rose from the press service of ROM.
Expert: such proposals will appear
according to Martin Turchinskogo, analyst at the Polish chamber of Insurance, we can expect that such proposals will eventually be more and more. Solutions that help better match the award to the specific driving style of the driver, they, of course, predicts money in WP. – They can incentive individuals who responsibly and safely, which is especially important in a situation when as currently in Poland, the average rate increases for insurance insurance.
Tarczynski observes, however, that monitoring does not affect the price policy is not so much. – Of course, not that app or device to monitor driving style will be the only determinant of the discount or the added cost. Remember that is extremely important and is the experience of the driver or bezszkodowa history, – the analyst of the Polish Chamber of Insurance.
he adds that there are also other ways to improve the assessment of risk through insurers. Not only are these related to technological innovations. – Would be nice, for example, all insurers of information about fines and penalty points. This kind of data we have our database CEK – indicates Martin Tarczynski. – With this solution the drivers driver safely they could be premiowani, and the pirates punished the road of higher rates.
that the Polish Chamber of Insurance proceeds the idea that we wrote on Monday in WP money.
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